Full-Time

Consumer Loan Sales Specialist

Confirmed live in the last 24 hours

OneMain Financial

OneMain Financial

5,001-10,000 employees

Provides personal loans for consumers

Financial Services

Entry, Junior

Fort Walton Beach, FL, USA

Position requires onsite presence in Ft Walton Beach, FL.

Category
Inside Sales
Sales & Account Management
Requirements
  • HS Diploma/GED
Responsibilities
  • Deliver results related to individual and branch sales goals as well as customer expectations
  • Develop new relationships – and maintain existing relationships - working with customers throughout the loan process and loan life cycle
  • Present financial solutions, based on customer needs, that meet their goals
  • Present customers with optional insurance products
  • Educate customers on the terms and conditions of their loan to ensure a clear understanding
  • Learn how to utilize credit underwriting techniques and sales tools
  • Manage the life cycle of the loan, including collections activities, complying with all laws and regulations
Desired Qualifications
  • Sales, Collections or Customer Service experience

OneMain Financial specializes in providing personal loans to individuals, especially those with lower credit scores who may not have access to traditional banking. The company offers both secured loans, which require collateral, and unsecured loans, catering to various financial needs like debt consolidation and home improvements. OneMain generates revenue through interest and fees on these loans and utilizes a securitization platform called Springleaf Funding Trust to bundle and sell loans as securities. The goal of OneMain is to offer accessible financial solutions tailored to its customers through a strong branch network and online resources.

Company Stage

IPO

Total Funding

N/A

Headquarters

Baltimore, Maryland

Founded

1912

Simplify Jobs

Simplify's Take

What believers are saying

  • Digital lending platforms expand OneMain's reach and streamline operations.
  • Alternative data for credit scoring can expand OneMain's nonprime customer base.
  • Partnerships with fintechs offer innovation opportunities for OneMain's service offerings.

What critics are saying

  • Increased competition from fintechs may erode OneMain's market share.
  • Rising interest rates could reduce demand for OneMain's loans.
  • Executive share sales may indicate concerns about OneMain's future performance.

What makes OneMain Financial unique

  • OneMain specializes in personal loans for nonprime consumers, a niche market segment.
  • The company offers both secured and unsecured loans, providing flexible financial solutions.
  • OneMain's Springleaf Funding Trust platform enhances capital flow through loan securitization.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

401(k) Retirement Plan

401(k) Company Match

Employee Stock Purchase Plan

Tuition Reimbursement

Paid Vacation

Paid Sick Leave

Paid Holidays

Paid Volunteer Time