Full-Time

Senior Analyst

Decision Platforms

Posted on 9/3/2026

Momentum Financial Services Group

Momentum Financial Services Group

1,001-5,000 employees

Alternative financial services and cash access

Compensation Overview

CA$85k - CA$95k/yr

+ Discretionary annual bonus

Toronto, ON, Canada

Hybrid

Hybrid work environment with both remote work and in-office time.

Bachelor's

Category
IT Operations (1)
Required Skills
Python
Software Testing
SQL
Java
Version Control
REST APIs
Data Analysis

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Requirements
  • At least 3 years of related experience in decision platforms, business rules or workflow automation, software delivery, data analysis, or a comparable technical and analytical role.
  • Hands-on experience translating business requirements into configurable rules, workflows, data mappings, integrations, or system changes.
  • Proficiency in SQL for analysis, validation, and troubleshooting, with working knowledge of Python and/or Java.
  • Experience testing changes across the software delivery lifecycle and supporting releases, monitoring, or production issue resolution.
  • Experience working in a cross-functional environment with business and technical stakeholders to deliver changes from requirement through implementation.
  • Experience with decisioning or workflow platforms such as Provenir, Taktile, FICO, Experian PowerCurve, Pega, Drools, or comparable tools.
  • Knowledge of consumer lending, financial services, credit, fraud, or collections strategies.
  • Experience with APIs, JSON, application-flow orchestration, experimentation, or dynamic customer journeys.
  • Experience with version control, agile delivery, automated testing, or continuous integration and continuous delivery practices.
  • Advanced SQL and strong data-analysis skills.
  • Working knowledge of Python and/or Java, plus a practical understanding of APIs, JSON, data mappings, and system integrations.
  • Ability to configure and troubleshoot business rules, decision logic, and workflow solutions.
  • Strong testing discipline, attention to detail, and commitment to reliable production outcomes.
  • Demonstrated ownership, dependability, sound work ethic, and follow-through.
  • Ability to collaborate, communicate openly, support peers, and share knowledge.
  • Strong organization and prioritization skills, with the ability to manage multiple changes and learn new platforms and business domains quickly.
  • Bachelor's degree in computer science, engineering, information systems, data/analytics, business, or a related field, or equivalent practical experience.
Responsibilities
  • Configure, implement, and maintain decision rules, workflows, integrations, and reusable components across decision platforms, initially supporting Provenir and expanding to platforms such as Taktile.
  • Deliver accurate, scalable, and controlled decision-platform solutions.
  • Partner with Risk, Product, Technology, Operations, and Data teams to understand business needs, assess impacts, and design end-to-end decision and application-flow solutions, including data inputs, outputs, reason codes, and downstream dependencies.
  • Develop test scenarios; perform functional, regression, and data validation; and support user acceptance testing, releases, smoke testing, monitoring, incident investigation, root-cause analysis, and remediation.
  • Use SQL and analytical methods to validate decision outcomes, investigate issues, monitor platform and strategy performance, and identify opportunities to improve accuracy, customer experience, efficiency, and controls.
  • Design, configure, test, and support decisioning and application-journey solutions across existing and emerging platforms.
  • Build and maintain decision logic that determines different customer journeys.
Desired Qualifications
  • Additional education or training in systems, data, analytics, or financial services is an asset.
  • Relevant cloud, data, software, or decision-platform certifications are an asset.
Momentum Financial Services Group

Momentum Financial Services Group

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Momentum Financial Services Group provides alternative financial solutions across North America for people who are unbanked or underbanked, including those with impaired credit who may not qualify for traditional banking products. The company operates a dual-channel model with a large network of physical retail locations in the United States and Canada, plus digital and mobile platforms, so customers can access cash and financial services in person or online. Its offerings include personal loans, check cashing, domestic and international money transfers, and prepaid card services. Compared with traditional banks, Momentum focuses on serving clients who are often left out of mainstream finance, using both storefronts and digital tools to reach them wherever they prefer to transact. The company’s goal is to be a vital financial resource for hardworking individuals by meeting needs that conventional financial institutions do not fully address.

Company Size

1,001-5,000

Company Stage

Debt Financing

Total Funding

$482.5M

Headquarters

Toronto, Canada

Founded

1979

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Simplify Jobs

Simplify's Take

What believers are saying

  • Momentum relaunched Money Mart's Canadian app in November 2025 with real-time approvals.
  • The company serves 900,000+ annual customers across loans, transfers, cashing, and cards.
  • Ares funding lets Momentum expand eligible loan receivables without immediate balance-sheet strain.

What critics are saying

  • The C$657.9 million facility shows heavy dependence on external credit markets.
  • Non-prime lending faces CFPB, provincial, and class-action scrutiny that can hit margins fast.
  • Digital challengers offering instant approval and no-branch loans threaten branch traffic within 12 months.

What makes Momentum Financial Services Group unique

  • Money Mart and The Check Cashing Store give Momentum 420+ North American branches.
  • Momentum pairs physical storefronts with a refreshed Canadian app and same-day funding.
  • Ares renewed a C$657.9 million facility, backing Momentum's receivables-driven lending model.

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Benefits

Hybrid Work Options

Growth & Insights and Company News

Headcount

6 month growth

1%

1 year growth

1%

2 year growth

2%
Gulf & Main Magazine
Jun 25th, 2025
Gulf & Main Magazine | Press Releases

With the expansion of its credit facility, Momentum Financial Services Group now has additional capital to fund its growing loan receivables portfolio and meet the needs of its North American customers. The additional funds will be used to repay the 2023 secured loan facility and fuel further expansion in eligible loan receivables.