Full-Time
Pricing Actuary Lead
Updated on 9/4/2026
United Auto Insurance
201-500 employees
Non-standard auto insurance for high-risk drivers
No salary listed
Remote in USA
Remote
Remote within the United States; the ideal candidate is located in the Southeast Region.
Bachelor's, Master's
 Insurance (1) |
|---|
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- A bachelor's degree in actuarial science, mathematics, statistics, economics, finance, or a related field is required.
- At least 5 years of pricing experience in property and casualty insurance is required.
- Deep understanding of actuarial pricing methods, loss cost modeling, and competitive analysis is required.
- Proficiency in Excel, SQL, R, Python, or actuarial software such as Emblem and Radar is required.
- Experience supporting rate filings and communicating with regulators is required.
- Strong strategic thinking, business judgment, and communication skills are required.
- Help lead the design and implementation of pricing strategies aligned with profitability and growth targets.
- Oversee rate reviews and pricing model development across states and segments.
- Collaborate with Product, Underwriting, Reserving, and Claims teams to inform pricing decisions and support new product initiatives.
- Drive rate filing strategies, including preparation of actuarial support and regulatory responses.
- Monitor loss ratios, retention, and conversion to evaluate pricing effectiveness and recommend adjustments.
- Ensure compliance with actuarial standards and regulatory requirements across jurisdictions.
- Develop predictive models to improve product segmentation and pricing.
- An ACAS designation or progress toward actuarial credentials is preferred.
- A master's degree in a quantitative discipline is a plus.
- Pricing experience in personal or non-standard auto insurance is preferred.
- Commercial lines knowledge is a plus.
- Familiarity with Florida and Texas markets is a strong plus.
United Auto Insurance provides low-cost auto coverage tailored for drivers who don’t qualify for standard insurance. It focuses on non-standard auto insurance and sells through a network of independent agents. Its products are priced to meet the needs of higher-risk drivers and are distributed via agent portals that streamline quoting and selling for agents. The company differentiates itself through its long-time focus on the non-standard market, its private ownership, and its use of technology to empower agents, plus a strategic expansion from Florida to Illinois and later toward Texas. Its goal is to grow its market presence in non-standard auto insurance, strengthen its financial position, and expand into more states by supporting its core markets with additional capital and scalable distribution.
Company Size
201-500
Company Stage
Seed
Total Funding
$45M
Headquarters
Miami Gardens, Florida
Founded
1989
Get referred to United Auto Insurance
See people who can refer or advise you
Simplify's Take
What believers are saying
- Guidewire Cloud should cut claims friction and speed processing after the March 2024 migration.
- UAIC's 2018 Victory Park Capital investment still supports growth and balance-sheet flexibility.
- Non-standard auto demand stays sticky in Florida and Texas, where standard insurers underserve drivers.
What critics are saying
- Daniel Reyero sued UAIC on February 11, 2025, alleging TCPA violations.
- A.M. Best withdrew UAIC ratings in 2025, weakening counterparties' confidence.
- Cloud modernization without ratings transparency leaves UAIC vulnerable to capital and claims shocks.
What makes United Auto Insurance unique
- UAIC targets non-standard auto buyers, a niche larger carriers routinely avoid.
- UAIC migrated ClaimCenter to Guidewire Cloud in March 2024 across all operating states.
- UAIC still sells through independent agents, preserving low-cost distribution discipline.
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Benefits
Health Insurance
Vision Insurance
Dental Insurance
401(k) Company Match
Paid Vacation
Paid Holidays
Flexible Spending Accounts
Life Insurance
Disability Insurance
Remote Work Options
Growth & Insights and Company News
6 month growth
↑ 22%1 year growth
↑ 22%2 year growth
↑ 22%MIAMI GARDENS, Fla. SAN MATEO, Calif.--(BUSINESS WIRE)--United Automobile Insurance Company (UAIC), one of the largest privately-held, family-owned property and casualty insurance companies in the United States, and Guidewire (NYSE: GWRE) announced that UAIC successfully migrated Guidewire ClaimCenter from an on-premise environment to Guidewire Cloud to power and simplify its claims and related IT operations. The company implemented ClaimCenter on Guidewire Cloud to its commercial and personal automobile lines of business in all of the states where it operates. “We implemented ClaimCenter on Guidewire Cloud as part of a multi-phase digital transformation strategy. We’ve been an on-premise ClaimCenter customer since 2008 and are familiar and happy with the system, so it made sense to migrate to a best-in-class, unified, cloud-enabled software platform,” said UAIC Chief Information Officer Parvin Kumar. “A software as a service (SaaS) model like Guidewire Cloud has helped us to automate and shape our business more effectively
Cloverleaf Analytics, an insurance intelligence solutions company, recently announced partnerships with auto insurance carriers United Automobile Insurance Company and Citizens United Reciprocal Exchange (CURE).
United Auto chose Cloverleaf because of the company’s ability to integrate with both the Company’s in house Policy Management System and Guidewire ClaimCenter, enabling advanced insights regarding quote, policy, and claims enterprise data in real-time, according to the vendor statement.