Full-Time
AJ Bell
501-1,000 employees
Online investment platform for managing portfolios
No salary listed
Mid
London, UK
The job has a hybrid working policy, which may imply some flexibility in working arrangements, but it is primarily in-person.
- Minimum 3 years’ experience in a UX role
- Solid prototyping software knowledge (Figma, XD etc)
- Expertise in User-Centred Design
- Understanding of Visual Design Principles
- Accessibility Expertise
- Knowledge of Current UX/UI Trends
- Naturally creative
- Confident communicator
- Strong collaboration skills
- Passionate
- Troubleshooting and problem-solving skills
- Adaptable and keen to learn
- Naturally inquisitive
- Self-motivated and ambitious
- Leading Design Projects: Taking ownership of specific design projects within a squad, overseeing the entire process from initial research to final implementation.
- Turning Ideas into Wireframes and Prototypes: Translating concepts into tangible design assets, creating both wireframes and interactive prototypes to visualize and test design solutions.
- Coordinating with Developers: Collaborating closely with development teams to ensure design specifications are understood and implemented accurately, addressing technical constraints as needed.
- Managing Design Iterations: Overseeing the iterative design process, making data-driven decisions and continuously refining designs based on user feedback and testing.
- Contributing to Design Systems: Working within established design systems or contributing to the development and maintenance of new design guidelines and component libraries.
- Liaising with UX Research team and setting up user testing
- Participating in Multi-Disciplinary Teams: Working within diverse teams that may include business analysts, developers, marketers, content strategists, and other specialists, ensuring a unified approach to product development.
- Engaging with Stakeholders
- Be an advocate for UX in the wider business looking for opportunities to showcase UX, via blog posts, chances to talk and proactive workshops that are not on the product roadmap.
- Provide help and assistance to junior members of the team.
- Contribute to the weekly UX critique sessions.
AJ Bell offers an online investment platform that allows customers and financial advisers to manage investment portfolios through various accounts such as SIPPs (Self-Invested Personal Pensions), ISAs (Individual Savings Accounts), and Dealing accounts. The platform provides a wide range of investment options and is designed for low-cost delivery, making it accessible for users. AJ Bell stands out from its competitors by combining a user-friendly online interface with strong customer service, which has helped it grow rapidly to serve over 561,000 customers and manage £86.5 billion in assets. The company's goal is to empower individuals and advisers to effectively manage their investments while ensuring a high level of service.
Company Size
501-1,000
Company Stage
IPO
Headquarters
Salford, United Kingdom
Founded
1995
Simplify's Take
What believers are saying
- AJ Bell can capitalize on the rise of robo-advisors by enhancing digital offerings.
- The trend towards personalized financial advice presents an opportunity for AJ Bell.
- AJ Bell's expansion into ESG-focused products can attract sustainable investors.
What critics are saying
- Potential backlash from Premium Bond holders could affect AJ Bell's customer trust.
- Rumors of Cash ISA allowance cuts create uncertainty in customer behavior.
- Government plans to consolidate small pension pots may disrupt AJ Bell's services.
What makes AJ Bell unique
- AJ Bell's Dodl app provides unique insights into Premium Bond holder statistics.
- AJ Bell offers a low-cost Gilt MPS range with a 0.10% annual charge.
- AJ Bell's platform business achieved record assets under administration in Q1 2025.
Help us improve and share your feedback! Did you find this helpful?
Benefits
Health Insurance
Dental Insurance
Vision Insurance
Life Insurance
Disability Insurance
Health Savings Account/Flexible Spending Account
Unlimited Paid Time Off
Flexible Work Hours
Remote Work Options
Paid Vacation
Paid Sick Leave
Paid Holidays
Sabbatical Leave
Hybrid Work Options
401(k) Retirement Plan
401(k) Company Match
Performance Bonus
Employee Stock Purchase Plan
Relocation Assistance
Parental Leave
Fertility Treatment Support
Childcare Support
Professional Development Budget
Conference Attendance Budget
Wellness Program
Mental Health Support
Gym Membership
Phone/Internet Stipend
Home Office Stipend
Legal Services
Employee Discounts
Company Social Events
Company News
A Freedom of Information (FOI) request obtained by AJ Bell’s Dodl investing app reveals that nearly two-thirds of Premium Bond holders, equivalent to just under 14.4 million people, have never won a prize. Premium Bonds are held by around 22.7 million people which makes them one of the UK’s most popular savings products, despite the majority of Premium Bond holders never winning anything. Millions more £50 and £100 prizes have been dished out since 2022, and they now make up a larger proportion of winning prizes than the lowest £25 prize. Although the number of higher value prizes has also seen a jump, the vast majority of Premium Bond prizes were worth £100 or less in 2024, meaning the chance of winning the top prizes is still very small.There is a whopping £127.7 billion sat in Premium Bonds, with the average overall holding coming in at £5,406. However, the average holding for the 5.1 million Premium Bond holders who won in the last 12 months sits at £23,397, with 80% of those winners winning more than once during that period. When you factor in that many people will have been holding Premium Bonds for decades, perhaps receiving them as gifts when they were young, that means they may have missed out on significant returns in a higher paying cash account or by investing. Source: FOI obtained from NSI by AJ Bell. *2025 figures up to 5 March 2025.Charlene Young, senior pensions and savings expert at AJ Bell, comments:“Premium Bonds have long been a popular place for savers to stick their cash and try their luck at winning a prize in the monthly draws, yet data obtained from a Freedom of Information request by AJ Bell’s Dodl investing app reveals that two-thirds of people holding these bonds have never won anything. Of the 22.7 million current Premium Bond holders, a staggering 14.4 million have never won
Rumours of Cash ISA allowance cuts sparked a rush to ISAs in March, whilst savers poured in £4.2 billion to the accounts – up 31% year-on-yearLaura Suter, director of personal finance at AJ Bell, comments on the latest Bank of England Money and Credit data:“Rumours that the government was poised to slash Cash ISA allowances in the Spring Statement sparked a rush to the tax-free accounts, with savers putting £4.2 billion in Cash ISAs in March. There’s usually a spike in people stuffing their ISAs before the tax year end, but the speculation around changes to ISAs put the rockets under that this year. The money paid into Cash ISAs was 31% higher than March last year, with an extra £1 billion paid in by the British public. “Data for the biggest month for Cash ISAs isn’t out yet, as April typically sees the biggest inflows, with savers rushing to pay money into their accounts in the final days before the deadline. Last year saw £11.5 billion paid into these accounts in April. If we saw the same 31% increase in cash paid in, that would take this April’s inflows to a whopping £15 billion. However, as the Spring Statement didn’t deliver any changes to Cash ISA allowances, that may have dampened some of the flows
Large FCA firms have to connect to the pensions dashboard ecosystem by today (30 April), unless they have arranged a later date with the FCARachel Vahey, head of public policy at AJ Bell, comments:“Getting pensions dashboards up and running has been a long-held dream of the government and pensions industry. Doing so will give people the ability to see all their pensions in one place at the touch of a button. But implementing it is no easy task, with the project so far beset by delays and restarts. However, the hope is that we are now – albeit slowly – inching our way towards a launch date. 30 April 2025 is an important milestone in this journey. The biggest pensions schemes – large FCA firms, including some SIPPs, and the bigger master trust workplace pensions – are being asked to connect to the dashboard ecosystem by today. If they hit this deadline, this starts the process of making sure most people will be able to see all their pensions
The government confirms plans to consolidate 13 million small pension pots worth £1,000 or less, long-awaited pensions dashboards could still have a huge role to play in helping people get to grips with their retirement savingsRachel Vahey, head of public policy at AJ Bell, comments:“Automatic enrolment is one of the big public policy success stories of our time. But it’s not without its flaws. People start a pension when they join an employer, but when they switch employer they often leave their old pension behind, neglected and unloved. This has created a plethora of small pension pots which are easily forgotten. “Confirmation that government will press ahead with proposals to automatically combine the very smallest lost workplace pension pots worth £1,000 or less will help to address the issue. Although there is much more still to be done. “At the centre of these proposals is the ability to automatically consolidate individuals’ pensions without them having to give permission
Emma Reynolds, Economic Secretary to the Treasury, reaffirmed that wholesale ISA reform is on the cards ahead of the Autumn Budget while giving evidence on the future of the Lifetime ISA to the Treasury CommitteeAJ Bell director of public policy, Tom Selby, comments:“If there was any doubt that Labour remains committed to implementing substantive ISA reform, those doubts can surely now be cast aside. Economic Secretary to the Treasury, Emma Reynolds, today reaffirmed the government’s intention to consider all options when it comes to reforming the ISA landscape, including revamping the Lifetime ISA. “But she refused to be drawn into committing to timescales, only saying there was one fiscal event scheduled for this year, the Autumn Budget, and that changes could be introduced next tax year. She was also keen not to give anything away on detail, such as whether government was considering a lower Cash ISA subscription level or a UK investing mandate, instead saying she didn’t want to add to speculation about what government might or might not do. “It is clear Reynolds wants to shift money out of cash savings and into equity investing, citing AJ Bell research that someone putting away about £1,000 in an average-performing Cash ISA every April over the last 25 years would have built up £34,000, around £49,000 less than someone who had saved in a Stocks and Shares ISA and invested in an average IA Global Sector fund over the same period. “It was disappointing that although promising to keep all options open, lowering the punitive 25% early withdrawal charge on Lifetime ISAs seems low on her priority list. Charges should reclaim any government bonus, but taking away an additional 6.25% of the individual’s own investment is harsh, especially as people don’t plan these withdrawals, but end up doing so because life doesn’t always go according to the script. “Reynolds may have kept us guessing on the detail of the reforms under consideration and the timing of any announcement, but this was as clear a sign as any that ISA reform is coming. The odds on a new ISA regime being introduced from April 2026 certainly shortened today.” AJ Bell’s blueprint for ISA reform: better help for investors, simplification and a genuine incentive to invest in the UK