Full-Time

Director of Sales Strategy and Analytics

Credit Acceptance Careers

Credit Acceptance Careers

1,001-5,000 employees

Subprime auto financing via dealer network

Compensation Overview

$199.5k - $233k/yr

+ Bonus

No H1B Sponsorship

Remote in USA

Remote

Remote in the United States; occasional travel to Southfield, Michigan office may be required.

Bachelor's

Category
Sales & Account Management (1)
Required Skills
Data Governance
Data Analysis

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Requirements
  • Bachelor’s degree or equivalent relevant experience.
Responsibilities
  • Lead the Sales analytics function, including a team of Sales Analysts supporting regional and enterprise Sales leadership.
  • Develop and execute the Sales Strategy & Analytics roadmap in alignment with organizational priorities, Sales objectives, and business needs.
  • Provide strategic insights and recommendations to improve Sales performance, productivity, profitability, and field execution.
  • Support strategic planning by identifying performance opportunities, risks, trends, and growth levers across the Sales organization.
  • Deliver executive-level insights and recommendations that support organizational priorities, Sales initiatives, and growth objectives.
  • Monitor regional performance, business trends, and key Sales metrics to evaluate progress against goals and priorities.
  • Oversee the development and management of Sales dashboards, reports, scorecards, and performance views.
  • Ensure Sales leaders have access to timely, accurate, and actionable reporting that supports business reviews, market reviews, coaching conversations, and performance decisions.
  • Partner with Sales Leadership to define, track, and refine key performance indicators that align to business objectives.
  • Use KPI reporting to identify performance gaps, highlight trends, and support leadership action.
  • Improve reporting consistency, usability, and adoption across the Sales organization.
  • Lead analysis that supports improved profitability, resource allocation, market performance, and business outcomes.
  • Evaluate performance by region, market, dealer segment, product, initiative, or other relevant business dimensions.
  • Partner with Finance, Sales Leadership, and other stakeholders to connect Sales activity, market performance, and financial outcomes.
  • Provide insights that help leaders balance growth, productivity, profitability, and execution priorities.
  • Analyze performance patterns to support decisions in priority markets, underperforming markets, and high-growth markets.
  • Lead competitive intelligence and market analysis efforts to identify opportunities, risks, trends, and business implications.
  • Partner closely with Product, Marketing, Sales Leadership, and other business partners to ensure market insights are incorporated into planning and decision-making.
  • Analyze competitive trends, market dynamics, dealer feedback, and business performance to support Sales strategies and field execution.
  • Translate competitive and market insights into practical recommendations for Sales leaders and cross-functional partners.
  • Support prioritization of sales plays, market actions, and performance improvement opportunities.
  • Serve as the business owner for Sales enablement technologies and platforms that support Sales execution, reporting, productivity, and field effectiveness.
  • Drive adoption, optimization, vendor management, and continuous improvement of Sales tools and platforms.
  • Partner with Sales Enablement, Sales Leadership, Product, Technology, Training & Development, and other stakeholders to ensure tools are aligned to Sales needs and business priorities.
  • Identify opportunities to improve Sales technology, reporting capabilities, data access, workflow efficiency, and user experience.
  • Use feedback, usage data, and performance insights to evaluate platform effectiveness and recommend improvements.
  • Support change management, communication, and readiness efforts related to new or enhanced Sales technologies.
  • Build strong partnerships across Sales, Sales Enablement, Product, Marketing, Finance, Training & Development, Technology, People, and other key stakeholders.
  • Serve as a trusted partner to Sales leaders by helping translate business needs into analytical insights, strategic recommendations, and execution support.
  • Support planning processes, business reviews, initiative prioritization, and performance management routines through data and insights.
  • Partner with cross-functional teams to align reporting, analytics, market intelligence, and technology priorities with broader business objectives.
  • Communicate complex information clearly and effectively to executive, regional, and field audiences.
  • Balance immediate business needs with long-term analytics capability, Sales effectiveness, and organizational growth.
  • Continuously evaluate and improve the Sales Strategy & Analytics function using the company’s Organizational Health framework, including:
  • Right People: Ensure the right team members are in the right roles and are performing at the expected level.
  • Right Number: Assess team capacity, workload, and resource allocation to support Sales analytics, reporting, strategy, technology ownership, and scalable reporting.
  • Organizational Design: Ensure work is structured effectively to support Sales priorities, analytical support, strategic planning, technology ownership, and scalable reporting.
  • Clear Expectations: Confirm team members understand priorities, deliverables, role expectations, success measures, and execution standards.
  • Training and Development: Ensure the Sales Strategy & Analytics team has the skills, knowledge, and tools needed to support Sales leaders and business partners effectively.
  • Performance Management: Provide timely, direct, and consistent feedback; address performance gaps with clear action plans.
  • Measurement: Use relevant metrics, stakeholder feedback, reporting adoption, platform usage, and business impact indicators to monitor team effectiveness and analytical value.
  • Incentives and Recognition: Support recognition practices that motivate performance, reinforce desired behaviors, and celebrate impact across the Sales Strategy & Analytics team.
  • Right Environment: Build trust, engagement, communication, collaboration, and alignment within the team and with key partners.
  • Tools and Processes: Identify opportunities to improve analytics tools, reporting processes, data governance, platform usage, technology support, and decision-making capabilities.
  • Lead, develop, and coach a high-performing Sales Strategy & Analytics team.
  • Set clear expectations for team priorities, deliverables, analytical quality, execution standards, and performance outcomes.
  • Build team capability in analytics, business intelligence, profitability analysis, competitive intelligence, Sales technology, executive communication, and stakeholder partnership.
  • Create a culture of ownership, accountability, collaboration, curiosity, and continuous improvement.
  • Provide timely feedback and ensure team members are positioned to effectively support the Sales organization and cross-functional partners.
  • Establish success measures for Sales analytics, reporting, competitive intelligence, technology adoption, and strategic planning support.
  • Monitor the effectiveness, usage, and business value of reports, dashboards, insights, tools, and analytical support.
  • Identify opportunities to improve reporting quality, analytical depth, tool adoption, and decision-making support.
  • Partner with Sales Leadership and cross-functional teams to evaluate whether insights, tools, and recommendations are driving intended outcomes.
  • Continuously improve analytics capabilities, reporting processes, technology platforms, and business insight delivery to increase effectiveness, scalability, and measurable value.
Desired Qualifications
  • Experience supporting large, distributed, or field-based Sales organizations.
  • Background in Sales Strategy, Revenue Operations, Sales Operations, Business Intelligence, Sales Enablement, or Sales Effectiveness functions.
  • Experience supporting complex B2B sales organizations.
  • Experience with competitive intelligence, market analysis, profitability analysis, or pricing-related business insights.
  • Familiarity with Sales enablement technologies, CRM platforms, reporting tools, business intelligence platforms, and data visualization tools.
  • Experience serving as a business owner or key stakeholder for Sales technology platforms, vendor relationships, or tool optimization.
  • Experience supporting organizational change, sales transformation, go-to-market execution, or strategic planning initiatives.
  • Strong cross-functional partnership with Sales, Product, Marketing, Finance, Training & Development, Technology, People, or other business partners.
  • Demonstrated success improving reporting adoption, analytical quality, Sales technology usage, decision-making, or business performance.
Credit Acceptance Careers

Credit Acceptance Careers

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Credit Acceptance provides auto financing solutions for people with poor or no credit by partnering with a network of enrolled car dealers. Dealers in the program can approve loans for customers who are declined by traditional lenders, using a proprietary credit approval process that assesses risk and creditworthiness. The company earns money from interest and fees on these loans, and also offers financial wellness resources like the ExtraCredit program to help customers improve financial literacy. This approach targets the subprime auto market, expanding dealer sales and offering financing options to high-risk borrowers who might otherwise be unable to buy a vehicle. The goal is to help underserved borrowers access auto loans, support dealer networks, and enable customers to rebuild their credit while growing profitability.

Company Size

1,001-5,000

Company Stage

IPO

Headquarters

Michigan

Founded

1972

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Simplify Jobs

Simplify's Take

What believers are saying

  • August 20, 2026 ABS priced at 5.5% and lowest spreads since 2021.
  • Q1 2026 enrolled 1,500 new dealers, reaching a record 10,977 active dealers.
  • August 2026 hired Amazon AI CTO Jeetu Mirchandani and CFO Joe Billante.

What critics are saying

  • Q1 2026 used-vehicle market share fell year over year, pressuring originations.
  • New York's 2023 suit settled in principle June 5, 2026, preserving reputational overhang.
  • A New York-style crackdown on dealer add-ons and pricing can collapse the lending model.

What makes Credit Acceptance Careers unique

  • 10,977 active dealers give Credit Acceptance a nationwide distribution moat.
  • Its proprietary subprime underwriting converts rejected borrowers into financeable auto contracts.
  • Repeated ABS access, including August 20, 2026, funds growth and liquidity.

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Benefits

401(k) Company Match

Remote Work Options

Flexible Work Hours

Adoption Assistance

Parental Leave

Tuition Reimbursement

Health Insurance

Dental Insurance

Vision Insurance

Company News

Business Insider
Aug 20th, 2026
Credit Acceptance completes $600M asset-backed financing with lowest spreads since 2021

Credit Acceptance Corporation has completed a $600 million asset-backed securitisation. The company conveyed loans valued at approximately $750.2 million to a wholly owned special purpose entity, which will transfer them to a trust issuing three classes of notes. The transaction represents Credit Acceptance's largest asset-backed securities deal, matching its previous record. According to Jay Brinkley, the company's treasurer, strong investor demand enabled the firm to achieve its lowest credit spreads since late 2021. Following the financing, Credit Acceptance maintained approximately $1.8 billion in unused borrowing capacity on its revolving credit facilities and unrestricted cash. The company provides vehicle financing solutions through a nationwide network of automobile dealers, serving consumers regardless of credit history.

Yahoo Finance
Aug 13th, 2026
Amazon veteran Jeetu Mirchandani joins Credit Acceptance as CTO to lead AI transformation

Credit Acceptance Corporation has appointed Jeetu Mirchandani as chief technology officer, effective 27 August 2026. Mirchandani brings over 21 years of experience from Amazon, where he led critical technology organisations across fulfilment, supply chain, e-commerce, and AI. Most recently, Mirchandani served as head of applied AI at Amazon, partnering with the CEO and CFO on AI transformation strategy. His work delivered automation and efficiency improvements with a multi-billion-dollar impact across Amazon's retail and healthcare businesses. At Credit Acceptance, Mirchandani will lead the engineering organisation and technology strategy, focusing on advancing the company's digital-first, AI-enabled evolution. He will oversee efforts to deliver improved experiences for customers and dealer partners. Mirchandani holds multiple US patents in machine learning and data-driven personalisation.

Yahoo Finance
Aug 6th, 2026
Credit Acceptance Q2 2026: AI-driven transformation boosts profitability despite $39M collection revision

Credit Acceptance Corporation is transforming into an AI-enabled organisation to enhance precision in pricing, underwriting, and servicing. The company's profitability growth in Q2 2026 stemmed from higher yields on newer loans and reduced credit loss provisions. Management emphasised disciplined capital allocation over volume growth, utilising granular segmentation at dealer, vehicle, and consumer levels. Monthly unit volumes returned to year-over-year growth in June and July, suggesting recent strategic changes are gaining traction. The company recognised a $39.1 million downward revision in forecasted net cash flows, mainly due to modest underperformance in the 2025 vintage. A leadership transition is underway, with Joe Billante appointed CFO following Jay Martin's retirement. Prepayment headwinds persist as consumers hold vehicles longer, impacting forecasted cash flow timing.

MarketBeat
Aug 4th, 2026
Credit Acceptance (NASDAQ:CACC) releases quarterly earnings results, misses expectations by $0.08 EPS.

Credit Acceptance (NASDAQ:CACC) releases quarterly earnings results, misses expectations by $0.08 EPS. August 4, 2026 Key points. * Credit Acceptance missed quarterly earnings expectations: EPS came in at $12.12, $0.08 below consensus, while revenue of $415.0 million was well below the $588.07 million estimate. Net margin was 19.49% and return on equity was 29.95%. * The stock rose 2.6% to $587.85 during Tuesday trading, despite the earnings shortfall. Shares remain below their 12-month high of $668.86, with a market capitalization of approximately $6.15 billion. * Analyst sentiment remains cautious: Credit Acceptance has a consensus "Hold" rating and an average price target of $557.50. Meanwhile, insiders sold $29.2 million of stock over the past 90 days, while institutional investors own 81.71% of shares. * Five stocks to consider instead of Credit Acceptance. Credit Acceptance (NASDAQ:CACC - Get Free Report) posted its quarterly earnings data on Tuesday. The credit services provider reported $12.12 earnings per share for the quarter, missing the consensus estimate of $12.20 by ($0.08), FiscalAI reports. The business had revenue of $415.00 million during the quarter, compared to the consensus estimate of $588.07 million. Credit Acceptance had a net margin of 19.49% and a return on equity of 29.95%. Credit Acceptance trading up 2.6%. Shares of NASDAQ:CACC traded up $14.88 during midday trading on Tuesday, hitting $587.85. The company had a trading volume of 118,143 shares, compared to its average volume of 182,593. The company has a current ratio of 13.62, a quick ratio of 13.62 and a debt-to-equity ratio of 4.09. Credit Acceptance has a 12 month low of $401.90 and a 12 month high of $668.86. The stock has a market cap of $6.15 billion, a price-to-earnings ratio of 14.61 and a beta of 1.37. The firm has a fifty day simple moving average of $591.94 and a 200 day simple moving average of $523.95. Insider activity. In other Credit Acceptance news, insider Erin J. Kerber sold 8,656 shares of Credit Acceptance stock in a transaction dated Wednesday, June 24th. The stock was sold at an average price of $600.94, for a total transaction of $5,201,736.64. Following the transaction, the insider directly owned 25,711 shares in the company, valued at approximately $15,450,768.34. The trade was a 25.19% decrease in their ownership of the stock. The transaction was disclosed in a legal filing with the SEC, which is accessible through this link. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, COO Jonathan Lum sold 6,000 shares of the stock in a transaction dated Wednesday, June 24th. The stock was sold at an average price of $600.00, for a total value of $3,600,000.00. Following the completion of the sale, the chief operating officer owned 31,609 shares of the company's stock, valued at $18,965,400. This trade represents a 15.95% decrease in their ownership of the stock. The SEC filing for this sale provides additional information. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. In the last 90 days, insiders have sold 47,304 shares of company stock valued at $29,186,331. 6.10% of the stock is currently owned by company insiders. Institutional trading of Credit Acceptance. A number of large investors have recently bought and sold shares of the business. Janney Montgomery Scott LLC increased its holdings in Credit Acceptance by 4.6% in the 4th quarter. Janney Montgomery Scott LLC now owns 571 shares of the credit services provider's stock valued at $253,000 after buying an additional 25 shares during the period. Cetera Investment Advisers boosted its position in shares of Credit Acceptance by 6.3% during the 4th quarter. Cetera Investment Advisers now owns 508 shares of the credit services provider's stock worth $225,000 after acquiring an additional 30 shares in the last quarter. Russell Investments Group Ltd. boosted its position in shares of Credit Acceptance by 5.3% during the 3rd quarter. Russell Investments Group Ltd. now owns 721 shares of the credit services provider's stock worth $337,000 after acquiring an additional 36 shares in the last quarter. Greenline Partners LLC increased its stake in Credit Acceptance by 0.3% in the third quarter. Greenline Partners LLC now owns 13,450 shares of the credit services provider's stock valued at $6,280,000 after acquiring an additional 36 shares during the last quarter. Finally, Ameriprise Financial Inc. increased its stake in Credit Acceptance by 2.0% in the second quarter. Ameriprise Financial Inc. now owns 1,929 shares of the credit services provider's stock valued at $983,000 after acquiring an additional 38 shares during the last quarter. 81.71% of the stock is owned by institutional investors. Wall Street analysts forecast growth. A number of brokerages have commented on CACC. Stephens raised their price target on shares of Credit Acceptance from $450.00 to $540.00 and gave the stock an "equal weight" rating in a research note on Friday, April 17th. Weiss Ratings raised Credit Acceptance from a "hold (c+)" rating to a "buy (b-)" rating in a research note on Thursday, July 16th. Zacks Research lowered Credit Acceptance from a "strong-buy" rating to a "hold" rating in a research note on Wednesday, May 13th. Finally, TD Cowen boosted their target price on shares of Credit Acceptance from $500.00 to $575.00 and gave the company a "hold" rating in a research note on Tuesday, July 7th. One equities research analyst has rated the stock with a Buy rating and three have issued a Hold rating to the company's stock. Based on data from MarketBeat.com, Credit Acceptance presently has a consensus rating of "Hold" and a consensus price target of $557.50. Discover more American Consumer News Stocks & Bonds About Credit Acceptance. Credit Acceptance Corporation, founded in 1972 and headquartered in Southfield, Michigan, is a specialty finance company focused on the indirect automotive lending market. The company partners with independent and franchised auto dealers to facilitate purchase financing for consumers who may not qualify for traditional prime auto loans. By purchasing retail installment contracts originated by these dealers, Credit Acceptance provides capital and credit insurance to support vehicle sales, enabling dealers to broaden their customer base and reduce credit risk. Through its proprietary underwriting platform and risk management strategies, Credit Acceptance evaluates borrower applications, structures credit plans, and retains servicing rights on the acquired contracts. This instant news alert was generated by narrative science technology and financial data from MarketBeat in order to provide readers with the fastest reporting and unbiased coverage. Please send any questions or comments about this story to [email protected]. Before you consider Credit Acceptance, you'll want to hear this. MarketBeat keeps track of Wall Street's top-rated and best performing research analysts and the stocks they recommend to their clients on a daily basis. MarketBeat has identified the five stocks that top analysts are quietly whispering to their clients to buy now before the broader market catches on... and Credit Acceptance wasn't on the list. While Credit Acceptance currently has a Hold rating among analysts, top-rated analysts believe these five stocks are better buys. Discover the next wave of investment opportunities with our report, 7 Stocks That Will Be Magnificent in 2026. Explore companies poised to replicate the growth, innovation, and value creation of the tech giants dominating today's markets.

Yahoo Finance
Jul 21st, 2026
Credit Acceptance insider sells $920K in shares, retains $30.55M stake

Jill Foss Watson, an insider at Credit Acceptance Corporation, sold 1,436 shares of common stock on 16 July 2026 for approximately $920,000. The transaction was executed at a weighted average price of $640.52 per share. The sale was entirely from shares held indirectly through the Jill Foss Watson Irrevocable Trust. Following the transaction, Watson retains 47,910 shares held indirectly, valued at approximately $30.55 million, representing a 0.46% ownership interest in the company. Credit Acceptance Corporation provides consumer auto financing programmes and related financial services, focusing on subprime automobile buyers across the United States. The company has a market capitalisation of $6.7 billion and trailing twelve-month revenues of $2.3 billion.