Who We Are

Cross River is a highly profitable, fast-growing financial technology company powering the future of financial services. Our comprehensive suite of innovative and scalable embedded payments, cards, and lending products deliver financial services for millions of businesses and consumers around the globe. Cross River is backed by leading investors and serves the world’s most essential fintech and technology companies. Together with its partners, Cross River is reshaping global finance and financial inclusion. 

We are on a mission to build the infrastructure that propels access, inclusion, and the democratization of financial services. While our company has tripled in size over the last three years, our strong sense of purpose led Cross River to be named to American Banker’s list of Best Places to Work in Fintech for the last 6 years. The reason for this success is simple – our nimble and collaborative family culture lives in every member of our growing team. Together we are at the forefront of technology and innovation, and we invite passionate, collaborative, and motivated high performers to join our expanding team.

What We’re Looking For

This candidate will be a direct report to the Head of FP&A. You will be responsible for leading a team in budgeting, forecasting and presenting to the CEO and senior audiences the financial and business performance of the company.  This person will play a critical leadership role in assisting the Finance leadership and senior management to make profitable and data-driven strategic decisions.  The selected candidate will oversee the HQ central consolidation FP&A team, including business case and heavy emphasis on hiring, development, process improvements, analytics and data/system governance.

Responsibilities:

• You will lead the annual budgeting process, cross-functional analysis, long term financial forecasting, monthly Board reporting and special projects (i.e. strategic initiatives and finance transformation).
• You will not just be managing the company’s expectation to financial budget, but also provide deep insights or hypotheses to assist with business KPIs.
• You will provide analysis of the monthly P&L report: financial results versus forecast, prior year and budget.  Perform revenue, margin, and operating expense variance analysis.  Head count tracking and benefits analysis.
• Support long-term financial elements of strategic planning

Requirements:

• Bachelor’s degree in economics, accounting, finance, or any related field; MBA (Preferred)
• Minimum of 12-15 years’ experience in the FP&A department in a mid-size to large commercial ank.  High Tech experience is a plus.
• Public company and banking finance/reporting experience is a plus
• Expert knowledge of financial planning
• Strong quantitative/analytical skills and ability to critically think outside the box
• Communication: you’re a master communicator (written &verbal) with people at all levels within an organization
• Excel & PowerPoint advanced skill set
• Technically inclined: you quickly learn and master new information
• Presentation skills with the proven ability to focus on the details as well as zoom out for high-level messaging and takeaways
• Knowledge of G/L, FP&A and BI tools is a plus (i.e. Workday, Tableau, Axiom, Adaptive, Alteryx)

#LI-TP1 #LI-Hybrid

Salary Range: $150,000.00 - $175,000.00