Full-Time
Data Analyst
Risk
Current
201-500 employees
Digital banking services for diverse users
Compensation Overview
$130k - $175k/yr
New York, NY, USA
In Person
| 📊Data & Analytics (1) |
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- 3+ years of experience in data analytics, preferably in the fintech or banking industry.
- Strong proficiency in SQL, Python, or R for data analysis and manipulation.
- Experience building reports and dashboards using data visualization tools such as Tableau, Looker, or Power BI.
- Ability to visualize data effectively and communicate insights clearly and concisely.
- Experience in design of experiments
- Exceptional written and oral communication skills. You drive consensus through grounded arguments, interpersonal skills, and negotiation skills.
- Creative problem-solver - able to identify obstacles and present viable solutions
- Thrive when working in a fast-moving, ambiguous environment
- Analyze Risk data to identify trends, pain points, and opportunities for loss mitigation, cost savings, or revenue/experience enablement.
- Develop and maintain data pipelines, dashboards and reports to track key performance indicators (KPIs) in risk domains
- Conduct exploratory analysis, develop business cases, design experiments, conduct performance forecasting and monitoring, and develop and monitor models
- Partner with cross-functional teams including Risk Strategy, Product, and Engineering to deliver new solutions to market and ensure intent matches execution
- Design and evaluate experiments to optimize existing and launch new products, risk rules, and policies.
- Provide actionable insights to leadership on new fraud trends and areas for innovation
- Ensure data integrity, accuracy, and governance in analytics pipelines across multiple fraud domains.
- Participate in on-call rotation to support production analytics data pipelines and fraud incident response.
- Contribute to a data-driven, collaborative, and creative culture within the team.
- Prior experience in fraud, disputes/chargebacks, and payment processing in consumer fintech, deposit business is a plus.
- Exposure to dimensional modeling concepts to power meaningful analytics.
- Familiarity with machine learning techniques and predictive analytics is a plus.
- Experience modeling data using dbt.
Current provides digital banking services aimed at making banking more accessible and affordable for a wide range of users, including teenagers. Its main product, Current Core, is a custom-built banking technology that allows for faster transactions and greater stability. Users benefit from features like early direct deposits, free overdraft protection, cash back rewards, and mobile banking capabilities, including check deposits and automated savings. Current differentiates itself from competitors by focusing on premium services without hidden fees and offering specialized services for teens. The company's goal is to improve financial outcomes for its members by providing a user-friendly banking experience.
Company Size
201-500
Company Stage
Series D
Total Funding
$392.6M
Headquarters
New York City, New York
Founded
2015
Simplify's Take
What believers are saying
- Current secured $200M in 2024 to enhance product offerings and growth.
- The rise of Gen Z and Millennials boosts demand for Current's digital banking.
- Current's subscription model aligns with the growing trend of subscription-based services.
What critics are saying
- Increased competition from emerging fintech startups could erode Current's market share.
- Regulatory scrutiny on digital banking platforms may increase compliance costs for Current.
- Cybersecurity threats pose risks to user data and trust in Current's platform.
What makes Current unique
- Current offers specialized teen banking services, setting it apart from competitors.
- The Current Core technology ensures faster transactions and cost efficiencies for users.
- Current provides unique features like gas hold refunds and early direct deposits.
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Benefits
Competitive salary
Equity
Discretionary bonus program
Flexible vacation policy
Medical, dental, & vision
Commuter benefits
Growth & Insights and Company News
6 month growth
↑ 0%1 year growth
↓ -1%2 year growth
↑ 0%Current, a fintech platform, announced a 90% revenue increase in 2024 and secured $200 million in new capital to accelerate growth and achieve profitability by 2025. The funding round included existing investors like Andreessen Horowitz and new ones like General Catalyst. The capital will enhance product offerings such as faster paycheck access and credit-building cards. Current aims for continued rapid growth and product expansion, supported by strategic investments and partnerships.
The Current announced a "multiyear deal" with the United Way of Greater Kansas City as the club's front kit sponsor in January.
The Current announced the appointment of Raven Jemison as new team president on Thursday morning.
In exchange, the Current will receive $75,000 in allocation funds and complete expansion draft protection, which means Utah can't select any Kansas City players in the draft.
The Current receive $175,000 in allocation money and expansion draft protection.