Risk Associate
Confirmed live in the last 24 hours
Octane®

201-500 employees

Digital platform for recreational purchases and financing
Company Overview
Octane® is a trailblazer in the recreational purchase industry, offering a comprehensive digital buying experience that streamlines the process of acquiring lifestyle products such as powersports vehicles and outdoor equipment. With a unique blend of advanced technology and innovative risk strategies, Octane not only facilitates quick and easy financing but also provides valuable content through its editorial brands and superior loan servicing, making it a trusted partner throughout the customer journey. Recognized as a Great Place to Work® and one of the fastest-growing private companies in America, Octane's remote-first culture, transparent pay policy, and inclusive benefits package demonstrate its commitment to employee satisfaction and growth.
Data & Analytics
Consumer Goods

Company Stage

Series D

Total Funding

$812.9M

Founded

2014

Headquarters

New York, New York

Growth & Insights
Headcount

6 month growth

0%

1 year growth

6%

2 year growth

18%
Locations
Irving, TX, USA
Experience Level
Entry
Junior
Mid
Senior
Expert
Desired Skills
Python
Sales
Communications
SQL
Tableau
Data Analysis
CategoriesNew
Corporate Finance
Risk Management
Finance & Banking
Requirements
  • A BS degree in a quantitative field such as statistics, econometrics, decision sciences, or engineering (advanced degree preferred)
  • Good overall understanding of consumer credit and lending
  • Minimum 3+ years of auto lending experience in performing credit analysis, including experience with data visualization tools such as Tableau/ Power BI
  • Exceptional hands-on experience Python, SQL and Excel
  • Experience taking analyses from raw data to polished recommendations and communicating complex, technical findings to broad audiences
  • Strong written and oral communication skills
Responsibilities
  • Perform advanced data analytics and formulate new strategies for loan origination underwriting, loan amount assignment and loan pricing that optimize profitability.
  • Take ownership of credit policy documentation and enhance policies and processes to mitigate credit risk exposure.
  • Design and monitor key KPIs to provide insights into the credit lifecycle.
  • Maintain quality control and validation that risk processes are working as expected.
  • Improve sophistication and technical implementation of current approaches.
  • Collaborate with the portfolio risk team to track credit performance and take action to manage the portfolio within the organization’s risk management appetite.
  • Develop business insights and communicate proposals to C-level audiences.
  • Work cross-functionally with the company’s Tech, Product, Sales, and Finance teams to lead and manage new credit product initiatives that further our mission of providing convenient point-of-sale financing to niche consumer products.