Full-Time

Product Managers

Confirmed live in the last 24 hours

Earnest

Earnest

201-500 employees

Provides student loan refinancing and personal loans

Fintech
Financial Services

Mid, Senior

San Francisco, CA, USA

Category
Product Management
Product
Required Skills
Product Management
Marketing
Data Analysis
Requirements
  • Strong sense of ownership for projects and teams
  • High standards from themselves and others
  • Self-awareness of strengths and opportunities for improvement
  • Ability to approach challenges and failures as learning opportunities
  • Willingness to seek and give feedback
  • Genuine desire to perform well
Responsibilities
  • Ideate, design, drive, and bring product initiatives to life
  • Work across all teams at Earnest
  • Bridge the gap between business and technology
  • Analyze and use data and marketplace intelligence to inform business critical decisions
  • Work across engineering, design & research, finance, marketing, and business to bring products to market and understand user needs

Earnest provides financial services focused on student loan refinancing, private student loans, and personal loans. The company uses advanced data analysis and underwriting software to assess each client's financial situation, allowing them to offer personalized low-interest rates. Clients can select flexible repayment plans that suit their needs, making it easier to manage their educational and personal debt. Unlike many competitors, Earnest continuously adjusts its rates based on market conditions to ensure they remain competitive. The goal of Earnest is to help financially responsible individuals effectively manage their debt while providing them with tailored financial solutions.

Company Stage

Acquired

Total Funding

$123.5M

Headquarters

San Francisco, California

Founded

2013

Simplify Jobs

Simplify's Take

What believers are saying

  • Earnest's innovative use of technology and data science can lead to more competitive loan rates and terms for borrowers.
  • The company's focus on financial education and literacy can empower employees to make better financial decisions, both personally and professionally.
  • Working at Earnest offers the opportunity to be part of a mission-driven company that aims to make higher education more accessible and affordable.

What critics are saying

  • The highly competitive student loan refinancing market may pressure Earnest to continuously innovate to maintain its edge.
  • Regulatory changes in the financial sector could impact Earnest's business model and operations.

What makes Earnest unique

  • Earnest's unique approach to student loan refinancing, which includes personalized loan terms and flexible repayment options, sets it apart from traditional lenders.
  • The company's use of data science and technology to assess creditworthiness allows for more accurate and fair loan offerings, unlike conventional credit scoring methods.
  • Earnest's commitment to financial literacy and education, providing resources and tools to help borrowers make informed decisions, distinguishes it from competitors.

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