Full-Time

Senior Credit Underwriter

C&I

Confirmed live in the last 24 hours

Metropolitan Commercial Bank

Metropolitan Commercial Bank

201-500 employees

Provides commercial and personal banking services

Fintech
Financial Services

Compensation Overview

$150k - $185kAnnually

+ Bonus + Incentive Pay

Senior

New York, NY, USA

The Bank operates in Manhattan, Boro Park, and Great Neck.

Category
Risk Management
Finance & Banking
Requirements
  • Bachelor’s degree in Business, Accounting or Finance; or equivalent experience
  • Minimum 7 years in credit related field, preferably in a banking environment with C&I / Healthcare experience
  • Strong analytical / financial modeling skills
  • Excellent written and verbal communication skills
  • Strong interpersonal skills; work collaboratively and with integrity with key internal and external stakeholders.
  • Strong team player with desire to develop and coach less experienced members of the team
  • Working knowledge of all MS Office Suite products and appetite to learn core database management programs
Responsibilities
  • For the most complex transactions, undertaking comprehensive financial and credit risk analysis in support of loan requests; including but not limited to financials, projections, industry/market, structure, management and environmental.
  • Demonstrating deep understanding of credit risks and mitigants, presenting clearly and concisely in risk focused credit proposals for submission to the appropriate approval authority.
  • Work collaboratively with Lending Officers throughout the transaction process, ensuring all Borrower information including financials are complete, accurate, received in a timely manner and analyzed fully. Attend client meetings and/or site visits as appropriate.
  • Strong understanding of compliance, regulations and the Bank’s commercial lending policies, clearly outlining any exceptions to policy and supporting rationale in the credit proposal.
  • Ensure all credit-related questions from the approval authority are addressed efficiently and effectively.
  • Contribute effectively at Credit Committee and other Committee meetings as appropriate.
  • Provide guidance and oversight for more junior credit underwriters.
  • Assisting in the completion of various monthly, quarterly or ad hoc reports as necessary.
  • Assisting in gathering information required by Bank examiners and internal audit.
Metropolitan Commercial Bank

Metropolitan Commercial Bank

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Metropolitan Commercial Bank provides a variety of banking services aimed at both businesses and individual clients. It specializes in commercial and personal banking, offering products such as business checking accounts, deposits, loans, and treasury management. The bank is particularly known for its expertise in global payments and digital compliance, which helps ensure secure transactions for its customers. Unlike many traditional banks, Metropolitan Commercial Bank focuses on serving fintech companies and entrepreneurs, leveraging its knowledge in payment solutions and compliance to meet their specific needs. The bank's goal is to facilitate efficient banking experiences through services like commercial real estate lending and a developer portal for API integration, allowing clients to access and utilize its digital services effectively.

Company Stage

IPO

Total Funding

N/A

Headquarters

New York City, New York

Founded

1999

Growth & Insights
Headcount

6 month growth

61%

1 year growth

8%

2 year growth

61%
Simplify Jobs

Simplify's Take

What believers are saying

  • Increased demand for digital banking solutions due to fintech rise.
  • Growing interest in sustainable finance, offering potential for green loans.
  • Trend of remote work allows expansion of remote support services.

What critics are saying

  • Increased competition from digital-only banks like Revolut.
  • Recent IPO may lead to pressure for short-term financial results.
  • Merger with Renasant Bank may present integration challenges.

What makes Metropolitan Commercial Bank unique

  • Leader in global payments and digital compliance, enhancing secure transactions.
  • Offers a developer portal for API integration, boosting digital service offerings.
  • Focuses on fintech companies, leveraging expertise in digital compliance and payment solutions.

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