Full-Time

Senior Software Engineer

Posted on 1/16/2025

Mastercard

Mastercard

10,001+ employees

Facilitates secure digital payment transactions

Fintech
Financial Services

Compensation Overview

$115k - $184kAnnually

+ Bonus + Commission

Senior

Company Historically Provides H1B Sponsorship

O'Fallon, MO, USA

Category
Backend Engineering
Software Engineering
Required Skills
Microsoft Azure
AWS
Jenkins

You match the following Mastercard's candidate preferences

Employers are more likely to interview you if you match these preferences:

Degree
Experience
Requirements
  • Skillful at writing secure code in multiple languages; Familiar with secure coding standards (e.g., OWASP, CWE, SEI CERT) and vulnerability management
  • Understands the basic engineering principles used in building and running mission critical software capabilities (security, scalability, resiliency, customer experience, testing, operability, simplification)
  • Proficient in authoring test code with lots of smaller tests followed by few contract tests at service level and fewer journey tests at the integration level (Test Pyramid concept)
  • Apply tools (e.g., Sonar, Checkmarx) and techniques to scan and measure code quality and anti-patterns as part of development activity
  • Proficient in collaborating with team and business stakeholders to estimate requirements (e.g., story pointing) and prioritize based on business value
  • Able to perform domain-driven design to architect and map software solutions to business contexts
  • Proficient in orchestrating release workflows and pipelines, and apply standardized pipelines via APIs to achieve CI and CD using industry standard tools (e.g., Jenkins, AWS/Azure pipelines, XL Release, others); Able to configure rules and build automation for code with vulnerability scanning and software composition analysis using standard tools (e.g., Sonar, Checkmarx, JFrog XRay, others)
  • Manage builds and artifacts leveraging standard tools (e.g.,Artifactory) to ensure error-free deployment of production code using canary and or blue-green techniques
  • Proficient in authoring test cases leveraging behavior-driven development and customer journey concepts
  • Bachelor's degree in software engineering, computer science, information technology or related discipline preferred, or equivalent work experience; Payment industry knowledge preferred but not required
Responsibilities
  • Actively participate in team prioritization discussions with Product/Business stakeholders
  • Estimate and own delivery tasks (design, dev, test, deployment, configuration, documentation) to meet the business requirements
  • Drive code/design/process trade-off discussions within their team when required
  • Perform demos/acceptance discussions in interacting with Product owners
  • Develop complete understanding of end-to-end technical architecture and dependency systems
  • Drive adoption of technology standards and opinionated frameworks, and review coding, test, and automation work of team members
  • Mentor and guide new and less-experienced team members
  • Identify opportunities to improve an overall process and trim waste; Share and seek knowledge within Guild/Program to drive reuse of patterns/libraries/practices and enhance productivity
Desired Qualifications
  • Bachelor's degree in software engineering, computer science, information technology or related discipline preferred, or equivalent work experience
  • Payment industry knowledge preferred but not required

Mastercard operates in the payments industry, focusing on building an inclusive digital economy. The company connects people, financial institutions, governments, and businesses through secure data and networks. Mastercard facilitates transactions by charging fees to merchants and financial institutions for processing payments. It serves a wide range of clients across over 210 countries and territories, aiming to make transactions safe, simple, and accessible. Mastercard differentiates itself from competitors by emphasizing partnerships and innovative technologies to promote growth and sustainability. The company's goal is to create a more inclusive financial system that benefits everyone.

Company Size

10,001+

Company Stage

M&A

Total Funding

$9M

Headquarters

Harrison, New Jersey

Founded

2007

Simplify Jobs

Simplify's Take

What believers are saying

  • TRACE tool expansion can enhance global anti-money laundering efforts.
  • Real-time payments demand in Asia-Pacific offers growth opportunities for Mastercard.
  • Middle-market merchants' tech upgrade needs align with Mastercard's payment solutions.

What critics are saying

  • Real-time payments increase money laundering risks in Asia-Pacific.
  • Sophisticated account takeover techniques threaten Mastercard's network security.
  • Demand for improved checkout experiences pressures Mastercard to innovate rapidly.

What makes Mastercard unique

  • Mastercard's TRACE tool offers a network-level perspective on financial crime detection.
  • The company leverages partnerships to enhance its global presence and market influence.
  • Mastercard's focus on secure, seamless transactions sets it apart in the payments industry.

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Benefits

New Parent Leave

Inclusive Family Building Benefit

Employee Family Resource Program

Bereavement Leave

Dependent Scholarship

Employee Assitance Fund

Business Resource Groups

Employee Recognition

Flexible Work

Tuition Assistance

Travel Assistance

Matching Charitable Gifts

Company News

PYMNTS
Feb 13th, 2025
Mastercard Launches Tool To Help Firms Trace Money Laundering

Mastercard is bringing its TRACE financial crime-fighting and anti-money-laundering tool to the Asia-Pacific region.TRACE uses “timely and large-scale payments data from multiple financial institutions” to provide intelligence beyond a “financial institution’s siloed view,” allowing financial crime tracing across payment networks, according to a Thursday (Feb. 13) news release.Consumers and businesses in APAC are increasingly using real-time payments to settle accounts within seconds rather than days, per the release.“However, this speed has also made it a target for money launderers and ‘mules,’ who try to evade detection by moving funds rapidly between multiple accounts,” the release said. “Oftentimes, criminals also involve the accounts of unwitting civilians through methods such as romance and investment scams.”Financial institutions have typically used “semi-manual” methods and in-house artificial intelligence to detect crime, but often lack a “network-level perspective” to track far-reaching crime, according to the release.“TRACE incorporates critical data points across an entire domestic network to identify money mules involved in financial crime … giving financial institutions a network-level perspective they wouldn’t otherwise have,” the release said.The first APAC rollout of TRACE was in the Philippines in partnership with interbank network BancNet, which onboarded 36 domestic banks, per the release.Also on Thursday, PYMNTS posted an interview with Mzukisi Rusi, vice president for product development: authentication products at Entersekt, about the threat of account takeovers to banks and their customers.Criminals use advanced technology to pose as legitimate individuals, which furthers their ability to keep victims and banks from knowing they’ve been compromised. A multifaceted approach to fraud prevention is required, and part of this approach is getting away from passwords, including one-time passwords, because credential attacks are still the top cause of account takeovers, Rusi said.“Banking has come a long way,” he said. “Just a few years ago, passwords were the main authentication methods. But now we have biometrics, we have AI-powered fraud detection and real-time analysis to make transactions safer than ever.”

PYMNTS
Feb 13th, 2025
Mastercard Launches Tool to Help Firms Trace Money Laundering

Mastercard launches tool to help firms trace money laundering.

The India Print
Feb 13th, 2025
To combat financial crime in Asia Pacific, Mastercard introduces the "TRACE" anti-money laundering service

In partnership with local interbank network BancNet (the switch operator of local RTP service InstaPay), Mastercard launched its first Asia Pacific deployment of TRACE in the Philippines.

PYMNTS
Feb 11th, 2025
Shop Pay Gains Momentum As Shopify Sees Subscriptions Growth

Shopify President Harley Finkelstein highlighted the company’s fiscal performance in the fourth quarter of 2024, marking a solid finish to the year. “I’ve honestly never been more excited about what we achieved and how it’s positioning us for 2025,” Finkelstein said Tuesday (Feb. 11) during the company’s fourth-quarter earnings call. “2024 was one for the books and further solidified us as a leader in unified commerce. I’m especially proud to share that in the U.S. alone Shopify is now over 12% of the eCommerce market share

PYMNTS
Feb 11th, 2025
Why Cfos And Cisos Should Care About B2B Cyber Audits

Today’s digital landscape is breaking down traditional silos — especially those around core business risks. Cybersecurity, which was at one point viewed primarily as an IT concern, has leapfrogged to the top of the priority list for chief financial officers (CFOs) and chief information security officers (CISOs). After all, cyber threats are everywhere, and they don’t just target big corporations: they go after partners, suppliers and third-party vendors too. As businesses increasingly rely on third-party vendors, partners, and suppliers to operate efficiently, the need for robust business-to-business (B2B) cyber audits has never been more critical

PYMNTS
Feb 11th, 2025
78% Of Us Online Retailers Want Tech Upgrades To Improve Checkout Experience

Middle-market merchants are focusing on improving the checkout experience to better serve customers and improve conversion rates. According to a PYMNTS Intelligence report, “U.S. Merchants Want Help From PSPs on Make-or-Break Checkout to Boost Conversion,” in collaboration with Mastercard, which surveyed 300 middle-market eCommerce merchants in five countries (Australia, Brazil, UAE, U.K., and the U.S.) highlighted challenges in checkout user experience, which merchants prioritize over payment processing back-end issues. U.S. merchants expressed a strong demand for technology solutions, especially one-click checkout options, to streamline the process and increase conversion rates

PYMNTS
Feb 8th, 2025
78% Of Us Emerchants Want Tech Upgrades To Improve Checkout Experience

Middle-market merchants are focusing on improving the checkout experience to better serve customers and improve conversion rates. According to a PYMNTS Intelligence report, “U.S. Merchants Want Help From PSPs on Make-or-Break Checkout to Boost Conversion,” in collaboration with Mastercard, which surveyed 300 middle-market eCommerce merchants in five countries (Australia, Brazil, UAE, U.K., and the U.S.) highlighted challenges in checkout user experience, which merchants prioritize over payment processing back-end issues. U.S. merchants expressed a strong demand for technology solutions, especially one-click checkout options, to streamline the process and increase conversion rates

PYMNTS
Feb 7th, 2025
Report: 60% Of Uk Merchants Request One-Click Checkout

For online merchants — no matter in which country they operate, no matter what they are selling — there are two sides to what might be called the eCommerce coin. There’s the user experience on one side, which leads to conversion. Then there’s the other side of the merchant/customer interaction, as they move through the checkout process and complete the purchase. Through a series of reports with Mastercard, PYMNTS delved into the checkout experience and new technologies and partnerships that serve to boost conversion rates. Prakriti Singh, senior vice president, network and digital payments, EEMEA, and Agnes Woolrich, senior vice president, Customer Solutions Center, U.K. and Ireland, both of Mastercard, offered insights in an interview with PYMNTS into how their markets are illustrative of new approaches to securing and streamlining the checkout process

PYMNTS
Feb 6th, 2025
Mastercard And Truist Explore Fraud And The Economy’S Three S’S

Instant gratification rules today’s theater of commerce, and businesses shouldn’t be letting fraud get in the way by slowing down transactions. From seamless tap-to-pay interactions at local coffee shops to online checkouts that rival the brevity of a haiku, immediacy has worked to position itself as the defining KPI of both payments and the customer experience. Yet, with great speed can often come significant vulnerability. To unpack the realities of the contemporary landscape where convenience, speed and security often dictate consumer expectations, PYMNTS sat down with Adam Lowe, PhD, chief product and innovation officer at Arculus/CompoSecure; Rohit Chauhan, EVP, AI Fraud Solutions at Mastercard; and Chris Ward, head of enterprise payments at Truist to understand the strategies and opportunities businesses have as they race to both create seamless payment experiences and defend against what’s next in fraud

PYMNTS
Feb 3rd, 2025
Ecommerce Merchants In The Land Down Under Turn To Psps For Fraud Expertise

For merchants the world over, the bid to improve eCommerce checkout — boosting sales as a result — is a bit of a tightrope walk. It’s critical to balance the desire to let more transactions through with the risks of doing so. After all, fraudsters have proven to be increasingly clever in defrauding those same merchants, posing as legitimate customers

PYMNTS
Feb 3rd, 2025
Ce 100 Index Adds 0.9% As Visa And Mastercard Lead Payments Names Higher

The CE 100 Index was boosted this past week by the Pay and Be Paid sector. As is always the case as the first few weeks of the year unfold, quarterly results drove investor sentiment and stock prices. Earnings from Visa and Mastercard were key drivers in the segment, with positive commentary and data on consumer spending. As a result, the pillar was up 2.5%.Payment Networks Weigh In. Mastercard’s stock gathered 4.8%

PYMNTS
Jan 31st, 2025
What Earnings Season Reveals About The B2B Payments Opportunity

It’s a new year, and that means it’s a new quarter. One that could signal a new era of digital transformation for B2B payments. Across earnings calls and investor discussions, executives from major players in financial services and FinTech consistently pointed to a rising appetite for efficiency in B2B transactions. The themes emerging from these conversations reflect a strategic shift. Businesses are looking to digitize outdated, paper-based processes, reduce costs and improve working capital management. Across all payment flows, Visa CEO Ryan McInerney said on his company’s first-quarter conference call with analysts that Visa’s quarterly volume of about $4 trillion was being driven by the shift to digital payments, which now account for more than 60% of volume

PYMNTS
Jan 30th, 2025
Mastercard Sees Growth In Tokenization And Commercial Payments

Mastercard’s fourth-quarter earnings results showed that consumers still rely on their cards for everyday spending — and beyond the resilient consumer, tens of trillions of dollars in commercial payments beckon. A presentation released Thursday (Jan. 30) in tandem with the earnings report indicated that worldwide gross dollar volumes were up 12% year on year to $2.6 trillion. Drilling down into specific markets, the United States GDV was up 9% to $793 billion. Within that figure, spending on debit cards surged by 10.7%, outpacing, at least for the quarter, the 7.8% gain in credit card spending

PYMNTS
Jan 29th, 2025
With Illinois Interchange Ban Under Injunction, Banks And Merchants Await Next Move

A battle in Illinois over interchange fees could influence other states to decide whether these fees should be reshaped or banned. Banks charge each other interchange fees to cover the processing costs of credit and debit card payments. When a consumer buys goods or services with a card, the merchant gets the remaining amount of the transaction excluding the interchange fees. Illinois’ Interchange Fee Prohibition Act was signed into law in June and was slated to come into effect in July, but a federal judge ordered a preliminary injunction of the law in December

PYMNTS
Jan 29th, 2025
Mastercard Teams With Bmo And Porter Airlines On Travel Rewards

Mastercard, BMO and Porter Airlines have launched a rewards program for Canadian travelers. The new BMO VIPorter Mastercard suite is set to roll out to Canadians in spring 2025, the companies announced Wednesday (Jan. 30). “Today’s consumer demands new offerings to bring them closer to their passions, including travel,” Diane Miquelon, senior vice president for financial institutions at Mastercard, Canada, said in a news release

PYMNTS
Jan 29th, 2025
Travel Ledger Integrates Revolut To Facilitate Travel Industry B2B Payments

Travel Ledger now enables travel businesses in the United Kingdom and Europe to use Revolut’s banking services to automatically settle B2B payments with partners directly through the Travel Ledger platform. The capability comes from a new integration of Travel Ledger’s industry-specific B2B billing and settlement capabilities with Revolut Business accounts, Travel Ledger said in a Wednesday (Jan. 29) press release. “We’ve listened to requests from [small- to medium-sized businesses (SMBs)] seeking a banking solution that consolidates their financial needs while still benefiting from the automation that Travel Ledger provides,” Travel Ledger CEO Roberto Da Re said in the release. “This is a significant step toward our vision of making Travel Ledger an integral tool within the business banking ecosystem of the travel industry.”

PYMNTS
Jan 22nd, 2025
Tico Manufacturing Partners With Trevipay To Offer Credit Program

Terminal tractor manufacturer Tico Manufacturing has partnered with TreviPay to launch a new program that enables Tico to offer buyers in the U.S. and Canada a credit line with 30-day net terms.The program, Tico Charge, also includes an online portal that offers payment tracking, consolidated invoicing and spend controls, the companies said in a Wednesday (Jan. 22) press release.“Our partnership with TreviPay will help ensure our customers have positive purchasing experiences,” David Hough, senior director product support at Tico, said in the release. “As a B2B payments expert, TreviPay’s trusted technology will cement TICO’s place as a reliable and high-quality manufacturer at all stages of the buyer journey.”TreviPay, a B2B payments and invoicing network, enables suppliers like Tico to offer B2B buyers invoicing and preferred payment methods, according to the release.Tico Charge allows approved buyers to immediately begin spending on credit and receive a single, centralized invoice, per the release. Later versions of the program will add eInvoice integrations.These offerings help Tico’s customers, who are dealers and fleet services, reduce the burdens of manual invoicing and reconciliation, the release said.“With the demands of an increasingly global market, there is a need for efficiency in business payments for suppliers to maintain a competitive advantage,” TreviPay CEO Brandon Spear said in the release. “Incorporating A/R automation tools and offering preferred payment methods will enhance operational performance and ensure positive, loyalty-building experiences in manufacturing.”In another partnership announced in June, TreviPay said it will provide payments and invoicing solutions to a program offered by HDA Truck Pride, an independent provider of parts and services to the commercial vehicle aftermarket.TreviPay’s B2B payments and invoicing network enables the service providers participating in the FUSE National Account Program to offer invoicing and commercial payment terms to the fleets they serve.In January 2024, TreviPay partnered with Mastercard to add a Universal Acceptance solution to its B2B payments and invoicing network.This solution aims to expand supplier access to TreviPay’s payments and invoicing technology, allowing them to offer net terms or trade credit financing, as well as SKU-level invoicing, to business buyers.For all PYMNTS B2B coverage, subscribe to the daily B2B Newsletter

PYMNTS
Jan 21st, 2025
Cairo Amman Bank Taps Mastercard Move To Facilitate Cross-Border Payments

Cairo Amman Bank will leverage Mastercard Move’s money movement capabilities to facilitate the movement of funds from Jordan to 37 countries.The bank will also incorporate Mastercard value-added services like fraud analytics and risk control, the companies said in a Thursday (Jan. 16) press release.“We aim to address existing challenges in cross-border payments and seize opportunities through innovative solutions,” Cairo Amman Bank CEO Kamal Al-Bakri said in the release. “The collaboration with Mastercard will empower us to elevate our payment capabilities and reinforce our position in Jordan’s financial sector.”Mastercard Move, which is Mastercard’s portfolio of money movement capabilities, powers personal payments, disbursements, business payments and other payment experiences, according to the release.It provides access to more than 95% of the world’s banked population, per the release.“Our partnership with Cairo Amman Bank will be instrumental in bringing convenient and secure cross-border payment solutions to Jordan,” Adam Jones, division president, West Arabia, Mastercard, said in the release. “Together with Cairo Amman Bank, we will provide local businesses and consumers with the confidence needed to navigate today’s global market and allow them to transact internationally with ease.”Mastercard said in November that it is collaborating with Arab regional payment system Buna to drive faster, cheaper and more transparent cross-border payments in the Middle East and North Africa (MENA) region.The partnership brings together Mastercard Move’s money transfer capabilities and extensive network with Buna’s cross-border payment system to facilitate cross-border payments into and out of the MENA region.In October, the company teamed up with Citi to enable cross-border payments to Mastercard debit cards in 14 receiving markets across Europe, Asia, Africa, Latin America and U.S. domestic transfers, with plans to expand it further in the future.The collaboration leverages Citi’s WorldLink Payment Services and Mastercard Move’s money transfer capabilities.Mastercard also partnered with Verituity to enable near real-time payments for commercial banks and payers by integrating Mastercard Move with Verituity’s payments platform.Verituity’s cloud-based, white-labeled payments platform connects banks, businesses and payees to verified payouts and intelligent “pay-by-anything” experiences, allowing payers to offer a customized payout experience that lets payees receive payments the way they want

PYMNTS
Jan 20th, 2025
Uk Consumer Group Launches Business Bank Account Product Ratings

British independent consumer group and rating provider Fairer Finance has added new business bank account product rankings designed to help small businesses. The group now offers ratings for more than 30 product types, including insurance, banking and credit products, Fairer Finance said in a Monday (Jan. 20) press release emailed to PYMNTS. The new business banking product rankings are designed to ease a process that can be time consuming and confusing, especially for new entrepreneurs, Fairer Finance Managing Director James Daley said in the release

PYMNTS
Jan 17th, 2025
Mastercard: It Takes A Village To Improve The Online Checkout Experience

Checkout is the last mile in commerce, representing the critical moments of decision-making that can make or break a sale — and by extension, merchants’ fortunes. Joint research from PYMNTS Intelligence and Mastercard in the “Online Merchant Checkout Innovation Report” found that more companies encounter trouble with their checkout processes than with payments processing. It’s a global issue, illustrated in the pain points experienced by merchants in the United States and four other markets surveyed by PYMNTS Intelligence, including Australia, Brazil, the United Arab Emirates and the United Kingdom. Six in 10 middle-market firms said they struggled with the user experience during checkout online. Mastercard’s Jennifer Macrae, senior vice president of global digital channel enablement, and Sukhmani Dev, senior vice president of North America digital product management, said the problem is acute enough that more than three-quarters of merchants are looking for ways to streamline checkout to boost sales conversions

PYMNTS
Jan 16th, 2025
Synchrony Gives Customers Access To Apple’S Pay Later

Synchrony is giving certain customers access to the Pay Later feature of Apple Pay. The offering lets customers pay according to the standard terms of their credit card or use a promotional offer that includes fixed monthly payments, Synchrony said in a Thursday (Jan. 16) press release. The program is open to eligible members of the Synchrony Preferred Mastercard, Synchrony Plus World Mastercard, or Synchrony Premier World Mastercard programs, according to the release

PYMNTS
Jan 16th, 2025
Retail And Food Services Sales Grow 3.9% Yoy In December

Retail and food services sales in the United States grew in December.They increased 0.4% compared with November and 3.9% compared with December 2023, according to advance estimates released Thursday (Jan. 16) by the Census Bureau.December’s gains followed November’s month-over-month gain of 0.8% and year-over-year gain of 4.1%.Compared to November, 11 of the 14 categories of businesses included in the report saw sales gains in December.Those making the biggest gains were miscellaneous store retailers, up 4.3%; sporting goods, hobby, musical instrument and book stores, up 2.6%; and furniture and home furnishings stores, up 2.3%.Nonstore retailers — which include eCommerce merchants and other retailers operating outside of fixed point-of-sale locations — saw a gain of 0.2% in December compared with November.The three categories that saw month-over-month declines were building material and garden equipment and supplies dealers, down 2%; food services and drinking places, down 0.3%; and health and personal care stores, down 0.2%.Total sales for the full year of 2024 were up 3% from 2023, according to the Census Bureau’s advance estimates.Commenting on the Census Bureau data, National Retail Federation (NRF) Chief Economist Jack Kleinhenz said in a Thursday press release that the figures for core retail sales during the holiday season “clearly underscored the solid growth in the U.S. economy.”Holiday season core retail sales — which the NRF calculated based on Census Bureau data for Nov. 1 through Dec. 31, excluding automobile dealers, gasoline stations and restaurants — were up 4% compared with 2023, the organization said the release.“The spending pace was back to pre-pandemic growth and indicates a good start for the year ahead,” Kleinhenz said in the release.Target announced Thursday that it raised its sales guidance after seeing record post-Thanksgiving sales. The retailer said it now anticipates an approximately 1.5% increase in fourth-quarter comparable sales after earlier projecting flat growth.“Compared with its third-quarter sales trends, the company saw a meaningful acceleration in discretionary categories during the holiday timeframe, most notably in apparel and toys, and saw continued strength in beauty and frequency categories,” Target said in a press release.Mastercard said Dec

PYMNTS
Jan 15th, 2025
Freedompay Teams With Mastercard To Bolster International Commerce

Commerce technology firm FreedomPay has launched a partnership with Mastercard. The collaboration, announced Monday (Jan. 13), is designed to give businesses a “simplified and extended global payment gateway solution,” while also streamlining their ability to connect with acquirers and accept a broader array of payment methods. “The complexity of navigating diverse payment systems across borders can hinder the growth of international commerce,” Chris Kronenthal, FreedomPay’s president, said in a news release. “By joining forces with Mastercard, we are breaking down these barriers and empowering merchants with a single, unified platform for seamless global transactions.”

MarketScreener
Jan 13th, 2025
Mastercard Expands its Operations in West Africa with Opening of First Office in Accra, Ghana

Mastercard expands its operations in West Africa with opening of first office in Accra, Ghana.

PYMNTS
Jan 10th, 2025
Blockchain Interoperability Hits The Right Note For Crypto Payments

As the news Thursday (Jan. 9) that FV Bank is expanding its stablecoin capabilities via a partnership with PayPal underscores, businesses need a blockchain strategy. The problem? At a technical and business level, certain blockchain applications remain cramped by interoperability. At their core, blockchain payments like stablecoins are built on intricate systems composed of various layers, from the underlying distributed ledger technologies to smart contracts, APIs and user-facing applications

Forbes
Jan 7th, 2025
How Businesses Can Leverage The United Nations For Economic Growth

Developing markets like Africa’s offer business prospects for the private sector while benefitting. [+] the UN’s most vulnerable stakeholders. Building financial infrastructure is a prime example of such opportunities. (Photo by Michael M. Santiago/Getty Images)Getty Images. The United Nations has a PR problem in the private sector

PYMNTS
Jan 3rd, 2025
Surge In Brick-And-Mortar Commerce Will Spur Pos Innovation

Call it a renaissance for brick-and-mortar commerce. The rebound of in-store browsing and buying may scarcely seemed imaginable just a few years ago, in the midst of the pandemic, where it seemed that clicking on the buy button was here to stay as, really, the only option to get what we needed and wanted. But now, as 2025 settles in and post-holiday shopping data rolls in, it’s become clear that there’s value in the tactile shopping experience, though it’s being fine-tuned with digital features. That means that merchants will need to examine their point-of-sale (POS) experiences and technologies so that commerce can happen at any point in the (literal) aisles, where customers can use their preferred payment options and embedded financing can appear at the right time

PYMNTS
Jan 3rd, 2025
This Week In Web3 Innovation: Crypto Policies, Payments And Stablecoins

It finally happened. In 2024, bitcoin topped $100,000, capping off a year of growing mainstream adoption and technological innovation. Will 2025 bring cryptocurrency fans similar good fortune? Certain experts think bitcoin, the first cryptocurrency, could double its record-high valuation and reach $200,000. But bitcoin’s rise is just one chapter in the ongoing story of cryptocurrency’s evolution and the blockchain industry’s maturation. The future of digital assets is not just about price points and market caps — it’s about how these Web3 technologies are working to reimagine digital finance and commerce on a global scale

PYMNTS
Jan 2nd, 2025
Global Live Events Industry Focuses On Biometrics In 2025

Biometrics are increasingly being adopted for use at sports and other live events. The technology is being used to enhance ticketing, credentialing, and sales of concessions, merchandise and alcohol, BiometricUpdate.com reported Tuesday (Dec. 31). The report cited examples of solutions being deployed by companies and leagues in the United States, Europe and Latin America

INACTIVE