Loan Specialist III

Job Summary:

This role will provide a wide variety of loan administration, operation and technical support in collaboration with the Relationship Manager in the management of a Corporate Loan portfolio. Works on Corporate loans and assignments that are moderately complex in nature where judgment is required in resolving problems and making routine recommendations.

Essential Duties and Responsibilities:

• Set up, process, and monitor loan documents and loan files for corporate loan package completion. Maintains files with proper documentation for third-party review and prepares files for timely audits.
• Orders credit verifications and third party services.
• Performs pre-closing review of property, liability, and title insurance; order flood determinations and review flood insurance policies.
• Tracks receipt of and reviews post closing legal documents.
• Follows up on missing documentation.
• Prepares compliance and accounting records and reports, as required by management and regulatory agencies.
• Submits the final loan package to loan operations for funding and boarding.
• Demonstrates compliance with all Bank regulations.
• May lead the work of others and provide training in loan policies and procedures.
• May coach and mentor others.
• Performs other duties and responsibilities as assigned.

Knowledge of:

• Commercial Real Estate and C&I loan documentation is preferred.
• Commercial Real Estate construction lending.
• Corporate loan participations and syndication
• Corporate credit agreements, loan closing process and procedures, lending policies, compliance and lending regulations
• Advanced concepts, practices and procedures of commercial and retail loan documentation and processing.
• Principles of banking and finance.  
• Corporate markets and products. 
• Multi-state real estate, closing, and title practices.
• Federal and State lending laws.

Skill in:

• Preparing loan closing packages.   
• Preparing records and reports.  
• Proficient with Word and Excel
• Operating standard office equipment and using required software applications.

Ability to:

• Interpret and apply policies.
• Organize, manage and track multiple detailed tasks and assignments with frequently changing priorities in a fast-paced work environment.
• Communicate effectively, both orally and in writing.
• Work independently as well as collaboratively within a team environment.
• Lead others in handling stressful situations and providing a high level of customer service in a calm and professional manner.
• Establish and maintain effective working relationships.  
• Maintain currency in loan processing policies and procedures.

Bachelor’s: Accounting, Bachelor’s: Business Administration, Bachelor’s: FinanceGeneral Experience - 7 to 12 months

Travel

Workstyle

Hybrid

At Raymond James our associates use five guiding behaviors (Develop, Collaborate, Decide, Deliver, Improve) to deliver on the firm's core values of client-first, integrity, independence and a conservative, long-term view. 
We expect our associates at all levels to:
•  Grow professionally and inspire others to do the same
•  Work with and through others to achieve desired outcomes
•  Make prompt, pragmatic choices and act with the client in mind
•  Take ownership and hold themselves and others accountable for delivering results that matter
•  Contribute to the continuous evolution of the firm

At Raymond James – as part of our people-first culture, we honor, value, and respect the uniqueness, experiences, and backgrounds of all of our Associates.  When associates bring their best authentic selves, our organization, clients, and communities thrive. The Company is an equal opportunity employer and makes all employment decisions on the basis of merit and business needs.