Full-Time

VP – Data & Analytics

Posted on 12/21/2024

Earnest

Earnest

201-500 employees

Provides student loan refinancing and personal loans

Fintech
Financial Services

Compensation Overview

$275k - $315kAnnually

Expert

Remote in USA

Category
Data Science
Data Engineering
Data & Analytics
Required Skills
Data Analysis
Requirements
  • Master’s Degree in Computer Science, Statistics, Mathematics, Information Systems, or a related technical field.
  • 10+ years of leadership experience in data and analytics, including a track record of building and scaling high-performing data teams and cloud-based data platforms, while modeling leadership principles.
  • Deep expertise in working with large, complex datasets, predictive analytics, machine learning, and advanced analytical tools to extract actionable insights.
  • Exceptional ability to translate technical concepts into actionable business insights and coordinate cross-functionally with key stakeholders and effectively communicate complex data insights to technical and non-technical audiences, including C-suite.
  • Experience in financial services or fintech preferred, with a solid understanding of structured and unstructured data analytics.
Responsibilities
  • Develop and execute a comprehensive data strategy while building and leading high-performing, cross-functional data teams to foster a data-driven culture and enable data-informed decision-making.
  • Facilitate collaboration with business leaders to identify innovation opportunities, improve operational efficiency, and effectively communicate complex insights to technical and non-technical audiences.
  • Oversee the design, development, and maintenance of scalable data pipelines, warehouses, and governance frameworks to support analytics, ensure data quality, and empower self-service analytics.
  • Own pricing strategies, including dynamic pricing models, price elasticity analyses, and experimentation initiatives to drive business outcomes.

Earnest provides financial services focused on student loan refinancing, private student loans, and personal loans. The company uses advanced data analysis and underwriting software to assess each client's financial situation, allowing them to offer low-interest rates tailored to individual needs. Clients can select flexible repayment plans that suit their financial circumstances, making it easier to manage their debt. Unlike many competitors, Earnest continuously adjusts its rates based on market conditions to remain competitive. The goal of Earnest is to help financially responsible individuals effectively manage their educational and personal debt.

Company Stage

Acquired

Total Funding

$123.5M

Headquarters

San Francisco, California

Founded

2013

Simplify Jobs

Simplify's Take

What believers are saying

  • Increased demand for refinancing due to the U.S. student debt crisis.
  • Growing interest in alternative credit scoring models supports Earnest's underwriting approach.
  • Potential partnerships with employers offering financial wellness programs.

What critics are saying

  • Rising interest rates may reduce demand for refinancing options.
  • Increased competition from fintech startups with innovative loan products.
  • Potential regulatory changes could impose additional compliance costs.

What makes Earnest unique

  • Earnest uses diverse data points beyond credit scores for loan approval.
  • The company offers flexible repayment plans tailored to individual financial situations.
  • Earnest's digital-first approach aligns with the growing demand for online financial services.

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