Full-Time

Director – Merchant Marketing

Loyalty & Growth

Posted on 11/1/2025

Early Warning

Early Warning

1,001-5,000 employees

Payments network and risk management solutions

Compensation Overview

$180k - $215k/yr

+ Discretionary incentive plan + Benefits

No H1B Sponsorship

San Francisco, CA, USA + 3 more

More locations: Chicago, IL, USA | Scottsdale, AZ, USA | New York, NY, USA

Hybrid

Category
Growth & Marketing (3)
, ,
Required Skills
Communications
Adobe Creative Suite
Adobe Photoshop
Marketing
Graphic Design
Requirements
  • Education and experience typically obtained through completion of a bachelor's degree in business administration, Marketing design/graphics, communications, or a related field.
  • Minimum 12 years’ experience in merchant marketing, loyalty marketing, merchant management in financial services or related field, and at least 5 years’ experience managing people.
  • Proven experience in building and executing loyalty programs that drive incremental value and sales in financial services and payments.Expertise in loyalty, CRM, digital performance marketing, and promotional economics.
  • Exceptional presentation and storytelling abilities; comfortable co-selling alongside Sales executives.
  • Strong Executive presence and ability to build key relationships across internal and external parties.
  • Strong leadership skills in driving vision and leading high-performance teams- excellent interpersonal skills with ability to influence and engage internal & external stakeholders.
  • Excellent attention to detail & verbal, and written communication skills.
  • Proficiency with Microsoft Office and familiarity with Adobe Creative Suite (Illustrator, InDesign, Photoshop).
  • Self-starter with the ability to organize, prioritize work, and meet deadlines.
  • Proven ability to collaborate, communicate, and navigate through multiple disciplines and various seniority levels with internal and external partners.
  • Ability to multi-task and work effectively in a fast-paced, dynamic, growth-oriented environment.
  • Background and drug screen.
Responsibilities
  • Developsmerchant marketing, loyalty, and incentives strategy aligned with productgrowth goals.Identifies emerging channel opportunities across EWS products, bank and merchant channels (paid, owned, earned) and quantify projected impact.
  • Collaborates with Product to design overall vision for our loyalty program and tiered offer structures and rewards to drive incremental spending across merchant segments. Identifies and implements opportunities to drive higher customer engagement through merchant and banks loyalty programs and consumer incentives.
  • Oversees, develops, and drives the execution of merchant marketing campaigns across the merchant community by selling in EWS product value proposition and bank plans to drive incremental sales or new customers to merchants.
  • Translates platform capabilities into compelling marketing playbooks and comarketing investments.Partners with Sales to understand prospect KPIs and presents tailored growth plans in pitch meetings.
  • Advances Merchant marketing strategies by optimizing budget across key merchants and identifying unique value proposition for key merchants.
  • Works with agency partners to develop campaign plans and optimize media spending and strategies for key merchants.
  • Partners with internal business team stakeholders to design and implement initiatives that increase Merchant sales, drive product adoption and deliver incremental value to our merchants.
  • Provides effective leadership in developing highly engaged, high-performance teams.
  • Supports the company’s commitment to protect the integrity and confidentiality of systems and data.
  • The above job description is not intended to be an all-inclusive list of duties and standards of the position. Incumbents will follow instructions and perform other related duties as assigned by their supervisor.
Desired Qualifications
  • MBA preferred, additional related education and/or experience preferred.

Early Warning Services, LLC builds and operates risk, fraud and payment technologies that protect financial transactions and expand access to financial services. It leverages network intelligence and collaborations with more than 2,500 banks and credit unions to secure payments for consumers and small businesses, and to enable convenient payment options. Its well-known products include Zelle®, a person-to-person electronic payments network, and Paze℠, an online checkout solution, integrated within a broad financial ecosystem. The company differentiates itself through its extensive partner network, decades of experience, and a dedicated focus on risk, fraud prevention and payments infrastructure. Its goal is to empower and protect the U.S. financial services ecosystem by making financial services more accessible while keeping transactions safe.

Company Size

1,001-5,000

Company Stage

N/A

Total Funding

$22.9M

Headquarters

Scottsdale, Arizona

Founded

1990

Simplify Jobs

Simplify's Take

What believers are saying

  • Partners with over 2,500 banks and credit unions for vast network access.
  • Leverages big data analytics from thousands of institutions for ACH fraud prevention.
  • Submitted five-point fraud plan to OCC, Fed, FDIC RFI on September 19, 2025.

What critics are saying

  • CFPB sued Early Warning and banks on December 20, 2024, for Zelle fraud violations.
  • Bank ownership by BofA, JPMorgan, Wells Fargo invites DOJ antitrust scrutiny.
  • Paze faces displacement by Apple Pay, Google Pay in saturated e-commerce market.

What makes Early Warning unique

  • Early Warning screened $10.8 trillion in payments in 2024, stopping $3 billion fraud.
  • Predict New Account Risk delivers predictive intelligence beyond binary risk decisions.
  • Operates Zelle and Paze, expanding from fraud detection to e-commerce payments.

Help us improve and share your feedback! Did you find this helpful?

Benefits

Health Insurance

401(k) Retirement Plan

401(k) Company Match

Unlimited Paid Time Off

Paid Vacation

Paid Parental Leave

Family Planning Benefits

Flexible Work Hours

Company News

PR Newswire
Mar 17th, 2026
Citi adds Paze digital wallet for millions of US credit cardmembers

Early Warning Services has expanded its Paze online checkout solution to Citi, giving millions of credit cardmembers access to the bank-offered digital wallet. Eligible Citi cardmembers can activate Paze through Citi.com, the Citi Mobile App, or mywallet.paze.com. Paze allows customers to check out online without manually entering card details, using tokenisation for added security. The service is available at leading online merchants across apparel, electronics, jewellery, food, entertainment and beauty sectors. According to a survey, 72% of US consumers value digital wallet efficiency for online transactions, whilst 82% trust their banks' security more than third-party payment options. More than 165 million credit and debit cards have been added to the Paze platform, which is operated by Early Warning Services.

Cision
Sep 4th, 2025
Extending the Reach of Zelle(R): Alacriti and Early Warning Join Forces

Alacriti partners with Early Warning Services to embed Zelle(R) into its Orbipay Payments Hub

NYC Politics
Aug 14th, 2025
NY Attorney General Letitia James Targets Zelle's Parent Company Over Massive Fraud Losses

While EWS promoted Zelle as safe and reliable, the complaint contends the company failed to deliver on those promises.

Early Warning Services, LLC
Jul 9th, 2025
Payfinia brings Paze digital wallet to community financial institutions

PORTLAND, Ore., July 9 - Payfinia, an independent payment services firm providing an open payments framework, announced today its partnership with Early Warning Services to offer Paze[SM], an online checkout solution developed by Early Warning Services and offered by participating banks and credit unions.

Boland Hill Media, LLC
Dec 20th, 2024
The CFPB Sues Early Warning, BofA, Chase, And Wells Over Zelle Fraud

Zelle, which Early Warning launched in 2017 to compete with services such as PayPal Holdings Inc. and its Venmo network, has been the subject of controversy for several years over scams in which users allege they were gulled into transferring funds to fraudsters.

INACTIVE