Full-Time

Staff Software Engineer

Backend, Virtual Cards Platform

Confirmed live in the last 24 hours

Affirm

Affirm

1,001-5,000 employees

Provides buy now, pay later financing solutions

Compensation Overview

$200k - $275k/yr

+ Equity Rewards + Monthly Stipends

Senior, Expert

Company Historically Provides H1B Sponsorship

Remote in USA

Candidates must be located within the United States.

Category
Backend Engineering
Software Engineering
Required Skills
Kotlin
Kubernetes
Python
MySQL
Apache Spark
AWS
Requirements
  • 7+ years of experience designing, developing and launching backend systems at scale using languages like Python or Kotlin
  • Extensive track record of developing highly available distributed systems using technologies like AWS, MySQL, Spark and Kubernetes
  • Experience delivering major features, system components or deprecating existing functionality in a system through the definition of a technical and execution plan
  • Strong verbal and written communication skills that support effective collaboration with our global engineering team
  • This position requires either equivalent practical experience or a Bachelor’s degree in a related field
Responsibilities
  • Set technical strategy for your team on a year-long time scale and help your team tie it together with critical, business-impacting projects
  • Collaborate across teams in the product development lifecycle by collaborating with product management, design & analytics to ensure technical sustainability, risks and trade-offs are well understood and managed
  • Act as a force-multiplier for your team through your definition and advocacy of technical solutions and operational processes
  • Take ownership of your team’s operations and availability by ensuring you have the right monitoring, triage rotations, playbooks, policies, testing and alerting in place to support 'keep the lights on' & on-call efforts
  • Foster a culture of quality and ownership on your team by setting code review and design standards for your team, and advocating for them beyond your team through your writing and tech talks
  • Help develop talent on your team by providing feedback and guidance, and leading by example
Desired Qualifications
  • Experience in the card network landscape, building and launching card products or adjacent payments related technologies

Affirm provides point-of-sale financing solutions as an alternative to traditional credit cards. It allows consumers to make purchases and pay over time through installment plans, often without hidden fees or deferred interest. Affirm partners with merchants to integrate its payment options into online and in-store shopping experiences, using user-friendly plugins and APIs. The company earns revenue from interest and fees on loans to consumers, as well as from merchants who pay to offer these financing options. Affirm also offers a merchant dashboard for transaction processing and promotional tools to help businesses market their financing solutions effectively. The goal of Affirm is to empower consumers with flexible payment options while providing value to merchants in the e-commerce and retail markets.

Company Size

1,001-5,000

Company Stage

IPO

Headquarters

San Francisco, California

Founded

2012

Simplify Jobs

Simplify's Take

What believers are saying

  • Affirm's partnership with Costco boosts visibility and adoption among a large customer base.
  • Expansion into Canada with Kayak enhances Affirm's market share in international travel.
  • Collaboration with UATP increases consumer preference for flexible travel payment methods.

What critics are saying

  • Increased competition from BNPL providers like Klarna and Afterpay.
  • Potential regulatory scrutiny in the BNPL sector could impact operations.
  • Rising interest rates may deter consumers from opting for installment loans.

What makes Affirm unique

  • Affirm offers transparent, no-hidden-fee installment loans at point of sale.
  • Affirm partners with over 2,000 merchants, including major brands, for seamless integration.
  • Affirm's user-friendly APIs enable easy integration for online and in-store shopping.

Help us improve and share your feedback! Did you find this helpful?

Benefits

Spending wallets: Access tech, food, lifestyle, and family planning wallets for your expenses

Supportive communities: Get involved with our employee resource groups and community groups

Remote-first workforce: If your role is remote, you can set up shop anywhere in your home country

Generous time off: Take the time you need when life happens

Health benefits: Get a plan that fits your needs

Mental healthcare: Take care of your mind with great mental health programs

Parental leave: Birth and non-birth parents get 18 weeks paid leave. Plus, a 4-week return-to-work transition program, at full base pay.

Compensation: We have a simple, flexible, and transparent remote-first compensation structure so you can make the best decisions for yourself and your family.

Away days: We offer 24 company-wide paid days off—which help our teams collectively pause to recharge.

Learning & development: Engage in exciting learning programs to level up your growth.

Growth & Insights and Company News

Headcount

6 month growth

2%

1 year growth

0%

2 year growth

-1%
PYMNTS
May 22nd, 2025
Affirm And Kayak Extend Pay Later Partnership To Canada

Affirm continues to deepen its travel industry footprint by expanding its partnership with Kayak. The pay later company and the travel search engine have offered services to travelers in the United States since 2023 and are now bringing their collaboration to Canada, Kayak said in a Thursday (May 22) press release. “Consumers are increasingly turning to Affirm when booking their flights, hotels, rides and more as flexible payment options remain a top priority for travelers across Canada,” Affirm Chief Revenue Officer Wayne Pommen said in the release. “This expansion with Kayak is a natural next step for our long-standing partnership as we look to offer even more travelers peace of mind when paying for their next trip using Affirm.”

PYMNTS
May 19th, 2025
Ce 100 Index Jumps 5% As Shopify Gets A Post-Earnings Bump; Payment Brands Rally

A rally across all market indices, as China-focused tariffs were reduced, helped lift the CE 100 Index 5% higher in a week that saw almost all pillars advance, with the exception of the “Be Well” segment.In the Shop vertical, up 7%, Shopify surged 20.3% to take the lead among gainers for the week. Shopify’s first-quarter earnings results showed double-digit growth in gross merchandise volumes (GMV) and a continued movement toward streamlined checkout online and further inroads made in offline commerce. “It’s still early to assess the full impact of the current trade environment,” Shopify President Harley Finkelstein said on the conference call with analysts. He added that “We’re, of course, monitoring for potential slowdowns, but our data through April shows little evidence of that.”

PYMNTS
May 16th, 2025
Fintech Ipo Index Gains 4.4% As Toast And Dlocal Get A Boost On Earnings

Moving into mid-May, the FinTech IPO Index’s 4.4% increase was powered by a string of earnings reports, with digital payments growth seen across Latin America and swelling transaction volumes for buy now, pay later providers and B2B platforms. As PYMNTS reported, Toast sees promise in its artificial intelligence (AI)-driven efforts improve restaurants’ operating efficiencies. CEO and co-founder Aman Narang said a restaurant participating in the pilot program found that a menu upsell tool increased its average order volume by 6%; a tool that pulls guest data into the point-of-sale (POS) system and handhelds helped create a personalized experience for in-store guests; and an advertising tool helped deliver a greater than 10 times return on ad spend for another restaurant. Toast President and Chief Financial Officer Elena Gomez said in the prepared remarks that the company raised its 2025 full-year outlook. Gomez added that consumer trends have remained stable into May.  Toast now expects to see 25% to 27% year-over-year (YoY) growth in non-GAAP subscription services and financial technology solutions, up from its earlier guidance of 23% to 25%.  The earnings and the commentary sent the shares 23% higher

Home Textiles Today
May 12th, 2025
World Market throws a line to budget shoppers with new payment options

Through a recent partnership with Affirm, World Market consumers can now access flexible biweekly or monthly payment plans at the chain's 246 locations nationwide and online at checkout.

PYMNTS
May 12th, 2025
Sezzle And Porch Group Lead Post-Earnings Gains As Ce 100 Index Advances 2.2%

Earnings season is nearing its end, and in a week that saw 10 of 11 of the pillars in the CE 100 Index gain ground, management continued to take note of resilient consumer spending, while at the same time asserting that the current and future trends for that spending pace remain uncertain. The only pillar that declined was the Be Well segment, which gave up 2.5%. Peloton shares lost more than 9%. Peloton Interactive’s latest results indicated year-over-year growth in running workouts (5%) and walking workouts (11%) engagement. Paid Connected Fitness subscriptions ended the quarter at 2.88 million, a 6% decline year over year. However, subscription churn improved to 1.2% in Q3, down from 1.4% in Q2, according to the company’s shareholder letter