Full-Time

Staff Software Engineer AI/ML

AI CoE, Payments Technology

Updated on 9/10/2026

Deadline 9/17/26
CommBank

CommBank

10,001+ employees

Full-spectrum financial services and banking

No salary listed

Melbourne VIC, Australia + 1 more

More locations: Sydney NSW, Australia

In Person

Category
Software Engineering (1)
Required Skills
LLM
Kubernetes
Microsoft Azure
Python
Distributed Systems
GitHub Actions
Node.js
Machine Learning
Apache Kafka
Java
Data Engineering
Infrastructure as Code (IaC)
Docker
RAG
TypeScript
Microservices
AWS
Terraform
Observability
REST APIs
DevOps
Google Cloud Platform

Get referred to CommBank

See people who can refer or advise you

Requirements
  • Strong staff-level software engineering capability, including designing, building, and operating complex production systems at scale.
  • Strong hands-on programming capability, particularly in Python, with experience building production-quality services and applications.
  • Strong experience with cloud-native engineering and the ability to adapt experience from AWS, Azure, or Google Cloud Platform to AWS.
  • Practical experience building or productionising artificial intelligence, machine learning, or generative artificial intelligence solutions.
  • Understanding of modern AI engineering concepts including large language model integration, agents, retrieval-augmented generation, grounding, prompt engineering, tool use, evaluation, and guardrails.
  • Understanding of taking AI from prototype to production, including scalability, latency, cost, security, observability, and reliability.
  • Experience designing application programming interfaces, microservices, distributed systems, and event-driven architectures.
  • A strong DevSecOps mindset, with experience across continuous integration and continuous delivery, automated testing, infrastructure as code, observability, and production operations.
  • Ability to make architectural decisions, evaluate trade-offs, and provide technical direction in ambiguous or rapidly evolving areas.
  • Experience mentoring engineers and influencing technical direction across teams.
Responsibilities
  • Design, build, and operate production-grade AI, machine learning, and generative AI solutions in a cloud environment.
  • Build backend services and AI capabilities using Python and modern software engineering practices.
  • Design and productionise AI agents and agentic workflows, including orchestration, tool use, grounding, and human-in-the-loop patterns.
  • Work with large language models and cloud AI platforms to solve engineering and operational problems within Payments.
  • Develop retrieval-augmented generation and grounding patterns that integrate models with enterprise data, application programming interfaces, and internal systems.
  • Establish approaches for evaluation, guardrails, observability, and responsible AI in a regulated environment.
  • Design reusable AI services, frameworks, application programming interfaces, and platform capabilities for adoption across engineering teams.
  • Apply cloud-native engineering principles across scalability, resilience, security, and performance.
  • Champion DevSecOps and design-to-run ownership from architecture and development through deployment, observability, and production operations.
  • Explore how AI-assisted engineering can improve software delivery, testing, operational support, and developer productivity.
  • Mentor engineers and help grow AI engineering capability across Payments Technology.
  • Influence technical strategy and contribute to engineering standards and reference patterns for AI adoption across the organisation.
Desired Qualifications
  • Exposure to generative AI, large language models, AI agents, agentic workflows, retrieval-augmented generation, prompt engineering, model evaluation, grounding, guardrails, responsible AI, and human-in-the-loop patterns.
  • Experience with Amazon Bedrock and cloud-native architectures.
  • Experience with Azure or Google Cloud Platform AI or cloud technologies.
  • Experience with Java or Node.js/TypeScript.
  • Experience with Kafka or event streaming, data pipelines, vector and relational data stores, schema management, and integration patterns.
  • Experience with Terraform, Kubernetes or containers, GitHub Actions, observability, security, and automated engineering controls.

CommBank offers a wide range of financial services in Australia, including retail, premium, business and institutional banking, funds management, superannuation, insurance, investments and sharebroking. Customers use accounts, loans, investments and insurance, supported by digital tools and advisory services, to manage money and plan for the future across multiple channels. The bank differentiates itself with its size and scope in the Australian market, having over 800,000 shareholders and more than 52,000 employees under one umbrella. Its goal is to help all Australians build and manage their finances and engage with customers and communities.

Company Size

10,001+

Company Stage

IPO

Headquarters

Sydney, Australia

Founded

1911

Get referred to CommBank

See people who can refer or advise you

Simplify Jobs

Simplify's Take

What believers are saying

  • FY26 cash profit reached A$10.87 billion, and the final dividend hit A$2.70.
  • Australia’s cheque exit by 2028 pushes institutions toward PaidIt and CBA’s payment rails.
  • The 2027 premium charge card expands fee income and deepens customer spend capture.

What critics are saying

  • Australian housing concentration ties earnings to investor-loan demand and negative-gearing policy changes.
  • CBA’s 28.7 times trailing earnings leaves no room for margin or credit disappointments.
  • A major NetBank or CommBank app breach before 2027 would hammer deposits and invite APRA action.

What makes CommBank unique

  • CBA’s 79% deposit funding and 5.2-year funding maturity underpin unusually stable balance-sheet access.
  • CommBank Yello now links banking, Everyday Rewards, travel, and lifestyle into one ecosystem.
  • PaidIt uses NPP, PayID, and ConnectID to automate payouts in under two minutes.

Help us improve and share your feedback! Did you find this helpful?

Benefits

Health Insurance

401(k) Retirement Plan

Remote Work Options

Flexible Work Hours

Paid Vacation

Paid Holidays

Company Equity

Wellness Program

Mental Health Support

Conference Attendance Budget

Professional Development Budget

Stock Options

Parent?

PTO?

Growth & Insights and Company News

Headcount

6 month growth

5%

1 year growth

5%

2 year growth

5%
Kalkine
Sep 2nd, 2026
Commonwealth Bank of Australia Becomes Substantial Holder in Karoon Energy with 5.02% Voting Power

Karoon Energy Ltd (ASX:KAR) has received notice that Commonwealth Bank of Australia (CBA) and its related bodies corporate became a substantial holder in the company on 1 September 2026, holding a combined relevant interest of 35,040,785 fully paid ordinary shares, representing 5.02% voting power.

Simply Wall St
Aug 30th, 2026
CBA raises $1.3B and $450M through Euro MTN offering, extending funding curve to 2036

Commonwealth Bank of Australia raised SGD 325 million and £1.00 billion through callable, subordinated Euro Medium-Term Notes with fixed and floating coupons maturing between 2027 and 2036. The issuance adds flexibility to CBA's capital structure and diversifies its funding currencies. The bank recently declared an A$2.70 fully franked final dividend for the six months to June 2026. CBA's narrative projects A$33.4 billion revenue and A$11.6 billion earnings by 2029, requiring 4.4% yearly revenue growth. The subordinated funding extends CBA's funding curve but does not alter near-term focus on margin pressure and housing exposure. Investors continue to weigh the bank's concentration in Australian housing and ongoing technology investment against earnings resilience amid potential economic shifts.

The Sydney Morning Herald
Aug 25th, 2026
Qantas doubles points, status ahead of credit card changes.

Qantas doubles points, status ahead of credit card changes. August 26, 2026 - 12:25am Qantas is dangling a fresh loyalty offer weeks before new rules are expected to put a dampener on consumers' frequent flyer activity. From Wednesday until September 2, Qantas frequent flyers will be given double points, or double status credits, for any marketed flight. Dedicated frequent flyers can also earn double status credits, which allow members to scale the frequent flyer tiers (bronze, silver, gold, platinum) faster, giving access to lounges and other perks. The offer comes just over a month before October 1 regulations by the Reserve Bank kick in. Already, the rules are prompting banks to offer fewer points on credit card sign-ups or on spending. (Banks typically purchase the points from airlines, funded in part by transaction fees which the RBA is eliminating). Some Qantas frequent flyers wait for these specials, which happen once or twice a year, and make multiple bookings, allowing them to lock in their status credits (300 for silver, 700 for gold). The double points can also be applied to Qantas Hotel and Holiday bookings, providing an extra boost for those planning their next getaway, the airline said. Loyalty strategist Adele Eliseo, of The Champagne Mile, said the offer comes right on the back of an aggressive Qantas domestic airfare sale. "Since double status promos usually land during full-fare periods (designed to drive full-fare forward bookings), travellers do need to do the maths to determine if paying full fare for the extra status credits makes more sense than waiting for another sale." Eliseo noted that the special comes just before Qantas announces its annual results on Thursday. "I think we will see a few additional loyalty initiatives timed for release on financial results day," she said. With the cost-of-living crisis and a sustained appetite for travel, loyalty programs have become an area of intense competition, both as a way to drive consumer engagement with brands, and encourage shoppers' behaviour. In February, at Qantas' half-year results, the company announced a change to its loyalty program to allow members to earn status credits by shopping, rather than just flying. From our partners. Eliseo said it's possible Qantas will reveal the start date for the change at the full-year results. RBA changes are expected to alter the loyalty industry playing field further, spurring more activity at the retail level. Last week, CommBank unveiled its Yello rewards scheme, where points are earned from every-day spend and redeemed across a range of products, like shopping, gift cards and points transfers to airlines. CommBank's partner is Virgin's Velocity program. David Parsons, the chief executive of customer loyalty program consultancy Ellipsis, described the loyalty devaluations triggered by the RBA as "the biggest modern reset" of credit card and airline loyalty schemes. Parsons envisions a split in the market with smaller merchants retaining savings from not paying merchants fees, while Woolworths' and Coles' retail programs "keep investing and absorb the attention and spend that will depart from credit card loyalty". At the same time, "the airlines lose the daily reinforcement of a co-branded card tap". Chris Zappone is a senior reporter covering aviation and business. He is former digital foreign editor.Connect via X, Facebook or email. SMH RECOMMENDS

Yahoo Finance
Aug 25th, 2026
Commonwealth Bank launches PaidIt platform to handle payouts as Australia phases out cheques by 2028

Commonwealth Bank has launched PaidIt, a platform designed to help organisations manage payouts such as settlements and refunds. The release comes ahead of Australia's planned end to cheque use in 2028, prompting organisations to review payment processes where recipient information is missing or outdated. PaidIt combines recipient verification, communications and payment delivery in one system. It includes a recipient matching engine using identity and account checks to determine which payments can proceed automatically. The platform uses Australia's payments infrastructure, including the new payments platform, PayID and ConnectID. The bank reports the median time from a recipient starting a claim to receiving funds is under two minutes. Developed by x15ventures, CBA's venture scaling arm, PaidIt will be rolled out to more CBA business units and corporate clients in coming months.

Charlton Media Group
Aug 21st, 2026
CommBank to launch premium charge card.

CommBank to launch premium charge card. It will offer airport lounge access and travel insurance benefits. The Commonwealth Bank of Australia is launching a new premium charge card. The new charge card is designed for Australians with high discretionary spend, according to an online statement. Balances must be repaid in full each statement period. Group Executive Retail Banking Services Angus Sullivan said that they see a clear opportunity to introduce a new premium charge card, with benefits centred on travel, dining, lifestyle and rewards. "This new card will have higher points-earning capability and will feature no international transaction fees and travel insurance benefits. Cardholders will also have access to airport lounges and concierge support designed to elevate their travel experience," Sullivan said. Join Asian Banking & Finance community The new card complements CommBank's existing Smart and Ultimate credit card, the Australian-based bank said. Apart from the new charge card, CommBank also plans to introduce new benefits to eligible Smart and Ultimate customers, including monthly travel and dining credits, access to CommBank Yello points and complimentary DashPass membership with DoorDash. Further information about the new charge card, including expressions of interest, will be shared in coming months, CommBank said.