Who We Are

Cross River is a highly profitable, fast-growing financial technology company powering the future of financial services. Our comprehensive suite of innovative and scalable embedded payments, cards, and lending products deliver financial services for millions of businesses and consumers around the globe. Cross River is backed by leading investors and serves the world’s most essential fintech and technology companies. Together with its partners, Cross River is reshaping global finance and financial inclusion. 

We are on a mission to build the infrastructure that propels access, inclusion, and the democratization of financial services. While our company has tripled in size over the last three years, our strong sense of purpose led Cross River to be named to American Banker’s list of Best Places to Work in Fintech for the last 6 years. The reason for this success is simple – our nimble, and collaborative family culture lives in every member of our growing team. Together we are at the forefront of technology and innovation, and we invite passionate, collaborative, and motivated, high performers to join our expanding team.

What We’re Looking For

We are looking for an individual with versatile skills and a passion for investing to join our Principal Finance Group as an Associate. The Principal Finance Group focuses on making asset-based private credit investments in markets that are underserved by traditional bank lenders and capital markets. In 2023, the Group committed over $800 million to new investments. The Associate will work as a core member of the team that is responsible for identifying, structuring, executing, and managing investments.

Responsibilities:

• Underwrite investment opportunities and lead financial modeling efforts
• Analyze large datasets to develop sensible modeling inputs
• Manage the due diligence and legal documentation processes
• Craft thorough investment memos that analyze the merits and risks of the proposed investment
• Present investment theses to internal investment committee
• Monitor and manage existing investments
• Participate in deal sourcing by building relationships with key partners

Qualifications:

• Bachelor’s Degree (a degree in Mathematics, Statistics, Finance, Economics, or a related discipline is preferred)
• 1-3 years of experience working in a related investing role (e.g. structured products investing, private credit investing, investment banking, etc.)
• Advanced Excel skills
• Excellent verbal and written communication skills
• Investment acumen
• Exceptional analytical skills and attention to detail
• Knowledge of statistical programming languages (e.g. Python/R/SQL) is a plus

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Salary Range: $155,000.00 - $175,000.00