Officer – Credit Risk Intermediate Analyst

ICG Risk Analysis (IRAUs) is an integral part of the Institutional Credit Management (“ICM”) organization.  The IRAU’s mandate is to deliver best-in-class credit risk analysis, monitoring and credit administration as a partner to ICG Risk and Banking, Capital Markets and Advisory’s (BCMA) shared commitment to ensuring the safety and soundness of wholesale lending across ICG.

ICG Risk Analysis Credit Risk Senior Analysts are responsible for a portfolio of ICG Risk Relationships, owning the Credit Risk Analysis for those relationships, and being responsible for the continuous monitoring of that portfolio. That includes the production of Annual Reviews, Quarterly Reviews, and the support to Ad-Hoc Transactions and Portfolio & Industry Reviews and Stress Testing.

This role has responsibility for the portfolio of Western Europe Corporates Relationships and the role reports directly to the ICG Risk Analysis (IRAU) Western Europe Corporates Credit Risk Team Lead.

In this role, you’re expected to:

• Assess the credit and financial strength of Citi’s Large Corporate, Public Sector, and Financial Institutions Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors

• Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Citi’s Counterparties based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite

• Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Credit Risk Team Leads, ICG Risk and BCMA partners

• Partnership with applicable regional and industry stakeholders in BCMA and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios

• Support ICG Risk Analysis Voice of the Employee (VOE) initiatives

• Travel (less than 10%)

• Demonstratable financial services experience, including 2-3 years of credit experience in Banking, Credit Risk Management or equivalent credit experience

• Knowledge of Wholesale Credit Processes and organizational awareness including IRAU functions, covered portfolios, and processes

• Understanding of policies and procedures with the ability to execute change seamlessly

• Intermediate analytical skills, including an understanding of key financial components (liquidity position, leverage profile with the ability to identify root causes and trends and anticipate horizon issues

• Thorough knowledge of Citi´s systems

• Experience in preparing presentations for seniors

• Awareness and adherence to the control environment including Quality Assurance and Quality Control

As a successful candidate, you’d ideally have the following skills and exposure:

• Assists colleagues in identifying stretch opportunities to elevate individual and team performance

• Proven culture carrier

• Interpersonal skills, with the ability to build relationships and exert influence with and without direct authority

• Organizational skills with ability and willingness to work under pressure and manages time and priorities effectively

• Written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority

• Microsoft Office (Word, Excel, and PowerPoint) skills

Education:

• Bachelor’s/University degree or equivalent experience

Global Benefits:

• We provide programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling and more. Coverage varies by country.

• We have a variety of programs that help employees balance their work and life, including generous paid time off packages.

Working at Citi is far more than just a job. A career with us means joining a family of more than 230,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact.

Take the next step in your career, apply for this role at Citi today

https://jobs.citi.com/dei

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

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Job Family Group:

Risk Management

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Job Family:

Credit Decisions

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Time Type:

Full time

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