IDI Underwriter

The next part of your journey is right around the corner — with The Standard.

A genuine desire to make a difference in the lives of others is the foundation for everything we do. With a customer-first mindset and an intentional focus on building strong teams across the nation, we’ve been able to uphold our legacy of financial stability while investing in new, innovative technologies that support the needs of our customers. Our high-performance culture focused on operational excellence thrives thanks to remarkable people united by compassion and a customer-first commitment. Are you ready to make a difference?

Job Summary

The IDI Underwriter plays a key role in assessing risk, ensuring sound underwriting decisions, and maintaining strong relationships with stakeholders. This position requires analytical skills, medical and financial knowledge, and effective communication to support business growth and profitability. Reporting to the Director and Chief Underwriter, the role offers opportunities for mentorship, collaboration, and professional development within a dynamic team environment.

Principal Duties & Responsibilities

• Underwrites risk of moderate to more complex scope. Apply sound, creative underwriting and business judgment in the timely analysis and evaluation of insurance risks to contribute to the growth and profitability of the organization.
• Develop and maintain effective working relationships with assigned field personnel, producers, and Home Office personnel through professional negotiation, responsive communication, problem resolution, and anticipation of customer expectations.
• Actively participate in projects to contribute to corporate goals.

Skills and Background You’ll Need

• IDI Underwriter: Generally, 3+ years of experience in individual disability insurance underwriting, reviewing both medical and financial risk, or similar analytical capacity.
• Bachelor’s degree in Business or progressively responsible work experience with an emphasis in Disability Insurance underwriting or a similar analytical capacity.
• Exhibits insurance and underwriting acumen in review of both medical and financial risk. Ability to analyze detailed written information for risk assessment against requested policy plan information.
• Ability to analyze detailed written information for accuracy and completeness.
• Clear expression of ideas in both written and oral communications.
• Strong customer service and negotiation skills.
• Excellent time management skills.
• Demonstrated ability to make good decisions and utilize negotiation skills to achieve desired results.
• Demonstrated experience with Microsoft Office Suite.

Key Behaviors of a Successful Candidate

• Possesses internal curiosity to continually ask questions and improve results as part of the daily approach.
• Displays resourcefulness and diligence to build relationships, ensure quality of work products, and communicate in a way that results in action from stakeholders.
• Prioritizes team well-being and ensures work focus is always on progressing the team’s vision and goals or supporting fellow team members.

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Why Join The Standard?

We have built an enduring legacy of stability, financial strength and exceptional customer service through the contributions of the service-oriented people who choose to work at The Standard. To ensure we can attract and retain the best talent, when you join The Standard you can expect:

• A rich benefits package including medical, dental, vision and a 401(k) plan with matching company contributions

• An annual incentive bonus plan

• Generous paid time off including 11 holidays, 2 wellness days, and 8 volunteer hours annually — PTO increases with tenure

• A supportive, responsive management approach and opportunities for career growth and advancement 

• Paid parental leave and adoption/surrogacy assistance

• An employee giving program that double matches your donations to eligible nonprofits and schools

In addition to the competitive salary range below, our employee-focused benefits support work-life balance. Learn more about working at The Standard.

• Eligibility to participate in an incentive program is subject to the rules governing the program and plan. Any award depends on a variety of factors including individual and organizational performance.

Salary Range:

$64,250.00 - $94,000.00

Standard Insurance Company, The Standard Life Insurance Company of New York, Standard Retirement Services, Inc., StanCorp Equities, Inc. and StanCorp Investment Advisers, Inc., marketed as The Standard, are Affirmative Action/Equal Opportunity employers. All qualified applicants will receive consideration for employment without regard to race, religion, color, sex, national origin, gender identity, sexual orientation, age, disability, or veteran status or any other condition protected by federal, state or local law. The Standard offers a drug and alcohol free work environment where possession, manufacture, transfer, offer, use of or being impaired by an illegal substance while on Standard property, or in other cases which the company believes might affect operations, safety or reputation of the company is prohibited. The Standard requires a criminal background investigation, employment, education and licensing verification as a condition of employment. All employees of The Standard must be bondable.