Underwriter

* Uses knowledge and independent judgment to determine eligibility of risks when compared to guidelines of programs available. Responds to questions from agents received via telephone, email, chat, mail and fax.

* Reviews insurance applications and documentation to determine if the applicant is an acceptable risk in accordance with company guidelines and standards.

* Recommends appropriate premiums and coverage for risks after complete analysis and consideration of applicant documentation, business factors and competitive situations.

* Prepares written communication on adverse underwriting decisions, proposals, referrals, rate appeals, underwriting requirements, status and declinations.

* Analyzes commercial line accounts.

* Evaluates pricing and coverage to ensure premiums charged are accurate.

* Manages book of business to achieve profitability goals.

* Builds productive and positive relationships.

* Assists with binding of policies, processing of endorsements, renewal, and new business underwriting.

MINIMUM JOB SKILLS, ABILITIES AND QUALIFICATIONS

* Bachelor’s Degree (and/or combined education and experience) (Required)

* 3+ years of underwriting experience 

* Strong technical underwriting and analytical skills, strong knowledge of Workers Compensation business and products 

* Knowledge of Microsoft Applications and the ability to learn new software programs

*** MUST HAVE MGA, MGU or INSURANCE EXPERIENCE ***

* Strong attention to detail, is dependable and follows through.

* Ability to analyze data and present recommendations based on outcomes of analysis.

* High level of maturity to handle sensitive and confidential situations.

* Strong work ethic and excellent time management skills.

* Strong interpersonal skills and ability to work well with people throughout the organization.

* Willingness to maintain a professional appearance and provide a positive company image.

* Willingness to work non-traditional shifts which meet the needs of the team and company.

* Ability to handle complex issues and problems and defer to higher-level staff only as needed.

PAY RANGE

$64,480 to $75,000 and will depend on several factors including geographical location, relevant experience, skills and knowledge pertaining to this role and industry.