Underwriter or Senior Underwriter

Department Underwriting

Location: Toronto

Reports To: Vice President, Senior Underwriting Manager

Please note: Liberty is hiring for two positions under this posting.

Company Overview: 

Liberty Mutual Canada is the Canadian operation of Liberty Mutual Insurance Company. We offer a broad suite of commercial insurance products and solutions to mid-size and large Canadian companies with Canadian, North American and/or multinational risks. Liberty Mutual Canada has over 300 employees and services its clients coast-to-coast from our regional offices in Vancouver, Calgary, Toronto, Montreal and Halifax.

At Liberty Mutual Canada, diversity is about all of us. Our promise to you is a culture that is collaborative, rewarding and empowering. We are committed to attracting and retaining employees across all dimensions of diversity and believe that recognizing, appreciating, and applying the unique insights, perspectives and backgrounds of each person cultivates an atmosphere of trust and respect. At Liberty Mutual Canada, our values are to foster a high-performing, equitable and inclusive culture where the best talent of all backgrounds can bring their whole selves to work and succeed.

If you are unsure whether or not your experience matches every requirement below, we encourage you to apply anyway. We are looking for varied and diverse perspectives and experiences that we can add to our team!

Our core values guide all of our decision-making and come to life through our benefits and employee programs. We offer:

-       A premier flexible work environment (a combination of on-site & remote work) supporting our employees in their pursuit of a healthy work-life balance

-       Competitive health & dental benefits plan

-       Market-leading pension plan

-       Competitive time off policy

-       External education & tuition reimbursement programs

-       Employee & Family Assistance Programs

-       An opportunity to get involved and become a member of one of our national employee committees – social responsibility, employee engagement, diversity, equity & inclusion

The Opportunity:

The primary focus of this role will be to contribute to the profitable growth and retention of an assigned Management Liability portfolio through underwriting and managing products and services of complex risks. This position requires an individual to have the capability to obtain specialized knowledge of underwriting concepts, practices, procedures and techniques to include coverage issues, product lines, relevant systems, and competition in the marketplace.

Duties and Responsibilities:

• Profitably grow portfolio by generating new business growth above targets.
• Profitably underwrite and retain assigned Management Liability portfolio of complex accounts (Public/Private Directors & Officers (D&O), Employment Practices Liability (EPL), Fiduciary and Crime. 
• Work closely with team members, management, and Product Leaders in Management Liability to ensure consistency with underwriting protocols & product strategies.
• At the Senior Underwriter level: Provide mentorship to Associate Underwriters and Underwriters including being a key referral point for the team.
• Demonstrate effective prioritization of workload and provide superior customer service.
• Drive innovation to improve the efficiency of the Management Liability renewal process and ease of doing business with our clients.
• Review and negotiate policy terms and conditions including manuscript wording.
• Lead account rounding efforts through upselling additional lines of coverage to renewal business.
• Ensure proper organization and documentation of each underwriting file.
• Perform related duties as requested to include report preparation, presentations, and special projects to assist in ensuring the success of the product line unit.

Skills & Qualifications:

• A minimum of 2 years' experience underwriting Management Liability lines, with demonstrated expertise across D&O, EPL, Fiduciary and Crime.
• Post-secondary education including relevant Insurance designation(s)/education is considered an asset.
• Advanced knowledge of underwriting concepts, practices, and procedures within the Management Liability industry, including complex account structures.
• Proven ability to profitably grow and retain a portfolio of Management Liability business.
• Self-starter with proven analytical skills and a proven track record in a solutions-oriented approach to underwriting that drives profitable growth.
• Comfortable with critical thinking and a growth mindset, with thoughtful consideration of diverse perspectives during decision-making and respectful of differences.
• Able to respectfully give and receive positive and constructive feedback.
• Effective at managing internal and external meetings with professionalism and clarity while driving mutual accountability for results.
• Effective at change management and adapting to new systems and processes.
• Helps drive innovation through a growth mindset, viewing roadblocks as opportunities for growth and supporting new idea testing, training, and ongoing monitoring of changes.
• Excellent communication, organizational, and time management skills.
• Strong negotiation skills, particularly with respect to policy terms, conditions, and manuscript wording.
• Collaborates well across business units.

Liberty Mutual Canada is committed to pay transparency and fair, equitable hiring. For roles based in Ontario, we publish a Target Hiring Range in compliance with Ontario Pay Transparency Acts.

This posting is for an active, current vacancy.

Target Hiring Range:

Underwriter: CAD $79,000 – $101,000 per year (base salary).

Senior Underwriter: CAD $99,000 – $130,000 per year (base salary).

This range represents the expected annual base salary for this role. Final offers will be determined based on each candidate’s qualifications, relevant experience, internal equity, and the needs of the role. The posted range does not include variable compensation (bonus), allowances, or benefits. We encourage all qualified candidates to apply. Offers above the published maximum may be approved with appropriate business authorization.

We will not request your salary history at any stage of the hiring process. We do not use AI‑based screening tools in our hiring process. Candidates who complete an interview and remain under consideration may request, and will receive, feedback within 45 days.

Liberty Mutual Canada is committed to fostering an inclusive, accessible environment where all employees feel valued and supported. We are committed to building a workforce that is representative of the communities we operate in and serve. If you require an accommodation for the recruitment/interview process due to a disability (which may be invisible or visible, temporary or permanent), please let us know and we will work with you to meet your needs.