Full-Time

Data Architect

Kapitus

Kapitus

201-500 employees

Direct lender and lending marketplace

Compensation Overview

$117.8k - $189k/yr

Remote in USA

Remote

Eligible remote candidates must reside in states with Kapitus established presence.

Category
Data & Analytics (1)
Required Skills
MLOps
Data Lake
Redshift
Python
Apache Spark
Apache Kafka
Kinesis
ETL
AWS
Data Governance
Databricks
Snowflake
Requirements
  • Bachelor’s or Master’s degree in Computer Science, Data Engineering, Information Systems, or related field
  • 7+ years of experience in data architecture, data engineering, or related roles
  • Strong expertise in Snowflake (data modeling, performance tuning, security)
  • Strong hands-on experience with dbt, ETL/ELT frameworks and data pipeline orchestration
  • Experience with AWS data services (S3, Glue, Lambda, IAM, Redshift, etc.)
  • Advanced proficiency in Python for data processing and pipeline development
  • Experience designing and implementing enterprise-scale data warehouses and data lakes
  • Experience with Snowflake Cortex and AI-driven data applications
  • Hands-on experience with Databricks (Spark, Delta Lake, notebooks, workflows)
  • Experience with Dagster (data orchestration and pipeline management)
  • Hands-on experience with Feature Stores (e.g., Snowflake Feature Store or similar)
  • Knowledge of machine learning workflows and MLOps practices
  • Familiarity with streaming technologies (Kafka, Kinesis, etc.)
  • Experience with data governance and compliance frameworks
  • Certifications in AWS, Snowflake, or Databricks
Responsibilities
  • Design and implement scalable, secure, and high-performance data architectures using Snowflake and Databricks
  • Develop and manage ELT/ETL workflows using dbt, ensuring modular, testable, and well-documented transformations
  • Develop and maintain cloud-native data pipelines on AWS (S3, Glue, Lambda, Redshift, EMR)
  • Architect and optimize data models for analytics, reporting, and machine learning use cases
  • Build and manage data ingestion, transformation, and orchestration workflows
  • Leverage Python for data engineering, automation, and advanced data processing
  • Implement and manage Feature Store solutions for ML lifecycle management
  • Utilize Snowflake Cortex for AI/ML-powered data applications and advanced analytics
  • Collaborate with data scientists, analysts, and business stakeholders to translate requirements into technical solutions
  • Establish data governance, data quality, and security best practices
  • Optimize performance, cost, and scalability of data platforms
  • Mentor and guide data engineers and other team members
Desired Qualifications
  • Data Architecture & Modeling
  • Cloud Data Platforms (AWS)
  • Snowflake & Databricks Expertise
  • Python & Spark
  • Machine Learning Infrastructure (Feature Store, MLOps)
  • Data Governance & Security
  • Performance Optimization
  • Strong problem-solving and communication skills

Kapitus provides small business financing through a hybrid model that combines direct lending with a marketplace of lending partners. It offers a range of products, including term loans, SBA loans, revenue-based financing, equipment financing, and revolving lines of credit, plus specialized options like Helix Healthcare Financing. Its KapitusPLUS platform lets a business submit a single application to receive and compare multiple offers from Kapitus and its network, enabling rapid decisions (approvals in about four hours) and funding within 24 hours. This approach differentiates Kapitus from competitors by offering a unified, fast-access funding ecosystem with a diverse product set and a broad network of lenders. The company aims to give established small to mid-sized businesses quick, flexible access to capital across the United States to support growth and working capital needs.

Company Size

201-500

Company Stage

Debt Financing

Total Funding

$805M

Headquarters

New York City, New York

Founded

2006

Simplify Jobs

Simplify's Take

What believers are saying

  • $250 million ABS securitization in July 2025 expands to $500 million for lending growth.
  • Mambu cloud platform accelerates new SMB financing product launches and scalability.
  • $95 million corporate note upsizing in 2025 boosts funding capacity amid demand.

What critics are saying

  • Fundbox undercuts with AI-driven approvals in minutes, eroding Kapitus market share.
  • Bluevine captures line of credit clients via fee-free banking with embedded loans.
  • KBRA lowers ABS ratings from SMB defaults, raising Kapitus borrowing costs.

What makes Kapitus unique

  • Kapitus hybrid model acts as direct lender and marketplace via KapitusPLUS platform.
  • Offers specialized Helix Healthcare Financing for practitioners and equipment financing post-Ten Oaks acquisition.
  • Provides rapid approvals in four hours and funding within 24 hours for SMBs.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Disability Insurance

Health Savings Account/Flexible Spending Account

Unlimited Paid Time Off

Flexible Work Hours

Remote Work Options

Paid Vacation

Paid Sick Leave

Paid Holidays

Sabbatical Leave

Hybrid Work Options

Stock Options

Company Equity

401(k) Retirement Plan

401(k) Company Match

Performance Bonus

Profit Sharing

Employee Stock Purchase Plan

Relocation Assistance

Employee Referral Bonus

Student Loan Assistance

Parental Leave

Family Planning Benefits

Fertility Treatment Support

Adoption Assistance

Childcare Support

Elder Care Support

Pet Insurance

Bereavement Leave

Professional Development Budget

Conference Attendance Budget

Training Programs

Tuition Reimbursement

Professional Certification Support

Mentorship Program

Wellness Program

Mental Health Support

Gym Membership

Commuter Benefits

Meal Benefits

Phone/Internet Stipend

Home Office Stipend

Legal Services

Employee Discounts

Company Social Events

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

-1%

2 year growth

-1%
PR Newswire
Jul 22nd, 2025
Kapitus Closes $250 Million Securitization and Upsizes Corporate Note to $95 Million

Leading provider of financing to small and medium-sized businesses demonstrates continued growth and industry confidence amid economic uncertainty.NEW YORK, July 22, 2025 /PRNewswire/ -- Kapitus, a leading provider of financing for small and medium-sized businesses, has announced the closing of a $250 million asset-backed securitization (ABS). The facility, which has a 3-year revolving period and is expandable to $500 million, was rated by Kroll Bond Rating Agency, LLC (KBRA), with Truist Securities, Inc., as the sole structuring agent and bookrunner. The company also upsized its corporate note to $95 million. Brean Capital, LLC served as the company's exclusive financial advisor and sole placement agent in connection with this transaction.These latest financing transactions mark another milestone in a period of significant growth for the small business financing provider. Other recent transactions include:Closing a $165 million ABS transaction in January 2025 , which was an additional issuance to an existing $160 million ABS transaction in October 2024. Both transactions were rated by KBRA, with Truist Securities, Inc., as the sole structuring agent and bookrunner.ABS transaction in , which was an additional issuance to an existing ABS transaction in

Cision
Oct 25th, 2024
Kapitus Acquires Ten Oaks Commercial Capital and Launches Equipment Financing Arm

/PRNewswire-PRWeb/ -- Kapitus, a leading provider of financing for small and medium sized businesses, today announced the acquisition of Ten Oaks Commercial...

PYMNTS
Aug 21st, 2024
Lama Ai And Bridge Partner To Connect Businesses And Lenders

Lama AI and Bridge have partnered to expand the availability of commercial loans. With this collaboration, the financial institutions using Lama AI’s artificial intelligence (AI)-powered origination technology will be able to access Bridge’s marketplace that connects business owners and lenders, the companies said in a Wednesday (Aug. 21) press release. This offering will enable banks to grow their portfolio through diversified deal flow sources and increase efficiencies around prequalification and end-to-end origination, according to the release

deBanked
Jun 19th, 2024
Kapitus Closes $45 Million Investment-Grade Corporate Note Financing

Proceeds to be used to expand Kapitus’ financing options for small businesses as demand for alternative funding products increases

FreightWaves
Feb 20th, 2023
Report: Nearshoring To Mexico Happening ‘Faster Than Expected’

While the rise of nearshoring to Mexico has been steadily increasing over the past decade, the pandemic and several other recent global disruptions have kicked the trend into high gear.About 88% of U.S.-based small and medium-sized businesses (SMBs) will reshuffle their supply chains to utilize suppliers in the U.S. or Mexico in 2023, according to a recent survey from Gartner-owned consultant Capterra.“The switch to nearshoring is happening faster than was predicted in 2021,” the survey said. “Most industry professionals predicted this change would happen very slowly, over five or more years. But even the 2022 numbers we see in the data were stronger than those predictions, and 2023 will continue to see a rapid shift to nearby suppliers.”Capterra, a software consultancy and review site based in Arlington, Virginia, surveyed 300 supply chain SME professionals in the U.S. for the research titled “From Nearshoring to Cooperative Procurement.” While 88% of SMBs plan to switch at least some of their suppliers to ones either in the U.S. or close by, 45% plan to switch all of them, the survey said.Survey respondents said shorter supply chains, the United States-Mexico-Canada-Agreement trade pact, lower labor costs in Mexico and the North American transportation infrastructure as reasons for altering their manufacturing sources.Ben Johnston, chief operating officer at Kapitus, said his firm expects nearshoring of manufacturing to Mexico, which has an established manufacturing base and low tariff trade agreements with the U.S., to become more frequent in the coming years. New York-based Kapitus is a small business and industrial equipment financing company that provides funding for everything from construction firms to health care providers to small manufacturers in the U.S.“There is already a significant manufacturing presence in Mexico, including many precision technology manufacturers,” Johnston told FreightWaves. While automotive vehicle and parts manufacturing, consumer electronics and medical equipment have been a major part of U.S.-Mexico supply chains for decades, Johnston predicts increasingly more production of electrical components related to green technology. “The Infrastructure [Investment and Jobs] Act of 2021 and the Inflation Reduction Act of 2022 provide large sums to spur investment in infrastructure and green technologies,” Johnston said