Full-Time

Risk Analyst

Seattle on-site only

Grid

Grid

51-200 employees

Delivers instant tax refunds for taxpayers

Compensation Overview

$70k - $110k/yr

Seattle, WA, USA

In Person

Category
Finance & Banking (1)
Requirements
  • Proficiency in SQL and other data analysis tools to evaluate performance and anomalies
  • Analytically oriented with proven experience in analytics; this role is highly quantitative
  • Ability to work independently and take ownership of projects; proactive approach to identifying leverage points for products and experiences
Responsibilities
  • Product Safety: evaluate patterns and accounts in our ecosystem to ensure that our platform maintains a safe environment for all customers
  • Iterative and skeptical: maintain a data-driven approach and be willing to change policies and procedures based on new information
  • Data Analysis: utilize SQL and other analysis tools to evaluate performance and anomalies
  • Risk Tolerance: operate with speed and ability to cut losses early due to the lack of bureaucracy in an early-stage company
Desired Qualifications
  • Startup experience and comfort with high growth environments
  • Curiosity and optimism about how the world works and willingness to change it
  • First principles thinking
  • Experience prioritizing customers and user experience
  • Analytical mindset with quantitative focus; ability to ask the right questions and answer them
  • Autonomy and initiative; ability to work independently and take ownership
  • Self-starter attitude and ability to prioritize work and deliver results on a tight cadence

Grid offers immediate tax refunds to American taxpayers who have overpaid their taxes. Instead of waiting until the next tax season, clients can receive refunded money right away and use it for things like home upgrades, holidays, or personal expenses. The service works by arranging access to the refunded funds and charging a service fee or a percentage of the refund for this convenience. Grid differentiates itself by focusing on instant access to tax refunds and by helping thousands of people reach their financial goals quickly. The company's goal is to provide fast, easy-to-use tax relief and expand its reach to more taxpayers in need of immediate funds.

Company Size

51-200

Company Stage

Series A

Total Funding

$22.5M

Headquarters

San Francisco, California

Founded

2016

Simplify Jobs

Simplify's Take

What believers are saying

  • Tax refund advance market expands as underserved users seek alternatives to payday loans.
  • Direct deposit integration enables predictable cash flow management for gig economy workers.
  • Credit building feature captures users seeking to improve scores without traditional lending.

What critics are saying

  • IRS regulatory crackdown on early refund advances eliminates Grid's core PayBoost revenue.
  • EarnIn captures market share with unlimited $750 advances independent of tax refunds.
  • CFPB lawsuit alleges misleading tax projections, risking operational shutdown and user trust.

What makes Grid unique

  • PayBoost delivers up to $250 monthly tax refund advances integrated with paycheck deposits.
  • Levels program scales advance limits based on direct deposits and repayment history.
  • All-in-one platform combines cash advances, credit building, and tax filing services.

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Benefits

Flexible Work Hours

Growth & Insights

Headcount

6 month growth

-1%

1 year growth

4%

2 year growth

10%