Simplify Logo


Director – Debt Finance

Posted on 6/20/2024

OakNorth Bank

OakNorth Bank

201-500 employees

Provides efficient lending solutions to UK businesses

Financial Services
Data & Analytics

Senior, Expert

Birmingham, UK

Investment Banking
Finance & Banking
Corporate Finance
Required Skills
Financial analysis
  • Front office and risk experience in SME Commercial Banking or Leveraged Finance
  • In-depth understanding of SMEs or Leveraged Finance banking environments
  • Excellent communication and customer-facing skills
  • Good understanding of business processes, strategy, and credit policies
  • Strong credit, financial analysis, and modeling skills
  • Experience in analyzing senior, stretched senior, and mezzanine cashflow unsecured transactions
  • Legal documentation skills
  • Experience in presenting credit cases internally to a credit committee
  • Strong problem-solving ability
  • Degree in Finance/Commerce or equivalent
  • Originate, structure, and execute transactions that meet lending requirements
  • Manage and develop existing customer relationships, identify new relationships and opportunities
  • Work on the execution of corporate finance, real estate, property, and trading business transactions
  • Build the bank's profile in the external market with SMEs, KBIs, Advisors, and Private Equity firms
  • Assess growth opportunities for the bank in the market
  • Spread financial accounts and financial modeling
  • Analyze financial accounts, manage information, and prepare credit memorandums
  • Analyze financial models to assess debt capacity and repayment
  • Ensure transactions are documented in accordance with credit approved terms
  • Meet team and individual targets including profit, credit quality, new customers, retention, and customer satisfaction
  • Drive innovation in the product proposition to improve customer experience levels
  • Maintain high levels of customer experience at all times
  • Structure transactions appropriately and provide full credit reports to sanctioning authority
  • Maintain close relationships with customers and report to Credit in a timely manner
  • Act in accordance with the bank's values at all times

OakNorth offers fast and flexible finance to UK businesses, utilizing advanced financial technology to streamline the lending process and providing funding ranging from £250,000 to tens of millions. The company supports businesses across various sectors and ranks among the top 1% of commercial banks globally.

Company Stage


Total Funding



, United Kingdom



Growth & Insights

6 month growth


1 year growth


2 year growth