Full-Time

Manager - Risk Management

Posted on 9/14/2026

Deadline 9/28/26
American Express

American Express

10,001+ employees

Credit cards and payment services provider

Compensation Overview

$89.3k - $150.3k/yr

+ Bonus

No H1B Sponsorship

New York, NY, USA

In Person

Bachelor's

Category
Finance & Banking (1)
Required Skills
LLM
Risk Management
Data Analysis

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Requirements
  • At least 3 years of experience in Credit Risk Management, Portfolio Risk Analytics, Credit Strategy, or a similar risk-focused role, including experience analyzing portfolio performance and developing risk insights or strategies.
  • A degree in a quantitative field such as Mathematics, Statistics, Economics, Computer Science, Engineering, or a related discipline.
  • Strong understanding of credit-risk concepts, portfolio performance, delinquency and loss trends, risk segmentation, early-warning indicators, and strategy evaluation.
  • Strong quantitative and analytical skills, including experience analyzing large and complex datasets, identifying key risk drivers, and translating findings into clear, actionable recommendations.
  • Experience developing or evaluating credit-risk strategies using internal, external, and alternative data sources, with the ability to assess incremental value and business impact.
  • Working knowledge of Generative AI, Large Language Models, and Agentic AI concepts, with the ability to identify and apply relevant use cases within credit-risk analytics and processes.
  • Strong problem-solving and cross-functional collaboration skills, including the ability to translate credit-risk business problems into analytical or technology requirements and partner across Risk, AI/ML, Technology, Product, and external vendors.
  • Ability to work independently, communicate effectively with senior stakeholders, and mentor and develop team members in a dynamic, matrixed environment.
  • Employment eligibility to work with American Express in the United States is required.
Responsibilities
  • Identify and develop Generative AI and Agentic AI use cases for credit-risk analytics and processes, including analysis of structured and unstructured information, automated research, identification of risk drivers, and generation of actionable portfolio insights.
  • Partner with AI/ML and Technology teams to prototype, test, and implement Generative AI- and Agentic AI-enabled solutions by translating credit-risk business problems into analytical requirements, assessing impact, conducting user acceptance testing, and supporting implementation.
  • Drive automation and productivity improvements across credit-risk analytics processes by applying Generative AI and Agentic AI to repetitive analytical workflows, data gathering, portfolio monitoring, and investigative analysis.
  • Perform portfolio analytics across Commercial portfolios to identify emerging risk trends, deterioration patterns, concentrations, and opportunities to improve portfolio performance.
  • Evaluate external and third-party data sources, including news and market intelligence, to assess their relevance and incremental value for portfolio analytics, risk identification, and strategy development.
  • Monitor portfolio performance and conduct ongoing analytical reviews of risk trends, strategy effectiveness, and emerging areas of concern, providing insights and recommendations to business and risk partners.
Desired Qualifications
  • Hands-on experience with AI-enabled analytical solutions.

American Express provides credit and charge cards for individuals and businesses, along with travel services, gift cards, savings accounts, and insurance products. Card products offer revolving or charge-based spending with rewards, while business solutions help manage cash flow and employee expenses, and merchant services enable merchants to accept Amex payments. It differentiates itself through a strong focus on premium card memberships, a broad ecosystem of travel perks and loyalty rewards, and extensive business payment solutions with a large merchant network. Its goal is to support everyday spending and business payments by growing cardholder membership, transaction volume, and merchant adoption within a trusted payments ecosystem.

Company Size

10,001+

Company Stage

IPO

Headquarters

New York City, New York

Founded

1850

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Simplify Jobs

Simplify's Take

What believers are saying

  • TheFork acquisition, expected to close before year-end 2026, expands European dining reservations.
  • Q2 2026 guidance rose to 10% revenue growth, funding more technology and customer acquisition.
  • Shop Small grants and 2026 Platinum refresh support brand loyalty among merchants and affluent cardmembers.

What critics are saying

  • KServicing Wind Down Corp seeks $746 million from Kabbage; an adverse ruling hits 2026 profits.
  • American Express faces AML enforcement pressure; penalties or restrictions would damage merchant and underwriting growth.
  • Premium fee hikes, including Platinum's $895 annual fee, risk churn if consumers reject value.

What makes American Express unique

  • American Express paired premium cards with Resy and TheFork to deepen lifestyle lock-in.
  • Q2 2026 revenue rose 10%; record card fees showed durable affluent spending power.
  • American Express keeps 75% of new accounts fee-paying, reinforcing its premium model.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

Unlimited Paid Time Off

Flexible Work Hours

Hybrid Work Options

Paid Vacation

Paid Sick Leave

Paid Holidays

401(k) Company Match

Bonus incentives

Comprehensive medical, dental, vision, life insurance, and disability benefits

Generous paid parental leave policies

Free access to global on-site wellness centers staffed with nurses and doctors

Free and confidential counseling support through our Healthy Minds program

Career development and training opportunities

Company News

Yahoo Finance
Aug 14th, 2026
United Airlines sees loyalty revenue surge 13% as Amex cardholders boost premium spending

United Airlines reported strong second-quarter results driven by loyalty programmes, with American Express playing an unexpected role despite not co-branding a card with the carrier. United's MileagePlus card is issued exclusively by Chase through 2029, but Amex channels premium spend through its Platinum cardholders, who can designate United for a $200 annual credit on bags and fees. Business Platinum holders receive a 35% rebate on economy fares booked through Amex Travel. The airline also benefits from Amex's transfer partnerships with programmes like Air Canada Aeroplan and Singapore KrisFlyer, which provide access to United seats. United's chief commercial officer reported new co-branded card accounts rose 22% year-over-year, hitting a second-quarter record, whilst card spend increased 14%. Loyalty revenue grew 11.3%, or above 13% when adjusted for accounting changes.

Daily Bulldog
Jul 13th, 2026
Root Down Market awarded $20,000 Amex Shop Small(R) Grant from American Express and Main Street America to launch community ice cream stand employing local teens.

Root Down Market awarded $20,000 Amex Shop Small(R) Grant from American Express and Main Street America to launch community ice cream stand employing local teens. July 13, 2026 July 12, 2026 4 mins read NEW SHARON - Root Down Market, a restaurant, local food market and gathering place in New Sharon, Maine, has been selected as a recipient of an Amex Shop Small(R) Grant from American Express(R) and Main Street America. The grant provided Root Down Market with $20,000 in funding to purchase a new ice cream stand featuring Maine-made Gifford's Ice Cream while creating meaningful employment opportunities for local teenagers. The new ice cream stand will serve a variety of premium Gifford's Ice Cream flavors and provide local youth with valuable first-job experiences, helping them develop workplace skills, responsibility, and confidence in a supportive community environment. "We are incredibly honored to receive this investment from the American Express Shop Small grant," said Erica Emery, co-owner of Root Down Market. "Since opening two years ago, we have consistently had teenagers apply for jobs here, but we are not set up as a seasonal or after-school job. Dave and I both had our first jobs in the food industry, and we wanted to create a part of our business that would be a good fit for teens looking to work. I really stressed in the grant application that we are focused on local and Maine products and that our community has eager teens looking for work. We were thrilled to be awarded the grant to purchase our ice cream stand." The Root Down Market ice cream stand will proudly feature Maine-made Gifford's Ice Cream and is expected to become a seasonal destination for residents and visitors alike while serving as a model for youth employment and community investment in rural Maine. "Since the Giffords stand in Farmington closed, we thought we could fill the niche for people who were craving this premium Maine brand ice cream. We have brought on six local teens to scoop and serve for the summer. My personal favorite flavor is Southern Peach, and we have a great lineup of their other popular flavors," says Dave Allen, co-owner of Root Down Market. Hours are currently Thursday through Sunday from 11 am to 8 pm. Check their Facebook page for the most current hours for the ice cream stand. For a full menu of breakfast, lunch, and dinner and restaurant hours, head to www.rootdownmarket.com. "Small businesses play a vital role in our communities," said Jennifer Skyler, Chief Corporate Affairs Officer, American Express. "The Shop Small Grants Program builds on our longstanding commitment to small businesses, which began with Small Business Saturday, by putting meaningful investment behind the people and places that drive local impact." "At Main Street America, we believe that supporting entrepreneurs and small businesses builds community wealth and a culture of innovation - yet, far too often, this vision isn't realized due to a variety of factors, including lack of access to resources and funding," said Erin Barnes, President and CEO of Main Street America. "This is why we are so proud to partner with American Express on a program that provides meaningful support to small business owners working to strengthen their livelihoods and their communities." About Root Down Market Root Down Market is a community-focused business located in New Sharon, Maine, dedicated to supporting local producers, creating meaningful community connections, and providing quality products and experiences for residents and visitors throughout western Maine.

Yahoo Finance
Jun 30th, 2026
American Express beats SoFi as better buy despite fintech rival's 38% revenue growth to $3.6B

American Express raised $120 million in a Series C round led by Ribbit Capital, valuing the company at $1.45 billion. Sequoia and Kleiner Perkins participated, alongside new backer Emerson Collective. The pre-revenue startup, co-founded by Robinhood CEO Vlad Tenev, is developing "Mathematical Superintelligence" to eliminate AI hallucinations by requiring outputs in verifiable Lean4 programming language. Its Aristotle model achieved top performance at the International Mathematical Olympiad in July. Founded in 2023, Harmonic has raised $295 million across three rounds in 14 months. The company offers Aristotle via a free API and plans to commercialise in safety-critical sectors including aerospace and finance. The funding will support computing power for model training.

eDaily
Jun 15th, 2026
Tripadvisor sells The Fork restaurant platform to American Express

Tripadvisor shares surged 4.39% to $12.96 following the announcement that it is selling The Fork, its European online restaurant reservation platform, to American Express. Amex shares also rose 4.03% to $338.56. Activist investor Starboard had been pressuring Tripadvisor to sell The Fork and explore strategic options for the broader company. American Express already owns Resy, a US-based mobile restaurant reservation platform, and the acquisition strengthens its presence in the dining reservation sector across both American and European markets.

PR Newswire
Jun 15th, 2026
Tripadvisor sells TheFork to American Express for $700M to focus on experiences

Tripadvisor has entered into a put option agreement to sell TheFork, its European restaurant reservation platform, to American Express for $700 million in cash. The transaction follows Tripadvisor's February 2026 announcement exploring strategic alternatives for the business. TheFork generated $232 million in revenue over the last twelve months and $28 million in adjusted EBITDA as of the first quarter of 2026. Tripadvisor anticipates minimal tax costs, with net proceeds expected to closely approximate gross proceeds. The sale will allow Tripadvisor to focus on its Experiences business whilst maintaining financial flexibility for share repurchases, debt repayment or further investments. The companies plan to expand their existing partnership to deliver additional value to travellers. The transaction is expected to close before the end of 2026, subject to labour consultation and regulatory approvals.