Hi, we’re Brigit! A holistic financial health company helping every American build a brighter financial future. With a business model that is aligned with our customers, we create transparent, fair, and simple financial products that put money back in the hands of our members, help them spend wisely, avoid unfair fees and build their credit quickly. We’re backed by leading VC’s including Lightspeed Venture Partners and DCM, a number of the world’s most influential social impact investors like Flourish and Sound, and several mission driven celebrity investors like Kevin Durant and Ashton Kutcher! If autonomy, ownership, and having meaningful input at the company you work for is important to you, come join our growing team!

Brigit is doing innovative and exciting work, but don’t just take our word for it, our work is being recognized by others:

• Built In’s 2023 Best Startups to Work For In New York City

• Fast Company’s Most Innovative Companies of 2022

• Forbes Fintech 50 2022

• Business Insider’s Most Promising Consumer Startups 2022

As an Analytics Manager at Brigit, you’ll use your analytical and product development skills and experience in consumer credit risk to play a key role in leading Brigit’s Credit and Product strategy for the company’s core product, Instant Cash. Reporting into the Chief Credit Risk Officer, you’ll have the exciting opportunity to play a vital part in our continued growth and success as you lead the development of new strategies to ensure the stability of the company’s portfolio.

What you have

• Passion for Brigit’s mission and drive to developing affordable financial products for the underserved

• A Bachelor’s degree in Engineering, Math, Finance, or other quantitative disciplines; a Master’s degree with a quantitative focus is a plus

• 5+ years of analytical experience, preferably at a FinTech company, and at least 3+ years of experience in a consumer credit risk role

• Curiosity to learn about data, models, and algorithms

• Ability to collaborate and influence across different teams in the organization

• Excellent SQL programming skills, advanced Microsoft Excel skills, experience in Python (or R or SAS or similar language) 

• Exceptional detail-orientation and organizational skills. You are eager to solve challenging analytical problems for the business

• The drive to work in a fast-paced environment and exceed ambitions deadlines while ensuring flawless completion

• Excellent written and oral communication skills

What you’ll be doing

• Enable sustainable growth while closely managing the profitability and resilience of the portfolio

• Analyze loss trends and fine-tune strategies to optimize approval and loss performance

• Design and develop new credit, pricing, limit setting policies for our Core Instant Cash product

• Thinking through credit policies for new initiatives and products

• Shaping ongoing testing and experimentation

• Navigating any exogenous changes. Monitor macroeconomic trends impacting loan performance and drive adjustments to our underwriting and marketing strategies to mitigate risk

• Very collaborative role, requires working cross-functionally with various teams - Data Science, Product, Engineering, Finance, and Legal/Compliance:

  • Work with Data Science teams to identify and evaluate new features with differentiation power for credit risk and to improve our underwriting and modeling frameworks

  • Work with product team to develop new products and features to improve unit economics

  • Work with Finance to customize pricing, allowance policies and loss forecasting/ DQs

• Evaluate external data and come up with strategies leveraging external data source

• Develop a robust valuations and monitoring infrastructure. Leverage this valuations ownership to come up with insights on how to think about the unit economics of the business

• Advise and mentor your peers with an eye towards up-leveling our analytical sophistication, especially regarding risk mitigation

• Own dashboards and monitor performance to highlight any anomalies or unusual loss trends

The anticipated annual base salary for this position is $110,000 - $160,000. This range does not include any other compensation components or other benefits for which an individual may be eligible. The actual base salary offered depends on a variety of factors, which may include as applicable, the qualifications of the individual applicant for the position, years of relevant experience, specific and unique skills, level of education attained, certifications or other professional licenses held, and the location in which the applicant lives and/or from which they will be performing the job.

Our Benefits & Team

• Medical, dental, and vision insurance

• Equity participation

• Flexible PTO Policy

• 401k plan

• Paid Parental Leave

• Monthly reimbursements to use against wifi and cell phone bills

• Help hard working Americans build a brighter financial future

• High-growth company at an early stage

• A dynamic, flexible and collaborative start-up work environment with a highly talented team

Brigit is committed to providing equal employment opportunities for all applicants and employees without regard to race, religion, color, sex, pregnancy (including breast feeding and related medical conditions), national origin, citizenship status, uniform service member status, age, genetic information, disability, or any other protected status in accordance with all applicable federal, state and local laws. We are proud to be an equal opportunity workplace.