Full-Time

Back Office Specialist

Confirmed live in the last 24 hours

Upgrade

Upgrade

1,001-5,000 employees

Provides loans, credit cards, and rewards

Fintech
Consumer Goods

Entry, Junior

Phoenix, AZ, USA

Onsite position located in Downtown Phoenix.

Category
Financial Planning and Analysis (FP&A)
Finance & Banking
Required Skills
Data Analysis
Requirements
  • Previous collections, financial services or operations knowledge/experience is preferred
  • Bring a flexible mindset – as a start-up, we are growing quickly and you may need to adapt to changing policies and procedures while maintaining high-quality work output
  • Being a critical thinker- this role requires high volume data analysis and research
  • Positive attitude and willingness to work with teammates on accomplishing tasks and responsibilities on an ongoing basis
  • Excellent time management and work prioritization skills
  • Capable of completing assigned tasks with careful attention to detail
  • Strong verbal and written communication skills
  • Excel/Google Suite knowledge is required
Responsibilities
  • Accurately analyze, research and decision critical operational functions across multiple systems
  • Execute back-office processes with high accuracy such as the review of hardship program enrollments, manual charge off processing and other sensitive account review processes
  • Support all company wide products and operational initiatives, including contributing to the development of defining and implementing processes and procedures
  • Work across multiple internal systems; Excel/Google Suite knowledge is required
  • Prioritize high sensitivity tasks to ensure all deliverables are met in a timely manner

Upgrade offers personal loans, credit cards, and rewards checking accounts to help individuals manage their finances. Their personal loans allow borrowing up to $50,000 with fixed rates and no prepayment penalties, while the Upgrade Card provides cash back rewards on various spending categories. What makes Upgrade different is its focus on affordability and user-friendly features, attracting customers looking for flexible credit solutions. The company's goal is to promote responsible financial behavior and long-term financial health.

Company Stage

Series F

Total Funding

$532.1M

Headquarters

San Francisco, California

Founded

2016

Growth & Insights
Headcount

6 month growth

7%

1 year growth

32%

2 year growth

52%
Simplify Jobs

Simplify's Take

What believers are saying

  • Upgrade's rapid growth and expansion into new markets, such as auto loans and home improvement financing, indicate strong business momentum and opportunities for career advancement.
  • The launch of the Secured OneCard opens up new customer segments, providing a pathway for individuals with little or no credit history to build their credit responsibly.
  • The company's significant investment in new office space in Irvine, California, reflects its commitment to scaling operations and expanding its workforce.

What critics are saying

  • The crowded fintech market means Upgrade must continuously innovate to maintain its competitive edge and customer base.
  • Expansion into new product lines, such as auto loans, carries the risk of operational challenges and potential regulatory scrutiny.

What makes Upgrade unique

  • Upgrade offers a unique combination of personal loans, credit cards, and rewards checking accounts, providing a comprehensive suite of financial products that cater to various consumer needs.
  • Their focus on affordability and flexibility, such as no prepayment penalties on loans and competitive cash back rewards, sets them apart from traditional financial institutions.
  • The partnership with FairPlay to incorporate Fairness-as-a-Service solutions enhances their commitment to fair lending practices, distinguishing them in the fintech space.

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