Full-Time
Life Insurance Sales Agent
RateHub.ca
51-200 employees
Comparative platform for mortgages, cards, insurance
No salary listed
Toronto, ON, Canada
Remote
 Insurance (1) |
|---|
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- The candidate must hold an Ontario Life License Qualification Program license in good standing.
- The candidate must have at least 2 years of sales experience in the insurance industry with a demonstrated record of success.
- The candidate must meet the minimum credit score requirement set by the managing general agency.
- The candidate must have a strong sales background and the ability to attract new clients and close sales.
- The candidate must be proficient in using sales tools and software.
- The candidate must be able to multitask and maintain strong attention to detail.
- The candidate must have time-management skills to prioritize tasks effectively and achieve sales targets.
- The candidate must be able to develop and build client relationships.
- Convert online leads into closed insurance policies.
- Engage with clients to determine their needs and provide expert advice to ensure appropriate coverage.
- Build rapport with new clients and strengthen existing relationships to establish a trust-based client network.
- Provide an excellent customer experience to clients.
- Maintain a continued focus on service excellence.
- Stay current with industry knowledge, competition, and market trends.
RateHub.ca helps Canadians compare financial products in one place. It aggregates data from major banks and insurers to let users compare mortgage rates, credit cards, insurance, and investment options side-by-side. Users interact with the platform by selecting preferences or product categories, then RateHub.ca presents listings and details so they can choose the best option. The platform earns revenue mainly through affiliate marketing and lead generation: when a user clicks on a product link or submits a form to get more information, RateHub.ca receives a commission from the financial institution. This may also include premium placements or advertising opportunities for providers. RateHub.ca’s goal is to help consumers make informed financial decisions by providing clear, up-to-date comparisons and easy access to relevant products.
Company Size
51-200
Company Stage
Series A
Total Funding
$21.7M
Headquarters
Toronto, Canada
Founded
2010
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Simplify's Take
What believers are saying
- Capital One joined CardFinder in 2025, expanding issuer coverage and monetization.
- LoanFinder launched in January 2025 with Fig Financial and Spring Financial.
- Ratehub updated its press centre August 26, 2026 with fresh product launches.
What critics are saying
- Naga Parvatharajan replaced the founders in June 2024, signaling leadership churn.
- Google, banks, and insurer quote tools can copy Ratehub's comparisons and steal traffic.
- If lenders bypass Ratehub with direct-to-consumer funnels, affiliate revenue collapses.
What makes RateHub.ca unique
- In February 2026, CardFinder predicts approvals using TransUnion data without hard credit checks.
- Ratehub bundles mortgages, insurance, credit cards, and personal loans into one consumer funnel.
- Novacap's majority backing since 2022 gives Ratehub capital for product and brokerage expansion.
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Benefits
Remote Work Options
Flexible Work Hours
Health Insurance
Dental Insurance
Professional Development Budget
Company Social Events
Growth & Insights and Company News
6 month growth
↓ -1%1 year growth
↓ -3%2 year growth
↓ -11%Ratehub Inc. launches ai-powered CardFinder that predicts approval without hard credit checks. Feb 10, 2026, 09:00 ET TORONTO, Feb. 10, 2026 /CNW/ - Ratehub Inc., today announced the launch of a new AI and machine learning engine for CardFinder, its proprietary credit card matching tool. These new enhancements will provide Canadians with better, more accurate credit card matches by predicting approval likelihood without hard credit checks, and delivering personalized offers from Canada's top providers in under a minute. Leveraging our partnership with TransUnion, CardFinder's new AI and machine learning engine analyzes credit profiles, lifestyle factors, spending habits, and card preferences to deliver a seamless data-driven experience. Members will find the right credit card with confidence, speed, and accuracy, all without impacting their credit score. CardFinder's new enhancements move beyond static comparisons to deliver intelligent recommendations that adapt to each member's specific credit situation. "This is a significant milestone for Ratehub," said Natasha Macmillan, Senior Business Director of Everyday Banking and Head of Partnerships at Ratehub.ca. "By leveraging advanced AI within our CardFinder tool, we're excited to build on Ratehub's vision as a one-stop shop for all financial needs by providing members with intelligent tools that help them make smarter, more confident decisions about their credit." "Our proprietary AI engine uses machine learning to analyze credit profiles, spending behaviours, and approval patterns across Canada's leading credit card providers to instantly match members with their best options," said Harnish Jaggi, Head of Data at Ratehub.ca. "This sophisticated modelling allows us to deliver precise, personalized recommendations based on each member's unique financial situation." By answering a few quick questions about their credit profile, lifestyle, and spending habits, Ratehub members are matched with cards that meet their needs and offer the highest approval likelihood, helping them compare options confidently and find the best fit for their financial goals. About Ratehub Inc. Ratehub Inc. is Canada's one-stop shop for mortgages, insurance, credit cards, investments, and loans. Founded in 2010, Ratehub helps Canadians make smarter financial decisions by providing unbeatable selection, service, and savings through calculators, financial tools, educational content, and award-winning brokerages. Millions of Canadians rely on Ratehub.ca to get personalized recommendations for all their personal finance needs through our financial product comparison site and mortgage brokerage, Ratehub.ca, mortgage lender, CanWise, insurance brokerage, RH Insurance, and personal finance website, MoneySense. To learn more, visit www.ratehub.ca. SOURCE Ratehub Inc. Bronlynn Carrington, Senior Communications Specialist, [email protected], (647) 214-1031
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Bank of Canada Governor Tiff Macklem takes part in a news conference, after cutting key interest rate, in Ottawa, Ontario, Canada July 24, 2024. REUTERS/Blair Gable · REUTERS / ReutersThe Bank of Canada reduced its benchmark rate by 25 basis points on Wednesday, the sixth consecutive cut, bringing its policy rate to 3 per cent. In its decision, which was widely expected, the central bank cited inflation hovering around 2 per cent and an economy in excess supply. But it also flagged U.S. trade policy as “a major source of uncertainty” that will test the Canadian economy.“With inflation around 2 per cent and the economy in excess supply, Governing Council decided to reduce the policy rate a further 25 basis points to 3 per cent,” the central bank said in a statement alongside its decision.“However, if broad-based and significant tariffs were imposed, the resilience of Canada’s economy would be tested. We will be following developments closely and assessing the implications for economic activity, inflation and monetary policy in Canada.”Watch the livestream of Governor Tiff Macklem and Senior Deputy Governor Carolyn Rogers speaking to reporters at 10:30 a.m
Ratehub launches new personal loans marketplace to empower canadian borrowers.
Toronto-based FinTech company Ratehub has appointed Naga Parvatharajan as its new CEO in the latest in what has been a flurry of executive turnover in Canadian tech this year.