Full-Time

Capital Markets Jr. Trading Analyst

Posted on 1/3/2025

Plaza Home Mortgage

Plaza Home Mortgage

501-1,000 employees

Mortgage lending and loan servicing solutions

Financial Services

Compensation Overview

$18 - $22Hourly

Entry, Junior

San Diego, CA, USA

This position is hybrid, indicating that the candidate will need to work in-office some days.

Category
Quantitative Analysis
Quantitative Research
Quantitative Trading
Quantitative Finance
Required Skills
SQL
Financial analysis
Data Analysis
Excel/Numbers/Sheets

You match the following Plaza Home Mortgage's candidate preferences

Employers are more likely to interview you if you match these preferences:

Degree
Experience
Requirements
  • Bachelor’s degree in finance, business administration or related field.
  • Mortgage Banking experience and/or knowledge preferable
  • Financial analysis tools including, but not limited to MS Excel, Crystal Reports, MS Access, Visual Basic, Visual Basic for Applications, SQL, Relational Databases
  • Interpersonal communication skills
  • Ability to articulate complex ideas to management and sales staff
  • Ability to work with large amounts of data
  • Strong attention to detail and ability to meeting deadlines
  • Excellent problem-solving skills
Responsibilities
  • Work directly with various wholesale, retail, and closed-loan purchase channels to provide feedback and suggestions to improve the bottom line.
  • Track market and lender activities.
  • Measure and monitor the market, liquidity and credit risk.
  • Develop and communicate tactical and strategic recommendations on portfolio activity to senior management.
  • Provide daily pricing and transactional support to Secondary Marketing department.
  • Work closely with Treasury department and warehouse lenders to ensure timely and complete settlement of loan sale proceeds.
  • Ensure trades are satisfied within the required deadlines.
  • Communicate with broker-dealers to confirm trade details and resolve any trade issues.
  • Assist in the daily capital markets activities of inputting trades, creating reports, and/or analyzing data.
  • Other duties as assigned.
Desired Qualifications
  • Mortgage Banking experience and/or knowledge preferable

Plaza Home Mortgage provides a range of mortgage lending services to various clients, including first-time homebuyers and financial institutions. They offer different types of loans such as conventional fixed-rate loans, adjustable-rate mortgages, FHA loans, and VA loans, as well as specialized products like home equity loans and reverse mortgages. Their operations are divided into two main channels: Wholesale lending, where they partner with brokers to deliver tailored mortgage solutions, and Correspondent lending, which supports banks in managing their loan portfolios. Plaza Home Mortgage earns revenue through origination and servicing fees, and they have recently reintroduced the Solutions Non-QM program to assist borrowers who do not fit traditional lending criteria. The company focuses on continuous improvement and client education, providing training and updates to maintain strong relationships and stay competitive in the mortgage market.

Company Size

501-1,000

Company Stage

N/A

Total Funding

N/A

Headquarters

San Diego, California

Founded

2000

Simplify Jobs

Simplify's Take

What believers are saying

  • Increased demand for Non-QM loans offers growth opportunities for Plaza Home Mortgage.
  • Digital mortgage solutions align with borrower preferences, enhancing customer experience.
  • Expansion of reverse mortgage market provides opportunities to leverage home equity for retirees.

What critics are saying

  • Increased competition in Non-QM market could pressure Plaza Home Mortgage's profit margins.
  • Rising interest rates may decrease refinancing activities, impacting origination fee revenue.
  • Potential stricter regulations on Non-QM loans pose compliance risks for the company.

What makes Plaza Home Mortgage unique

  • Plaza Home Mortgage offers a wide range of loan products, including Non-QM loans.
  • The company operates through Wholesale and Correspondent lending channels for diverse client needs.
  • Plaza Home Mortgage emphasizes client education and technology enhancements for competitive advantage.

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Benefits

Hybrid Work Options

Company News

PRWeb
Nov 27th, 2023
The National Association Of Mortgage Brokers Announces Its Inaugural Corporate Board Of Governors

Newly appointed board will support NAMB's many initiatives including events and educational opportunitiesWASHINGTON, Nov. 27, 2023 /PRNewswire-PRWeb/ -- The National Association of Mortgage Brokers (NAMB), the voice of the mortgage industry representing the interests of mortgage professionals and home buyers for the past 50-years, is delighted to announce its inaugural corporate board of governors.The members of NAMB's inaugural corporate board of governors will have many duties including:Promote NAMB's initiatives including, but not limited to, calls to action, events, and educational opportunities.Advise NAMB on opportunities regarding national and state outreach programs.Advise NAMB on national and state housing policy issues that are relevant to NAMB's mission and its membership.Discuss and advise NAMB on national and state market conditions and opportunities for its members and partners.The new board will begin meeting in early 2024 and meetings will be held in conjunction with NAMB Focus, NAMB's Legislative and Regulatory Conference and NAMB National. The corporate board of governors is comprised of representatives from NAMB's industry partners, sponsors, and corporate supporters.NAMB's corporate board of governors are:Allen Middleman, Freedom Mortgage (Chair)"The wholesale mortgage industry needs to work cooperatively and NAMB is the organization to foster those relationships," said Allen Middleman, Senior Vice President at Freedom Mortgage. "I'm honored to be named the chairperson of NAMB's first corporate board of governors. We have a lot to do including facilitate lender and vendor training in support of the mortgage professional. I look forward to working with the other board members to expand NAMB's impact across the country."Jeff Leinan , Plaza Home Mortgage"NAMB's launch of its inaugural corporate board of governors is an important initiative as it will help shape the work NAMB does to increase the viability of the American mortgage industry," said Jeff Leinan, Co-President

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