Product Counsel

About OnePay

OnePay is a consumer financial services app with an exceedingly simple mission: to help people achieve financial progress.

Tens of millions of Americans today are unbanked or underbanked, meaning they don’t have enough money in savings to cover a minor emergency. They pay too much in fees, don’t have access to credit at affordable rates, and have little ability to grow their wealth. OnePay’s vision is to create a single app for consumers to save, spend, borrow, and grow their money, bringing our mission to life with simple and accessible banking, credit, and payments products that deliver a best-in-class experience to millions of customers. Our products include:

• Checking and high-yield savings accounts

• Domestic and international peer-to-peer payments

• Credit Builder and credit score monitoring

• Digital wallet / contactless payment solutions

• Buy-now-pay-later installment loans at Walmart

Why do we have a right to win? We have the backing of Walmart (a Fortune 1) and Ribbit Capital (a preeminent fintech investor), are deeply embedded with the distribution of the world’s largest omnichannel retailer, and have an industry-leading multi-product value proposition — all in addition to having some of the best people and talent in the industry.

There’s never been a better time to build a category-defining business and there has rarely been a team better positioned for the opportunity. Join us!

The Role

As Product Counsel, your work will have a direct impact on the implementation and management of OnePay’s privacy and data governance programs. You will be responsible for providing practical, timely, strategic, and high-quality legal advice to stakeholders across the company on a broad range of privacy and data governance matters. You will work directly with product, compliance, marketing, information security, engineering and other legal teams to provide day-to-day advice relating to the support, development, implementation, and monitoring of OnePay’s data governance and privacy compliance programs. You will work cross-functionally to ensure consistent approaches to privacy and data risks across commercial initiatives, new product launches, data governance/regulatory change management activities and marketing.

• Assist in the development and maintenance of OnePay’s privacy and data governance programs. Work cross-functionally to develop and implement policies and guidance related to those programs.

• Advise on the data privacy regulatory landscape applicable to OnePay’s products and works collaboratively with other teams across OnePay to identify privacy risks, provide risk management and strategic risk mitigation advice, and assess adequacy of business controls to mitigate identified risks.

• Collaborate with product, engineering and information security teams to review the implementation of new features, tools and software solutions.

• Provide day-to-day support to information security in connection with the performance of privacy, data use, and AI and assessments in line with OnePay’s policies and processes.

• Be a legal subject matter expert on privacy and data protection issues, ensuring consistency in privacy counseling across OnePay that aligns to OnePay’s consumer and product driven approach to privacy.

• Collaborate with legal colleagues to draft and negotiate commercial agreements relating to data protection and privacy, including co-brand and business partner agreements and data processing agreements.

• Support digital advertising initiatives by advising on data use and disclosure best practices and strategizing repeatable structures to help optimize OnePay’s digital advertising initiatives.

You Bring

• J.D. and active membership in good standing with a U.S. state bar.

• Minimum of 4+ years of relevant data protection and privacy experience at a law firm, government agency, and/or in-house and extensive knowledge of U.S. privacy laws, including GLBA, CCPA, COPPA, CAN-SPAM, and FCRA.

• An exceptional ability to provide clear, precise, and pragmatic advice and the ability to be creative and thoughtful in driving towards business-oriented results that appropriately balance growth and risk in a fast-paced and high-pressure environment.

• A team player with great stakeholder management and relationship building skills who can effectively collaborate and build relationships with lawyers, compliance colleagues and business clients throughout the organization.

• Ability to work with a high degree of autotomy and a demonstrated ability to handle and prioritize multiple projects.

• Strong contract drafting and review skills specifically with regard to data protection clauses.

• creative, thoughtful and business-oriented results that appropriately balance growth and risk in a fast-paced and high-pressure environment.

• Intellectually curious, open-minded, comfortable with ambiguity and risk, and excited by dynamic change and solving problems.

Preferred

• Certified Information Privacy Professional certification (CIPP/US, CIPP/E), and other relevant Certified Information Privacy Professional (CIPP) certifications.

• Prior tech, fintech or financial services experience.

• Familiarity with business and products across the banking/financial services industry and relevant legal issues affecting them.

What We Offer

• Competitive base salary, stock options, and health benefits from Day 1

• 401(k) plan with company match

• Remote-friendly (US), flexible time off (FTO), and opportunities for growth

• A high-growth, mission-driven, inclusive culture where your work has real impact

Standard Interview Process

• Initial Interview with Talent Partner

• Technical or Hiring Manager Interview

• Team Interview

• Executive Interview

• Offer!

Equal Employment Opportunity

To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at [email protected].