Investigator

Essential Job Functions/Responsibilities: 

• Protecting our communities byidentifying potential instances of human trafficking, terrorist financing, or other crimes, and investigating these instances to uncover and document all relevant associations. 

• Providing accurate, timely, and complete case files and escalating this information through Suspicious Activity Reports.

• Using open-source information and other resources to resolve concerns over suspicious activity. 

• Researching and responding to AML-related inquiries, including those submitted under sections 314(a) and 314(b) of the USA PATRIOT Act.

• Partnering with business areas to develop and enhance procedures related to AML.

• Conducting Due Diligence research on new and high-risk members.

• Accurately completing Currency Transaction and Suspicious Activity Reports.

• Collaborating with law enforcement and other financial institution investigative personnel.

• Staying current on the latest regulations including the Bank Secrecy Act, OFAC, FACT Act, and others, in order to assess the impact on the Credit Union and Credit Union Service Organization (CUSO) policies and procedures.

• Recommending enhancements to the BSA program, as appropriate.

• Maintaining an understanding of the functions performed through the entire Financial Crimes team and providing assistance, as needed.

Minimum Job Qualifications:

• BachelorDegree and Three (3) years of related experience or equivalent combination of education and experience.

• AML certification, such as CAMS or BSACS preferred.

• Understanding of financial service industry AML techniques and BSA-related compliance requirements.

• Analytical skills – collects and researches data, uses intuition and experience to compile and analyze data; designs work flows and procedures as appropriate for department efficiency.

• Problem solving – identifies and resolves problems in a timely manner; gathers and analyzes information skillfully; develops alternative solutions; works well in group problem solving situations.  

• Interpersonal skills – works well with diverse groups of people; always treats others with respect and dignity; focuses on solving conflict without hostility; works towards achievement of mutual goals.

• Ethics – works with integrity while maintaining confidentiality of sensitive information; upholds the values of the organization in the course of work. 

• Adaptability – adapts to changes in the work environment; changes approach or method to best fit the situation.

Starting Compensation: $60,329 – $73,903, plus a competitive benefits package