Full-Time

Quality Controls Program Director

Commercial / Consumer Lending Industry Experience

Confirmed live in the last 24 hours

Pathward

Pathward

501-1,000 employees

Financial services promoting inclusion and access

Fintech
Financial Services

Compensation Overview

$99.5k - $183.8kAnnually

+ Performance-based incentive

Senior

United States

Hybrid remote-office company.

Category
Commercial Banking
Financial Planning and Analysis (FP&A)
Finance & Banking
Requirements
  • Bachelor's degree or equivalent education and work experience. Master's degree preferred.
  • Typically, 8+ years’ experience in a variety of roles in the financial services industry, with emphasis in Lending disciplines
  • Strong understanding of industry compliance standards and guidelines
  • Proficient communicator with executive and senior level management
  • Quality Management
  • Strategic Vision
  • Analytical and Problem-Solving Abilities
  • Regulatory Knowledge and Compliance
  • Communication and Collaboration
Responsibilities
  • Review all proposed credit programs and new partner on-boarding plans to ensure the appropriate quality assurance and risk management checks and controls are in place prior to launch.
  • Design, implement, and maintain programs to ensure consistent delivery of high-quality products and services.
  • Ensure compliance with relevant regulatory requirements, industry standards, and internal policies. Stay updated on changes in regulations and incorporate necessary adjustments into programs.
  • Identify areas for process improvement and lead initiatives to enhance efficiency, effectiveness, and quality. Utilize data-driven approaches and methodologies.
  • Develop and monitor key performance indicators (KPIs) representing 4 critical dimensions – quality, financial, throughput and risk. Prepare and present reports on quality performance, trends, and issues to management.
  • Identify potential risks related to quality and implement strategies to mitigate those risks. Manage quality-related issues and provide resolutions in a timely manner.
  • Collaborate with other business units to ensure quality requirements are integrated into all aspects of operations.
  • Identify training needs and develop training programs to enhance the quality competencies of employees at all levels.
  • Other duties as assigned.

Pathward promotes financial inclusion for individuals and businesses by offering a variety of financial services. Operating in the fintech sector, it uses technology to enhance financial solutions. Pathward provides services such as Banking as a Service (BaaS), payment processing, credit solutions, tax solutions, and commercial finance options, catering to small and medium-sized businesses and individuals lacking access to traditional banking. Unlike many competitors, Pathward focuses on a purpose-driven approach, helping clients navigate their financial journeys despite economic challenges. The company generates revenue through fees, interest, and service charges from its tailored financial services, including working capital loans and insurance premium finance. Pathward's goal is to empower clients to achieve financial stability and growth.

Company Stage

IPO

Total Funding

N/A

Headquarters

Sioux Falls, South Dakota

Founded

1954

Growth & Insights
Headcount

6 month growth

0%

1 year growth

0%

2 year growth

0%
Simplify Jobs

Simplify's Take

What believers are saying

  • Pathward's recent Great Place To Work certification indicates a positive workplace culture, which can attract top talent and improve employee retention.
  • The expansion of Pathward's product suite for financial institutions can drive growth by offering enhanced services to small and midsized banks and credit unions.
  • Strategic partnerships, such as with TabaPay for faster money movement solutions, enhance Pathward's service offerings and market reach.

What critics are saying

  • The highly competitive fintech market requires continuous innovation and differentiation to maintain market share.
  • Macroeconomic factors like inflation and potential economic downturns could impact Pathward's revenue and growth prospects.

What makes Pathward unique

  • Pathward's focus on financial inclusion sets it apart in the fintech sector, targeting underserved individuals and businesses who lack access to traditional banking services.
  • The company's comprehensive suite of financial solutions, including Banking as a Service, payment processing, and commercial finance, offers a one-stop-shop for clients, reducing the need for multiple third-party services.
  • Pathward's commitment to purpose-driven financial empowerment and its ability to adapt to changing economic conditions provide a unique value proposition in a highly competitive market.

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