About Figure

Figure is transforming the trillion dollar financial services industry using blockchain technology. 

In five short years, Figure has unveiled a series of fintech firsts using the Provenance blockchain for loan origination, equity management, private fund services, banking and payments sectors - bringing speed, efficiency and savings to both consumers and institutions. Today, Figure is one of less than a thousand companies considered a unicorn, globally.

Our mission requires us to have a creative, team-oriented, and supportive environment where everyone can do their absolute best. The team is composed of driven, innovative, collaborative, and curious people who love architecting ground-breaking technologies. We value individuals who bring an entrepreneurial mindset to every task and will embrace our culture of innovation. 

Every day at Figure is a journey in continuous learning yet a daily focus on getting work done that makes a difference. Join a team of proven leaders who have already created billions of dollars in value in the FinTech space!

Forbes Top 50 Blockchain Companies

Figure Series D Announcement

About the Role

As Product Counsel, you will collaborate with business partners across the organization to provide legal advice for the buildout of Figure’s payment and lending products. You will serve as our payments and lending expert. As an integral part of our Legal Team, you will work on some of the most exciting legal and business issues in fintech today. Our payments product is uniquely positioned to be part of a solution for the underbanked and unbanked, allowing you to be a part of developing a product that will affect real change. Our Legal team plays a central role in Figure’s hyper growth and the realization of our mission of leveraging blockchain to transform financial services.

What You’ll Do

• Providing legal advice on federal and state lending and payments and/or banking laws, card processing activity, rules, and regulations to the Product team.
• Draft, negotiate, and review commercial agreements with various financial institutions and partners.
• Advise on marketing strategies related to our payments and lending products.
• Contribute meaningfully to the development of our new payments product, bringing new ideas and legal expertise to the process.
• Draft terms of use, product policies, customer-facing agreements, and disclosures, and work with our compliance teams to implement related processes
• Develop strong, collaborative relationships with the business

What We Look For

• A J.D. degree and a state bar member in good standing
• 3+ years of a combined law firm, government, and/or in-house experience
• Strong knowledge of Blockchain, and/or Cryptocurrencies required
• Expertise in the area of payments, including card processing, network rules, ACH, and ledgers. Extensive knowledge of financial services, payments, and lending compliance requirements and regulations, including anti-money laundering and Bank Secrecy Act, money transmission laws, Gramm-Leach, Regulations E and Z, sanctions regulations, and know-your-customer requirements
• Understanding of laws and legal structures related to banks, bank partners, and/or the participants in various payments systems, including processors and program managers
• Experience with and interest in mobile and alternative payments, emerging payments technology, and the payments industry.
• Experience drafting, reviewing, and negotiating agreements
• Strong business judgment, intellectual curiosity, and problem-solving skills
• Proven ability to develop strong working relationships with a variety of stakeholders across different business lines.
• Product counseling experience and ability to provide timely, concise, and business-focused legal advice on federal and state consumer financial laws
• Self-starter who will take ownership of projects
• Excellent written, oral, and interpersonal communication skills
• Ability to organize, prioritize, and manage projects effectively

Benefits and Perks

• Competitive salary and growth opportunities 
• Company quarterly performance based bonus
• Equity stock options package
• Employer funded comprehensive health, vision, dental insurance and wellness program for employees and their dependents
• Employer funded life and disability insurance coverage
• Company HSA, FSA, Dependent Care, 401k, and commuter benefits
• Up to 12 weeks paid family leave 
• In office, remote, and hybrid work location options
• Home office and technology stipend for those working outside of a traditional office more than 75% of the time
• Flexible time-off plan to empower employees to take the time off that they want and need
• Continuing education reimbursement
• Routine Team swag deliveries!

For CO, NY, CA and WA residents, the salary range for this position is $167,000 - $208,000/year with a 25% Bonus and Equity. Actual compensation may vary based on individual candidate experience and location.

Depending on your residential location certain laws might regulate the way Figure manages applicant data. California Residents, please review our California Employee and Prospective Employee Privacy Notice for further information. By submitting your application, you are agreeing  and acknowledging that you have read and understand the above notice.

Figure will not sponsor work visas for this position. In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification form upon hire. 

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