Full-Time
Senior Product Manager
Digital Mortgage, Remote
Posted on 10/28/2025
Experian
1-10 employees
Venture capital arm funding data startups
No salary listed
United States
Remote
 Real Estate (1) |
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 Product (2) |
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- Bachelor's degree in Business, Computer Science, Design, or related field. MBA or advanced degree preferred.
- Minimum of 8+ years in product management, with at least 3 years in consumer digital products, FinTech, or mortgage-related platforms.
- Familiarity with consumer analytics tools (e.g., Mixpanel, Amplitude), A/B testing, and Agile development.
- SQL and Python.
- Leadership: Experience leading cross-functional teams and delivering consumer-centric solutions.
- Communication: Strong storytelling and communication skills, with the ability to translate complex mortgage concepts into simple, engaging consumer experiences.
- Industry Knowledge: Understanding of mortgage finance, servicing, and consumer credit. Experience with digital platforms in housing or financial wellness.
- Product Strategy: Define and execute the product vision, strategy, and roadmap for consumer mortgage solutions, including tools for mortgage education, servicing transparency, and financial wellness that can be delivered in B2B2C or D2C experience.
- Market & Consumer Insights: Conduct market research and user feedback analysis to identify unmet consumer needs and inform product decisions.
- Collaboration: Work closely with engineering, marketing, legal, and data science teams to deliver high-impact consumer products. Partner closely with Experian's Direct-to-Consumer (D2C) team to align on consumer engagement strategies, leverage shared insights, and ensure cohesive product experiences across channels.
- Data-Driven Personalization: Leverage Experian's data assets to personalize consumer experiences, improve engagement, and drive retention.
- Regulatory & Privacy Compliance: Ensure products meet consumer data privacy standards and regulatory requirements (e.g., FCRA, CFPB).
- Performance Optimization: Monitor product KPIs (e.g., NPS, engagement, conversion) and iterate based on consumer feedback and analytics.
- MBA or advanced degree preferred
- Experience in mortgage-related platforms or FinTech preferred
- Knowledge of data privacy and regulatory compliance best practices in consumer finance
Experian Ventures is the venture capital arm of Experian, a global information services company. It provides investment capital and strategic partnerships to startups, helping them grow by leveraging Experian’s data assets, technology, and global network. The fund focuses on backing entrepreneurs who can disrupt data- and tech-driven markets, using Experian’s platforms and reach to accelerate portfolio companies. Unlike standalone funds, it differentiates itself with access to Experian’s scale, data resources, and worldwide offices, enabling closer collaboration and faster go-to-market support. The goal is to fund and mentor startups that can shape the future of information services while expanding Experian’s ecosystem and influence across regions.
Company Size
1-10
Company Stage
N/A
Total Funding
$82M
Headquarters
Costa Mesa, California
Founded
1995
Simplify's Take
What believers are saying
- Palenca projects 20 million verifications in 2026, expanding credit to Mexican underserved segments.
- Snapchat's Q1 2026 integration leverages 110 million US users for AI financial tool engagement.
- KYC360 acquisition bolsters UK fraud compliance with enhanced verification capabilities.
What critics are saying
- UK FCA's June 2026 KYC ledger obsoletes KYC360, slashing 15-20% UK revenue in 6-12 months.
- VantageScore 4.0 erodes FICO volumes as Zillow diverts screening in 6-12 months.
- Mastercard's Finicity open banking bypasses Court Ventures data for 33 million thin-file consumers.
What makes Experian unique
- Experian Ventures invests in AI-driven fintech like Palenca's income verification since 2016.
- Experian integrates VantageScore 4.0 into Connect API for inclusive rental screening with Zillow.
- Experian merges first- and third-party data via fullthrottle.ai for automotive marketers.
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Benefits
Remote Work Options
Professional Development Budget
Company News
Palenca, a Mexican income verification platform for financial institutions, has raised $4 million in a Series A round led by Experian, with participation from Foundation Capital, Gilgamesh Ventures and Dhow Ventures. The company addresses a critical gap in Mexico's financial inclusion: the lack of reliable income data prevents credit expansion to new segments. Without verifiable income information, financial institutions must either limit their reach or assume greater risk. Palenca's platform validates income from various sources, including informal employment, to integrate them into credit and risk decisions. The funding will develop new data products, expand income source validation and strengthen predictive models using artificial intelligence. The company processed nearly 5 million verifications in 2025 and projects reaching 20 million this year, enabling banks to extend credit to previously excluded populations.
Experian has enhanced its Connect API platform to offer VantageScore 4.0 for rental screening, enabling property managers, landlords and screening providers to use the modern credit scoring model when evaluating prospective renters. Zillow is amongst the platforms now using VantageScore 4.0 through the platform. The enhancement follows the Federal Housing Finance Agency's recent approval of VantageScore 4.0 for mortgage decisions, creating greater consistency across the housing journey. VantageScore 4.0 combines trended credit data with machine learning and can score approximately 33 million consumers who may have been unscoreable under older models. The model uses trended credit data, rental payment history and alternative data to reflect consumers' financial behaviours across 24 months, offering greater accuracy and more inclusive scoring for renters with thin credit files.
FullThrottle Technologies has partnered with Experian Automotive to integrate Experian's in-market automotive audiences into the fullthrottle.ai self-service platform. The collaboration enables auto marketers to combine first-party data with third-party audience intelligence in a single environment. Through the integration, advertisers can access Experian's curated audiences—including lifestyle, purchase intent and behavioural segments—directly within fullthrottle.ai's demand-side platform. Marketers can combine these with verified first-party data and build campaigns in a closed-loop environment connecting audience insights to performance measurement. Experian's consumer marketing data covers insights on over 250 million US individuals. The partnership aims to deliver smarter targeting and stronger attribution whilst maintaining privacy standards for automotive dealers and marketers.
AutoUnify, a connectivity toolkit enabling AI agents to interface with automotive retailers, has announced a strategic investment from Experian. The partnership combines AutoUnify's connectivity platform with Experian's fraud prevention and identity verification technology to create secure, real-time automotive transactions. The collaboration aims to establish infrastructure for AI-driven automotive commerce, allowing AI systems to manage end-to-end customer journeys. AutoUnify provides the connectivity layer for communication across automotive platforms, whilst Experian contributes decisioning technology and fraud expertise. Based in Santa Monica, California, AutoUnify is backed by Porsche, UP Ventures and Experian Ventures. The funding will support product innovation, expand integrations and accelerate development of AI-driven automotive applications, including tools for vehicle shopping and service scheduling.
Experian has acquired KYC360 in the UK and Ireland to enhance its fraud and financial crime compliance capabilities. This acquisition will strengthen Experian's ability to verify and update customer and business information, crucial for preventing financial crime.