Senior Director – US Credit Product Strategy Lead

Job Description

The US Consumer Credit Strategy lead is responsible for building and executing strategy to grow Visa Consumer Credit payments volume in the US. The primary objective is to develop product platform strategy and identify and operationalize investment to improve the competitiveness of Visa’s consumer credit products within known guardrails and industry headwinds. Responsibility will also include articulating a strategy to win more market share, retain and grow credit issuing deals.

Responsibilities will include developing strategy, leadership alignment and execution planning across following areas:

• US Credit Growth 2030
• Roadmap for growth for US Visa credit ‘portfolio’
• Growing VAS
• US Initiatives – e.g., responding to market obligations
• Affluent (& segment) Strategy
• Competitive Positioning
• Strategic Client Engagement
• Deal / RFP Support

US Credit Product Strategy lead will measured by the success of Visa US Consumer Credit Payments Volume Growth, Win Rate on new deals and renewals and the net impact to Visa's consumer credit economics. The role will be responsible for developing strategy, influencing key stakeholders and executing action plans across cross-functional teams at Visa including North America Leadership Team, Account Executives, Finance. This position in based out of San Francisco, CA and reports into the Vice President, Head of US Consumer Credit.

This is a hybrid position. Expectation of days in office will be confirmed by your Hiring Manager.

Qualifications

Basic Qualifications
• 12 or more years of work experience with a Bachelor’s Degree or at least 10 years of work experience with an Advanced degree (e.g. Masters/MBA /JD/MD), or a minimum of 5 years of work experience with a PhD

Preferred Qualifications
• 15 or more years of experience with a Bachelor’s Degree or 12 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, or MD), PhD with 9+ years of experience
• Minimum of 15 years of experience in payments, financial institutions engagement and consumer credit
• Preference to have previous experience working at a leading US consumer credit issuer
• BA/BS in computer science, business, or a related field
• Management experience required, including resource and budget planning, and direct management of employees
• Experience managing clients, professionals or consulting services
• Strong business acumen and understanding of commerce business KPIs
• Solid understanding of current and emerging technologies in the payments industry, particularly consumer credit
• Track record of ability to build successful client relationships with C-level client executives
• Executive level communication skills, interpersonal and presentation skills and the proven ability to influence and communicate effectively
• Effective in public speaking engagements
• Ability to articulate a business benefit to an executive-level business stakeholder, with the ability to also explain details to functional and technical SMEs
• Requires strong analytical and problem-solving skills