Full-Time

Deposit Servicing Specialist

Posted on 10/15/2024

Upgrade

Upgrade

1,001-5,000 employees

Offers personal loans, credit cards, rewards accounts

Fintech
Financial Services

Entry, Junior

Phoenix, AZ, USA

Category
Financial Planning and Analysis (FP&A)
Finance & Banking
Required Skills
Communications
Requirements
  • 1+ years experience in a service center environment, answering customer calls and resolving issues
  • Bring a flexible mindset – as a start up, we are growing quickly and you may need to adapt to changing policies and procedures while maintaining high quality standards
  • Positive attitude and willingness to work with teammates to accomplish tasks and responsibilities everyday
  • Excellent time management and work prioritization skills
  • Capable of completing assigned tasks with careful attention to detail
  • Ability to thrive in a fast-paced and changing environment with ease and with minimal supervision
  • Strong verbal and written communication skills
Responsibilities
  • Support our existing customers by responding to their questions via phone
  • Balance between customer communication (phone) and system-based processing (estimated 95/5 split between phone time and time processing in the system)
  • Provide excellent customer service in all customer interactions
  • Support operational policy and procedures by identifying and recommending improvements and updates to content
  • Work hours may change to accommodate customer needs, this includes starting and finishing times as well as days worked. Our hours change with daylight savings.
  • Perform other duties as necessary to support business needs

Upgrade offers personal loans, credit cards, and rewards checking accounts to help individuals manage their finances. Their personal loans allow borrowing up to $50,000 with fixed rates and no prepayment penalties, while the Upgrade Card provides cash back rewards on various spending categories. What makes Upgrade different is its focus on affordable and flexible credit solutions, along with incentives for responsible financial behavior. The company's goal is to provide accessible credit options that promote long-term financial health.

Company Stage

Series F

Total Funding

$532.1M

Headquarters

San Francisco, California

Founded

2016

Growth & Insights
Headcount

6 month growth

7%

1 year growth

30%

2 year growth

52%
Simplify Jobs

Simplify's Take

What believers are saying

  • Expansion into auto loans diversifies Upgrade's product offerings.
  • Acquisition of Uplift strengthens Upgrade's position in travel financing.
  • Partnership with Finturf opens opportunities in home improvement financing.

What critics are saying

  • Increased competition in BNPL could impact Upgrade's market share.
  • Expansion into auto loans may expose Upgrade to higher credit risk.
  • Investment in new office space could strain financial resources.

What makes Upgrade unique

  • Upgrade offers a unique combination of credit cards and personal loans.
  • Their Secured OneCard targets consumers with little or no credit history.
  • Partnership with FairPlay enhances fairness and compliance in lending practices.

Help us improve and share your feedback! Did you find this helpful?

INACTIVE