Full-Time

Senior Analyst

AML Transaction Monitoring

Posted on 6/20/2026

Circle

Circle

1,001-5,000 employees

Global payments platform using digital currencies

Compensation Overview

€51k - €75k/yr

Dublin, Ireland

Remote

Category
Legal & Compliance (1)
Required Skills
SQL
Machine Learning
Blockchain
Requirements
  • B.A./B.S. degree; quantitative or technical degree a plus
  • 3+ years experience conducting AML alert review, investigation and applicable reporting, strong knowledge of AML regulations
  • Deep understanding of blockchain ecosystems, VASPs, and evolving global AML/CFT regulations
  • Extensive experience working with blockchain forensic tools (e.g., TRM Labs, Chainalysis, Elliptic)
  • Proficiency in SQL is a plus
  • Proficiency in Google Suite, Slack and Apple MacOS preferred
  • Experience analyzing large transactional data sets
  • Ability to understand complex business problems, break down analytical projects into a structured approach and formalize complex ideas into a well defined logic
  • Strong organizational, analytical, written, and verbal communication skills with close attention to detail and confidence to make a reasoned and supported decision
  • Works well under pressure and tight deadlines with an ability to prioritize workloads and ensure tasks are completed in a timely manner
  • Experience and comfort working in an ever changing industry and the flexibility to quickly react to changing demands
  • Proven experience working collaboratively with multiple stakeholders and internal teams
  • CAMS, CFCS or CFE certification is a plus
  • Interest and/or experience applying artificial intelligence, automation, or machine learning tools to optimize AML workflows, such as alert triage, data enrichment, and investigative analysis
Responsibilities
  • Investigating, analyzing and identifying activity which may lead to filing suspicious activity reports, as required by law, from AML alerts, enhanced monitoring reviews, and other L1 transaction monitoring reviews
  • Occasionally working cases, as-needed, and filing SARs/STRs when appropriate
  • Assisting in fulfilling requests from and providing support to, external parties, such as law enforcement and banking partners, and internal parties, such as policy, legal and Compliance Operations partners
  • Conducting screening and adverse media checks
  • Ensuring customers are compliant with the laws and regulations to satisfy Circle’s obligations to the appropriate regulatory authorities
  • Maintaining a strong operational focus with the ability to manage time sensitive workflows across competing priorities
  • Collaborate with policy and compliance data and technology teams to share trends and insights as well as provide suggestions to improve detection models, thresholds, and typology coverage to create greater efficiency and more valuable work products for the IO team
  • As needed, conduct training and provide feedback to TM analysts
  • Ability to understand complex business problems, break down analytical projects into a structured approach and formalize complex ideas into a well defined logic
Desired Qualifications
  • CAMS, CFCS or CFE certification is a plus
  • Proficiency in Google Suite, Slack and Apple MacOS preferred
  • Interest and/or experience applying artificial intelligence, automation, or machine learning tools to optimize AML workflows, such as alert triage, data enrichment, and investigative analysis
  • SQL experience is a plus

Circle is a global fintech company that helps businesses use digital currencies and public blockchains for payments, commerce, and financial applications. It provides a platform for digital payments and related financial services built on blockchain technology, charging transaction fees and service charges for its activities. How it works: Circle offers digital currency and blockchain-based payment capabilities that enable fast, secure transfers and cross-border transactions for businesses of all sizes; revenue comes from fees on these services. How it differs from competitors: Circle targets a broad range of business customers and focuses on integrating digital currencies and public blockchains into everyday commercial and financial processes, emphasizing security and efficiency. Circle's goal is to become a leading provider of enterprise-grade digital finance tools, helping many organizations adopt and use digital currencies and blockchain-based payments globally.

Company Size

1,001-5,000

Company Stage

IPO

Headquarters

New York City, New York

Founded

2013

Your Connections

People at Circle who can refer or advise you

Simplify Jobs

Simplify's Take

What believers are saying

  • USDC payouts in the Philippines target a huge, expensive remittance market.
  • EVM compatibility lowers enterprise adoption friction for Arc Privacy.
  • Stablecoin network integrations expand Circle's reach across banks, fintechs, and enterprises.

What critics are saying

  • Tether's USDT dominates liquidity and weakens USDC network effects.
  • Arc Privacy intensifies AML, sanctions, and market-abuse scrutiny.
  • Arc's proprietary blockchain can waste capital if mainnet adoption remains weak.

What makes Circle unique

  • Circle combines USDC issuance with payments infrastructure and developer APIs.
  • Arc Privacy offers optional confidentiality while preserving compliance and audit access.
  • Circle Payments Network connects stablecoin settlement to existing banking and local rails.

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Benefits

Paid time off - We offer flexible paid time off — take what you need as long as it works with you and your team, and all Circle employees get mobile phone and home office reimbursements.

Health coverage - No matter where you live, we offer a market competitive suite of benefits. Enroll in health, dental, vision, disability, and life insurances, and Circle covers some or all of the premiums.

Invested in your future - All U.S. full-time and part-time employees enjoy 401(k) and pensions (with 4% company match if you contribute 5% or more), and share Circle’s success via company equity awards.

Learning & development - Your individual growth and development is important to us and we provide the resources to help you grow your career while at Circle.

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

0%

2 year growth

-3%
African-Startups
Jun 12th, 2026
Agridex lands Launch Africa Ventures backing to slash Africa's agri-trade settlement from weeks to seconds

Agridex, a Solana-based tokenisation platform for agricultural commodities, has secured funding from Launch Africa Ventures in an undisclosed equity round. Circle, WisdomTree and Utila also participated. Founded in 2020, the London-based company provides B2B payment infrastructure for agricultural commodity exporters and importers, enabling cross-border settlements in under five seconds using stablecoins. The platform processes trades for coffee, tea, flowers and grain with full supply chain transparency recorded on blockchain. Agridex will use the capital to scale its payment engine across Pan-African and global markets. The company expects to surpass $1 billion in commodities volume traded across Africa this year. Previously, Agridex raised $5 million in May 2024 and $4 million in December 2024, bringing total funding to over $14 million.

Morpho
Jun 10th, 2026
Morpho Association Raises $175M To Build The Open Credit Network For The World

Morpho is an open credit network that connects lenders and borrowers to the best possible opportunities worldwide.

CRYPTTECH
Apr 20th, 2026
Circle rolls out USDC Bridge, a native cross-chain hub for moving stablecoins across EVM networks.

Circle rolls out USDC Bridge, a native cross-chain hub for moving stablecoins across EVM networks. Última actualización: 04/19/2026 Criptolog " Coins " Circle rolls out USDC Bridge, a native cross-chain hub for moving stablecoins across EVM networks. * Circle launches USDC Bridge, a native interface built on CCTP V2 to move USDC 1:1 across multiple EVM chains via burn-and-mint. * The bridge handled over $600 million in 24 hours shortly after launch, signaling fast adoption despite mixed community reactions over fees. * CCTP V1 will be deprecated by July 31, 2026, pushing developers and apps to migrate integrations to CCTP V2. * USDC Bridge centralizes cross-chain USDC flows under Circle's control, reducing dependence on third-party bridges but raising debates on costs and competition. The stablecoin ecosystem just got a new piece of core infrastructure as Circle unveiled its official USDC Bridge, a web interface designed to make moving USD Coin across blockchains feel more like a straightforward balance transfer than a complex crypto maneuver. Built directly on top of the company's upgraded Cross-Chain Transfer Protocol (CCTP V2), the tool aims to simplify what has long been one of the most confusing and risky parts of using stablecoins: getting funds from one network to another without wrapping, swapping or juggling multiple apps. Bike Parts & Repair Discover more Currencies & Foreign Exchange Digital Currencies Rather than reinventing USDC itself, Circle is betting that a cleaner, native and predictable way to bridge value can help stitch together what has often looked like an archipelago of isolated chains. The USDC Bridge presents clear fees up front, automates gas on the destination network and hides most of the protocol plumbing under a single, unified interface at bridge.usdc.com. Early data suggests users were quick to give it a try, although community feedback shows that convenience and automation are being weighed carefully against cost and existing free alternatives. Currencies & Foreign Exchange

Tech in Asia
Apr 13th, 2026
Bithumb partners Circle on Korea stablecoin push.

Bithumb partners Circle on Korea stablecoin push. Bithumb has signed a memorandum of understanding with USDC issuer Circle in Seoul to explore stablecoin technology and digital asset infrastructure for the Korean market. Under the deal, the companies will review possible integrations on Bithumb's platform, including multichain capabilities and support for stablecoin infrastructure. The companies said they will also pursue initiatives to expand understanding of stablecoins and the wider digital asset ecosystem. Food for thought. Implications, context, and why it matters. A regulatory stalemate in Seoul opens room for dollar-based stablecoins. * South Korean regulators remain split on who can issue a local won-pegged stablecoin, with a decision expected in Q1 2026 1. * The wait leaves space for dollar-pegged options such as USDC, a stablecoin issued by Circle that aims to hold a one-to-one value with the US dollar 1. * In South Korea, demand for dollar-pegged tokens has risen, with 2024 trading volumes up 150% year over year 2. * On his Seoul trip, Circle CEO Jeremy Allaire met Dunamu, the parent company of Upbit, which handles over 80% of the country's crypto transactions 3. The deal also points to steadier operations beyond trading. * The tie-up aims to move past speculative activity and put USDC to work as payment and settlement plumbing for business customers 2. * This approach fits a growing business-to-business (B2B) cross-border payments market, where stablecoin volumes grew 300% worldwide from 2023 to 2024 2. * For Bithumb, listing a regulated asset could help rebuild confidence after it mistakenly credited users with about 620,000 BTC, or Bitcoin, worth around US$56 billion at the time, which led regulators to require five-minute asset reconciliations and monthly external audits 4. * Circle's technology, including open-source multichain treasury tools for managing funds across multiple blockchains, could support the infrastructure Bithumb is exploring through the partnership 5. Recent Bithumb developments. Stay updated on the go with our mobile app. Get latest insights with smoother, more personalized experience through TIA mobile app. How would you feel if you could no longer use Tech in Asia? Share, tag us, and land on our Wall of!

CoinLaw
Apr 10th, 2026
Circle unveils Interop stack for $110B USDC network.

Circle unveils Interop stack for $110B USDC network. Published on: April 10, 2026 Kathleen Kinder Barry Elad As Featured In Circle has introduced a full interoperability stack aimed at scaling its $110 billion USDC crosschain network and expanding support beyond stablecoins. Key takeaways. * Circle CCTP has processed over $110 billion in USDC transfers across 20+ blockchains since 2023. * Circle Gateway reached $400 million monthly volume with near instant crosschain settlement. * Interop expansion will support EURC, USYC, cirBTC and third party assets. * New developer tools aim to simplify crosschain transactions and workflows. What happened? Circle announced a major upgrade to its crosschain infrastructure, positioning its interoperability stack as a foundation for the growing internet financial system. The update expands capabilities beyond USDC and introduces faster settlement, broader asset support, and simplified developer tools. Circle expands beyond USDC. Circle is moving beyond its core stablecoin by extending its Cross Chain Transfer Protocol to support multiple digital assets. The expansion will include EURC, USYC, and cirBTC, along with third party assets issued through its platform. This shift addresses a major challenge in crypto today, liquidity fragmentation across blockchains. Asset issuers often struggle to distribute tokens efficiently across ecosystems. With the new model, assets can be issued on Arc, Circle's institutional focused blockchain, and distributed across more than 20 chains from a single control point. Arc is designed to act as a liquidity hub, offering sub second settlement, predictable fees paid in stablecoins, and a globally distributed validator network. Circle describes it as a coordination layer for asset issuance and liquidity routing. Gateway growth signals rising demand. Circle Gateway is emerging as a key part of this ecosystem. The service allows businesses to hold a unified USDC balance accessible across multiple chains in under 500 milliseconds. * Gateway processed $400 million in March 2026. * April volume had already reached $230 million within the first nine days. This rapid growth highlights increasing demand for instant crosschain liquidity. Instead of pre positioning capital across chains, businesses can now access funds wherever needed in real time. Gateway also introduces nanopayments, enabling gas free USDC transfers as small as $0.000001. This opens the door to new use cases such as AI driven transactions, pay per request APIs, and micro content payments. Faster settlement and better capital efficiency. Circle is also tackling one of the biggest bottlenecks in crosschain activity, slow and inconsistent settlement times. With its new fast transfer capability, developers can enable crosschain USDC transactions that settle in seconds without waiting for source chain finality. This improves: * Capital efficiency by reducing idle funds. * User experience with faster transaction completion. * Predictability for businesses operating across chains. Together with Gateway, this creates a system where liquidity is not locked or delayed, but instead moves seamlessly across ecosystems. Developer tools simplify crosschain complexity. To reduce friction for developers, Circle introduced a suite of orchestration tools designed to make crosschain applications easier to build and manage. Key tools include: * Bridge Kit for integrating crosschain flows with simple SDK methods. * Deposit Kit for one click crosschain deposits, currently in development. * Circle Fee Service to bundle all transaction fees into a single upfront quote. * Circle Workflows to coordinate multi step crosschain actions as one unified process. These tools aim to replace complex, fragile transaction sequences with simpler and more reliable workflows. Circle also announced USDC Bridge, a consumer facing app that allows individuals to transfer USDC across chains without relying on third party bridges. Unlocking new use cases across the ecosystem. The expanded interoperability stack is already supporting real world applications. * Hyperliquid has integrated crosschain USDC funding to simplify user onboarding. * RockawayX uses Gateway to reduce liquidity fragmentation. * OpenMind is testing nanopayments for AI agent to agent transactions. These early use cases show how crosschain infrastructure can support high frequency, low value transactions and emerging autonomous economic systems. What this means for the market? Circle is positioning itself as more than just a stablecoin issuer. With this interoperability stack, it aims to become the core infrastructure layer for moving digital assets across blockchains. The broader vision mirrors how standardized protocols enabled the internet to scale. Circle is betting that crosschain interoperability will play a similar role in shaping the future of finance. For institutions and developers, the benefits are clear: * Faster settlement times * Lower capital requirements * Seamless multichain asset access The full expansion of CCTP is expected later in 2026, with Circle actively seeking feedback from developers and asset issuers building crosschain solutions. CoinLaw's takeaway. I see this as a big step toward making crypto actually usable at scale. In my experience, crosschain complexity has always been one of the biggest barriers for both developers and users. What Circle is doing here feels like building the backend plumbing that most people never see but everyone depends on. I found the move beyond USDC especially important. If Circle can bring the same level of interoperability to real world assets, it could unlock a much bigger market than stablecoins alone. The real impact will depend on adoption, but this direction makes a lot of sense for where the industry is heading. This article has been reviewed and fact-checked by Barry Elad. CoinLaw follows strict Publishing Principles to ensure accuracy, transparency, and editorial independence across all content. Add CoinLaw as a Preferred Source on Google for instant updates! Kathleen Kinder. Senior Editor Kathleen Kinder brings over 11 years of experience in the research industry, with deep expertise in finance, cryptocurrency, and insurance. At CoinLaw, she writes timely, reader-focused news articles and also serves as a senior editorial reviewer. Drawing on her background in B2B research, consumer insights, and executive interviews, she ensures every piece delivers clarity, accuracy, and real-world relevance. Disclaimer: The content published on CoinLaw is intended solely for informational and educational purposes. It does not constitute financial, legal, or investment advice, nor does it reflect the views or recommendations of CoinLaw regarding the buying, selling, or holding of any assets. All investments carry risk, and you should conduct your own research or consult with a qualified advisor before making any financial decisions. You use the information on this website entirely at your own risk.