Contract

Senior Software Engineer

Java/Aws

Posted on 5/9/2026

Early Warning

Early Warning

1,001-5,000 employees

Fraud prevention and identity verification platform

No salary listed

No H1B Sponsorship

San Francisco, CA, USA + 3 more

More locations: Chicago, IL, USA | Scottsdale, AZ, USA | New York, NY, USA

Hybrid

Category
Software Engineering (1)
Required Skills
Java
AWS
REST APIs
Spring
Requirements
  • Bachelor's Degree in Computer Science and/or 5 or more years of related industry experience
  • Experience with Java, Spring Boot, Rest APIs
  • Experience with AWS Cloud
  • The candidate must independently possess the eligibility to work in the United States for any employer at the date of hire
  • This position is ineligible for employment Visa sponsorship
Responsibilities
  • Design, develop, document, test, and debug new and existing software systems and applications.
  • Serve as technical expert on development projects.
  • Drives full development life cycle including requirements analysis and design.
  • Write technical specifications based on conceptual design and stated business requirements.
  • Support, maintain, and document software functionality.
  • Identify and evaluate new technologies for implementation.
  • Analyze code to find causes of errors and revise programs as needed.
  • Drive software design meetings and analyze user needs to determine technical requirements.
  • Consult with end user to prototype, refine, test, and debug programs to meet needs.
  • Complies with all security policies and procedures, to ensure that the highest level of system and data confidentiality, integrity and availability is maintained.
Desired Qualifications
  • Automation: Ability to use Unix/Linux command line programs and create/edit scripts.
  • Automation: Able to analyze results of automated deployment scripts and makes modifications.
  • Design: Able to prepare detail design documents from requirements.
  • Design: Familiar with Reporting tools such as Crystal Reports, Jasper Reports, BIRT, etc.
  • Design: General understanding of software environments and network topologies.
  • Design: Able to demonstrate OOA/OOD skills.
  • Design: Demonstrable understanding of distributed, component based architecture
  • Design: Working knowledge of networking and/or telecommunications protocols
  • Design: A solid understanding of event driven / asynchronous programming and multi-threading
  • Design: Demonstrable technical design skills (UML experience a plus)
  • Design: Familiar with TDD/BDD
  • Design: Familiar with SOA framework, web services, etc.
  • Coding: Common Developer Skills - Competent (5+ years) Java or C# or C++ or Objective-C language programming skills.
  • Coding: Competent with SQL or PL/SQL and relational database concepts.
  • Coding: Experience with source code control systems.
  • Coding: Experience with secure programming techniques is highly desirable
  • Coding: Able to perform code reviews to ensure the code meets the acceptance criteria.
  • Testing: Able to maintain test scripts as needed.
  • Testing: Prepares test strategy, test plan, test cases, and test summary documents.
  • Testing: Experience with automated functional software testing frameworks, such as Cucumber, Selenium, etc.
  • Testing: Performs unit, functional, load, user interface, performance, regression and system integration testing on new code or modified code prior to production releases.
  • Testing: Produce and report project test metrics.
  • Testing: Possess advanced knowledge of QA/QC techniques; certifications preferred
  • Testing: Assists new staff on testing techniques and test methodologies
  • Support: Responsible for responding to situations in a timely manner, and meeting predetermined deadlines
  • Support: Ability to support/maintain existing products and add new features as requested by customers.
  • Support: Central point of contact for support of UAT/production applications as needed
  • Support: Keen troubleshooting skills across tiers/domains
  • Support: Ability to work on multiple projects
  • Collaboration: Agile/Lean methodologies experience
  • Collaboration: Solid understanding of an iterative software development process
  • Collaboration: Able to guide the team to produce estimates for all project activities and tasks.
  • Collaboration: Responsible for eliciting user and functional requirements and ensuring they consistent and complete
  • Collaboration: Mentor and monitor Software Engineers in the technical aspects of their assignments.

Early Warning provides fraud prevention, identity verification, and risk management solutions for financial institutions, government entities, and payment companies in the United States. It operates by a bank-to-bank data-sharing network and acts as a nationwide specialty consumer reporting agency, managing and stewarding data to create a single view of fraud activity and enable real-time payments, deposit and check validation, and verification. Its strength lies in bank-to-bank data sharing and data stewardship across the banking industry, offering cross-functional fraud visibility for real-time payments and deposits. The goal is to prevent deposit losses and financial crime by delivering trusted data, risk insights, and verification capabilities across the US financial system.

Company Size

1,001-5,000

Company Stage

N/A

Total Funding

$22.9M

Headquarters

Scottsdale, Arizona

Founded

1990

Simplify Jobs

Simplify's Take

What believers are saying

  • Paze expanded to Citi, Sephora, and 165 million cards in 2024.
  • Fiserv, Alacriti, Payfinia partnerships integrate Paze and Zelle.
  • Denise Leonhard joined as Zelle general manager recently.

What critics are saying

  • NY AG lawsuit filed August 13, 2025, demands restitution for $1B Zelle fraud.
  • CFPB suit dismissal in March 2025 leaves ongoing NY penalties.
  • Bank owners face pressure to divest Zelle post-lawsuits.

What makes Early Warning unique

  • Early Warning operates bank-owned data-sharing consortium for fraud prevention.
  • Paze wallet uses tokenization, avoiding card sharing with merchants.
  • Zelle enables real-time payments within collaborative banking network.

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Your Connections

People at Early Warning who can refer or advise you

Benefits

Health Insurance

401(k) Retirement Plan

401(k) Company Match

Unlimited Paid Time Off

Paid Vacation

Paid Parental Leave

Family Planning Benefits

Flexible Work Hours

Company News

PR Newswire
Mar 17th, 2026
Citi adds Paze digital wallet for millions of US credit cardmembers

Early Warning Services has expanded its Paze online checkout solution to Citi, giving millions of credit cardmembers access to the bank-offered digital wallet. Eligible Citi cardmembers can activate Paze through Citi.com, the Citi Mobile App, or mywallet.paze.com. Paze allows customers to check out online without manually entering card details, using tokenisation for added security. The service is available at leading online merchants across apparel, electronics, jewellery, food, entertainment and beauty sectors. According to a survey, 72% of US consumers value digital wallet efficiency for online transactions, whilst 82% trust their banks' security more than third-party payment options. More than 165 million credit and debit cards have been added to the Paze platform, which is operated by Early Warning Services.

Cision
Sep 4th, 2025
Extending the Reach of Zelle(R): Alacriti and Early Warning Join Forces

Alacriti partners with Early Warning Services to embed Zelle(R) into its Orbipay Payments Hub

NYC Politics
Aug 14th, 2025
NY Attorney General Letitia James Targets Zelle's Parent Company Over Massive Fraud Losses

While EWS promoted Zelle as safe and reliable, the complaint contends the company failed to deliver on those promises.

Early Warning Services, LLC
Jul 9th, 2025
Payfinia brings Paze digital wallet to community financial institutions

PORTLAND, Ore., July 9 - Payfinia, an independent payment services firm providing an open payments framework, announced today its partnership with Early Warning Services to offer Paze[SM], an online checkout solution developed by Early Warning Services and offered by participating banks and credit unions.

Boland Hill Media, LLC
Dec 20th, 2024
The CFPB Sues Early Warning, BofA, Chase, And Wells Over Zelle Fraud

Zelle, which Early Warning launched in 2017 to compete with services such as PayPal Holdings Inc. and its Venmo network, has been the subject of controversy for several years over scams in which users allege they were gulled into transferring funds to fraudsters.