Full-Time

Senior Data Science Analyst

Posted on 2/19/2025

Deadline 4/20/25
Discover

Discover

10,001+ employees

Credit, banking, and loan services

Compensation Overview

$102k - $122.8k/yr

+ Incentives

Phoenix, AZ, USA

In Person

Category
Data & Analytics (1)
Required Skills
Python
SAS
R
SQL
Machine Learning
Tableau
Data Analysis
Snowflake
Excel/Numbers/Sheets
Requirements
  • Bachelor's degree in Analytics, Engineering, Statistics or a related field
  • 2 years of experience in the job offered or in a Data Science-related occupation
  • Experience in Marketing and Financial analysis through Structured Query Language (SQL) in Snowflake and Teradata
  • Operational Data Reporting in Tableau
  • Data Modelling and Machine Learning in R and Python
  • File data management in SAS
  • Data analysis using Microsoft Excel including pivot tables and vlookup
  • Customer segmentation in Python and R
Responsibilities
  • Develops advanced analytics solutions including customer segmentation, optimization, test & design of experiments and prescriptive analytics to solve business problems
  • Operates as a subject matter expert on statistical analysis, test and design of experiment, analysis methodology, modeling & application, and financial impact analysis

Discover Financial Services offers consumer credit products, focusing on the Discover card, which enables purchases on a line of credit that cardholders repay over time. Card and loan products work by issuing credit lines to customers who use the cards or loans and make monthly payments; revenue comes from interest, fees, and transaction interchange. It differentiates itself with a long history of consumer-friendly features (such as no annual fee cards) and a steady evolution of its product lineup, plus the experience of operating within larger financial groups before becoming a public company. The goal is to provide accessible, straightforward credit and loan options to consumers while expanding its financial services portfolio and maintaining customer trust.

Company Size

10,001+

Company Stage

IPO

Headquarters

Riverwoods, Illinois

Founded

1985

Simplify Jobs

Simplify's Take

What believers are saying

  • Capital One can cross-sell Discover products across its large customer base.
  • Network integration expands merchant acceptance and strengthens Discover's competitive position.
  • Cost synergies from technology consolidation can fund digital product improvements.

What critics are saying

  • Capital One cut 1,748 Illinois Discover jobs, threatening operational continuity.
  • Legacy systems and application-engineer layoffs increase outage risk across payments infrastructure.
  • Brand absorption into Capital One weakens Discover's standalone identity and customer loyalty.

What makes Discover unique

  • Discover owns an integrated card issuer and global payments network.
  • Its no-annual-fee, cash-back model attracts value-seeking everyday spenders.
  • Discover Network, PULSE, and Diners Club provide proprietary acceptance infrastructure.

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Benefits

Paid Parental Leave

Paid Time Off

401(k) Plan

Medical, Dental, Vision, & Health Savings Account

Short and Long Term Disability, Life, and Accidental Death & Dismemberment insurances

Recognition Program

Education Assistance

Commuter Benefits

Family Support Programs

Employee Stock Purchase Plan

Company News

Yahoo Finance
Apr 14th, 2026
Capital One targets 124 application engineers in Discover job cuts starting May

Capital One Financial is cutting 124 application engineer positions at Discover Financial Services by 4 May, according to plans shared with Illinois officials. The redundancies follow Capital One's completion of its $35 billion acquisition of Discover last May. Application engineers, who function as software developers across financial systems, legacy programming and cloud computing, represent the largest portion of job cuts. The bank will also eliminate 54 senior associate application engineers and 38 principal application engineers by the same date. Capital One declined to explain the rationale behind targeting these specific roles but encouraged affected employees to apply for available positions. The cuts come amid broader industry adoption of artificial intelligence for software development, with Capital One having previously stated that AI integration is "a necessity for staying competitive.

Yahoo Finance
Mar 5th, 2026
Capital One cuts 1,156 Discover jobs in Chicago amid integration

Capital One Financial is cutting more than 1,100 jobs at Discover's Chicago-area headquarters, with 1,075 employees to be let go in May and another 81 on 1 June. The cuts are part of Capital One's ongoing integration of Discover following its acquisition. The layoffs bring the total number of scheduled job cuts the company has notified Illinois of to 1,748, occurring between October 2025 and this October. Capital One is providing affected employees with at least 60 days' notice, enhanced severance, benefits and outplacement resources. The cuts come amid broader job reductions across the banking sector. Morgan Stanley is eliminating about 2,500 workers, whilst Bank of America, Citi and Wells Fargo have all projected lower headcounts this year.

Yahoo Finance
Jan 23rd, 2026
Capital One beats revenue expectations with $15.62B despite 6.8% profit miss in Q4

Capital One reported Q4 2025 revenue of $15.62 billion, up 53.3% year-on-year and beating analyst estimates of $15.49 billion. However, non-GAAP earnings per share of $3.86 missed expectations by 6.8%. The revenue growth was driven by the integration of Discover, which boosted purchase volumes and loan balances. CEO Richard Fairbank highlighted strong new account originations from marketing efforts but noted increased operating costs tied to integration and premium customer investments. Despite revenue strength, profit fell short due to higher expenses and increased provision for credit losses. The company's operating margin improved to 16.8% from 14.5% year-on-year. Management expects continued investment in technology infrastructure and AI, alongside integrating Discover and the newly announced Brex acquisition. The company anticipates near-term pressure on its efficiency ratio but believes these investments will drive future growth.

Capital One
Feb 21st, 2024
Capital One to Acquire Discover | Capital One Financial Corp.

Under the terms of the agreement, Discover shareholders will receive 1.0192 Capital One shares for each Discover share, representing a premium of 26.6% based on Discover's closing price of $110.49 on February 16, 2024 . Transaction is 100% stock consideration.

PYMNTS
Nov 19th, 2020
PayPal Customers Can Now Fundraise Up To $20K

PayPal has rolled out new enhancements to its Giving platform as a way to boost crowdfunding and charity donations, a press release says.

INACTIVE