Full-Time

Risk Associate

Octane®

Octane®

201-500 employees

Digital platform for recreational purchases and financing

Data & Analytics
Consumer Goods

$110000 - $145000

Stock Options

Junior, Mid

New York, NY, USA

Required Skills
Python
Sales
Communications
SQL
Tableau
Data Analysis
Requirements
  • A BS degree in a quantitative field such as statistics, econometrics, decision sciences, or engineering (advanced degree preferred)
  • Good overall understanding of consumer credit and lending
  • Minimum 3+ years of auto lending experience in performing credit analysis, including experience with data visualization tools such as Tableau/ Power BI
  • Exceptional hands-on experience Python, SQL and Excel
  • Experience taking analyses from raw data to polished recommendations and communicating complex, technical findings to broad audiences
  • Strong written and oral communication skills
Responsibilities
  • Perform advanced data analytics and formulate new strategies for loan origination underwriting, loan amount assignment and loan pricing that optimize profitability.
  • Take ownership of credit policy documentation and enhance policies and processes to mitigate credit risk exposure.
  • Design and monitor key KPIs to provide insights into the credit lifecycle.
  • Maintain quality control and validation that risk processes are working as expected.
  • Improve sophistication and technical implementation of current approaches.
  • Collaborate with the portfolio risk team to track credit performance and take action to manage the portfolio within the organization’s risk management appetite.
  • Develop business insights and communicate proposals to C-level audiences.
  • Work cross-functionally with the company’s Tech, Product, Sales, and Finance teams to lead and manage new credit product initiatives that further our mission of providing convenient point-of-sale financing to niche consumer products.

Company Stage

Series D

Total Funding

$812.9M

Headquarters

New York, New York

Founded

2014

Growth & Insights
Headcount

6 month growth

1%

1 year growth

7%

2 year growth

19%