Full-Time

Technical Product & Program Manager

Credit Genie

Credit Genie

51-200 employees

AI-powered personal debt management platform

Compensation Overview

$150k - $240k/yr

+ Bonus + Equity Programs + 401(k) match

New York, NY, USA

In Person

Employees are expected to work in the office five days per week.

Bachelor's

Category
Business & Strategy (1)
Required Skills
Data Visualization
Product Management
Data Engineering
JIRA
iOS/Swift
Asana
SCRUM
REST APIs
Android Development
DevOps

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Requirements
  • The candidate must have 5+ years of experience in product management, technical program management, or a closely related role at a technology company.
  • The candidate must be able to own both product definition, requirements, and roadmap decisions and execution, sprint management, and cross-team coordination.
  • The candidate must have experience in fintech, payments, or financial services, including understanding payment infrastructure, compliance constraints, and customer trust.
  • The candidate must have a strong command of agile methodologies, including Scrum and Kanban, and be able to adapt processes to fit the team.
  • The candidate must be comfortable with APIs, mobile app development, data pipelines, and DevOps concepts.
  • The candidate must be able to write concise product documents, run stand-ups, and provide clear status updates to senior leadership.
  • The candidate must be proficient with project and product management tools such as Jira, Asana, Linear, or similar tools.
  • The candidate must use metrics and data to evaluate success and build dashboards for team use.
  • The candidate must have experience shipping mobile products for iOS and/or Android.
Responsibilities
  • Partner with engineering and design to define product requirements, write clear specifications, and prioritize features and bugs that advance core metrics.
  • Lead planning and execution across product and engineering initiatives, ensuring goals, timelines, and deliverables are clearly defined and aligned.
  • Drive agile methodologies by facilitating sprint planning, daily stand-ups, backlog refinement, and retrospectives to maintain team velocity.
  • Own ticket and task hygiene by ensuring work is actionable, well documented, and correctly sized before entering a sprint.
  • Monitor project health, identify risks early, and communicate status clearly to stakeholders and leadership.
  • Build and maintain dashboards and metrics that provide teams and leadership with real-time visibility into progress, velocity, and product outcomes.
  • Measure the success of launched features and iterate based on data, user feedback, and business goals.
  • Work with design, developers, and quality assurance to ensure delivery meets functional requirements and user expectations.
  • Interface with technical complexity by understanding system architecture, API dependencies, and infrastructure constraints well enough to unblock teams and make informed tradeoffs.
Desired Qualifications
  • Experience working at a high-growth startup, ideally at a pre-IPO or Series A–C stage.
  • Experience with eCommerce or consumer financial products.
  • Familiarity with artificial-intelligence-powered features or data-driven personalization products.
  • An engineering, computer science, or quantitative degree.
  • Experience with localization, internationalization, or international market launches.

Credit Genie, also known as Creditly Corp., runs a mobile-first platform for personal debt management and financial wellness in the U.S. Its app uses AI and ML to analyze a user’s finances beyond traditional credit scores, incorporating behavior and transaction data, and it negotiates with creditors to secure affordable repayment plans for users. Users can access small, interest-free cash advances up to $150, credit-building tools, budgeting help, and alerts, while creditors pay a flat monthly fee for processing and debt-management tools. Its revenue also comes from premium subscriptions, expedited transfer fees, and referral fees from financial partners, with the goal of making debt relief more affordable and helping people improve their financial health.

Company Size

51-200

Company Stage

Early VC

Total Funding

$17M

Headquarters

Abington Township, Pennsylvania

Founded

2019

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Simplify Jobs

Simplify's Take

What believers are saying

  • Credit Genie’s website advertised updated Cash Boost terms on August 7, 2026.
  • LinkedIn showed 125 employees and active hiring across engineering, compliance, and trust.
  • The company’s 2025 Series B raised $33.79 million, valuing it near $280 million.

What critics are saying

  • On April 24, 2026, Bailey v. Creditly denied arbitration and labeled fees finance charges.
  • ClassAction.org and Labaton were investigating Cash Boost fees as hidden interest in June 2026.
  • If courts reclassify Cash Boost as credit, Credit Genie’s fee model faces an existential collapse.

What makes Credit Genie unique

  • Credit Genie’s AI scores bank transactions, not just FICO, to underwrite Cash Boosts.
  • On August 2, 2026, it launched early-access line of credit inside the app.
  • The mobile app bundles budgeting, alerts, subscription tracking, and instant cash advances.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

Unlimited Paid Time Off

Flexible Work Hours

401(k) Retirement Plan

401(k) Company Match

Stock Options

Wellness Program

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

10%

2 year growth

6%
PR Newswire
Oct 20th, 2023
Credit Genie Secures $10 Million in Financing to Expand its Innovative Approach to Behavioral Finance and Personalized Budgeting

/PRNewswire/ -- Creditly Corp., dba Credit Genie, a leading digital personal finance platform that has served more than one million Americans, announced today...

PR Newswire
Oct 20th, 2023
Credit Genie Secures $10 Million In Financing To Expand Its Innovative Approach To Behavioral Finance And Personalized Budgeting

PLYMOUTH MEETING, Pa., Oct. 20, 2023 /PRNewswire/ -- Creditly Corp., dba Credit Genie , a leading digital personal finance platform that has served more than one million Americans, announced today the successful completion of an additional funding round, securing $10 million in capital, bringing its total financing to $21 million. The funding was led by Khosla Ventures, with participation from Tippet Ventures. With the new funding, Credit Genie will expand its product line and hire top talent to scale its innovative approach to behavioral finance, budgeting and cash/credit management.Credit Genie's innovative use of artificial intelligence (AI) and machine learning helps to revolutionize risk management and personalized budgeting for the financial middle class, providing people with accurate and individualized financial insights that can help improve their financial well-being.Credit Genie aims to help millions of people access efficient credit at fair rates to improve their financial wellbeing. Post thisThe company aims to help millions of consumers access efficient credit at fair rates, using technology that analyzes diverse data points such as behavior, chat and qualitative indicators. The collective analysis identifies a person's desire to elevate their lifestyle and financial well-being, providing more accurate predictions and insights than traditional credit scoring methods

PR Newswire
May 31st, 2023
Credit Genie Secures $4 Million Series A Financing To Expand Its Innovative Approach To Behavioral Finance And Personalized Budgeting

PLYMOUTH MEETING, Pa., May 31, 2023 /PRNewswire/ -- Creditly Corp., dba Credit Genie , a digital personal finance platform that has helped more than one million Americans, announced today that it has raised $4 million in Series A financing. The funding round was led by Tippet Ventures and Khosla Ventures, with participation from Gabriel Investments. Credit Genie's innovative use of artificial intelligence (AI) and machine learning helps to revolutionize risk management and personalized budgeting for the financial middle class, providing them with accurate and individualized financial insights that can help improve their financial well-being.With the new funding, Credit Genie will expand products and hire top talent to scale its innovative approach to behavioral finance, budgeting and cash/credit management. The company aims to help millions of consumers access efficient credit at fair rates, using cutting-edge technology that analyzes diverse data points such as behavior, chat and qualitative indicators. This collective analysis identifies a person's desire to elevate their lifestyle and financial well-being, providing more accurate predictions and insights than traditional credit scoring methods."We believe Creditly Corp's innovative approach to delivering financial insights and credit-related services has the potential to play a leading role in the mobile financial services space," said Andy Sheehan of Tippet Ventures. "Their technology has already demonstrated impressive results, and we are excited to support their continued growth and expansion."Credit Genie's mobile platform delivers financial insights and credit-related services that use personal transaction data instead of traditional credit data to extract financial intents and desires behind the transactions

Intelligence360 News
Nov 30th, 2022
Bryn Mawr Pennsylvania Based Creditly Dba Credit Genie Is Raising $2,999,992.00 In New Equity Investment.

Bryn Mawr, PA – According to filings with the U.S. Securities and Exchange Commission, Creditly dba Credit Genie is raising $2,999,992.00 in new funding. Sources indicate as part of senior management Chief Executive Officer, Edward Harycki played a key role in securing the recent investment and it will aid in aggressively expanding the company, as well as broaden and accelerate product development. About Creditly dba Credit Genie