Full-Time
Risk Manager
Updated on 5/2/2024
Instant financing for powersports vehicles
Data & Analytics
Consumer Goods
Junior, Mid
Irving, TX, USA
Required Skills
Python
Sales
Communications
SQL
Tableau
Data Analysis
Requirements
- A BS degree in a quantitative field such as statistics, econometrics, decision sciences, or engineering (advanced degree preferred)
- Good overall understanding of consumer credit and lending
- Minimum 3+ years of consumer lending experience in performing credit analysis, including experience with data visualization tools such as Tableau/ Power BI
- Exceptional hands-on experience Python, SQL and Excel
- Experience taking analyses from raw data to polished recommendations and communicating complex, technical findings to broad audiences
- Strong written and oral communication skills
Responsibilities
- Perform advanced data analytics and formulate new strategies for loan origination underwriting, loan amount assignment and loan pricing that optimize profitability
- Take ownership of credit policy documentation and enhance policies and processes to mitigate credit risk exposure
- Design and monitor key KPIs to provide insights into the credit lifecycle
- Maintain quality control and validation that risk processes are working as expected
- Improve sophistication and technical implementation of current approaches
- Collaborate with the portfolio risk team to track credit performance and take action to manage the portfolio within the organization’s risk management appetite
- Develop business insights and communicate proposals to C-level audiences
- Work cross-functionally with the company’s Tech, Product, Sales, and Finance teams to lead and manage new credit product initiatives that further our mission of providing convenient point-of-sale financing to niche consumer products
Octane provides instant financing for powersports vehicles and outdoor power equipment, leveraging advanced technology and innovative risk strategies to offer personalized financing options and a seamless digital buying experience.
Company Stage
Series D
Total Funding
$812.9M
Headquarters
New York, New York
Founded
2014
Growth & Insights
Headcount