Full-Time

Claims Specialist 2

Deadline 4/23/27
Mercury Insurance

Mercury Insurance

1,001-5,000 employees

Compensation Overview

$44.5k - $77.9k/yr

+ Bonus

California, USA

Remote

Category
Finance & Banking (1)
Requirements
  • High school diploma or equivalent, Bachelor’s degree preferred
  • 6 months’ customer service experience in a high-volume work environment or equivalent combination of education and experience
  • 6-12 months’ claims adjusting experience, preferred
  • Prior experience working in a remote environment is a plus
Responsibilities
  • Review and explain coverage details and the claims process to customers. Set reserves for anticipated expenses and arrange vehicle inspections and rental authorizations. Address customer inquiries and concerns throughout the claim process to ensure satisfaction and retention.
  • Utilize various communication methods (phone calls, emails, texts, letters) to obtain information from involved parties, including witnesses. Review law enforcement reports and seek out additional evidence (dash cam, surveillance video) to assess the facts of loss and determine liability.
  • Identify and escalate high-risk files with significant indemnity exposure or suspected fraud to supervisors for further review or investigation.
  • Analyze medical records to evaluate, negotiate, and settle moderate bodily injury claims with legal counsel for represented claimants and unrepresented parties.
  • Serve as the primary point of contact for customers, coordinating with other departments to ensure a smooth claims experience and complete customer satisfaction.
  • Collaborate with a team to address the needs of shared customers when necessary.
Desired Qualifications
  • Prior experience working in a remote environment is a plus

Company Size

1,001-5,000

Company Stage

IPO

Headquarters

Brea, California

Founded

1962

Simplify Jobs

Simplify's Take

What believers are saying

  • California regulators approved rate increases April 15, 2026, boosting revenue in key markets.
  • Q1 2026 catastrophe losses fell to $8M from $354M year-over-year due to fewer wildfires.
  • Liberty Mutual's Safeco exit provides thousands of California customers and agents for Mercury acquisition.

What critics are saying

  • State Farm's March 2026 California exit floods Mercury with policyholder influx, overwhelming underwriting capacity.
  • Analyst challenges Q1 wildfire loss estimates as understated 20-30%, triggering SEC reserve adequacy investigation.
  • Acquired Safeco subprime policies deteriorate combined ratio beyond 95% within 12-18 months post-transition.

What makes Mercury Insurance unique

  • BurnBot investment positions Mercury as proactive wildfire risk mitigator versus reactive competitors.
  • Steve Bennett leads dedicated climate risk mitigation strategy across property and casualty lines.
  • IBHS partnership enables premium discounts for Wildfire Prepared Home certified policyholders in high-risk zones.

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Your Connections

People at Mercury Insurance who can refer or advise you

Benefits

Paid Time Off

401 (k) retirement savings plan with company match

Medical, dental, vision, life, and pet insurance

Flexibility to work from anywhere in the United States for most positions

Health and wellbeing resources, including free mental wellbeing therapy/coaching sessions, child and eldercare resources, and more

Company News

Cision
Aug 6th, 2025
Mercury Insurance and Safeco Insurance Announce Plans to Transition California Customers and Agents

LOS ANGELES, Aug. 6, 2025 /PRNewswire-PRWeb/ - Mercury Insurance (NYSE: MCY) is partnering with Liberty Mutual Insurance on a plan to provide coverage for thousands of California Safeco Insurance customers impacted by a shift in Liberty Mutual's California personal lines product strategy.

Insurance Journal
Aug 6th, 2025
Mercury Insurance and Safeco Insurance to Transition California Customers and Agents

Mercury Insurance is partnering with Liberty Mutual Insurance on a plan to provide coverage for thousands of California Safeco Insurance customers impacted by a shift in Liberty Mutual's California personal lines product strategy.

Insurasales
Jun 10th, 2025
Mercury Insurance Names Steve Bennett to Lead Climate Risk Mitigation Strategy

Mercury Insurance has appointed Steve Bennett as Senior Director of Climate and Catastrophe Science to lead initiatives focused on risk mitigation in property and casualty insurance for areas vulnerable to catastrophic events.

Insurance Journal
May 29th, 2025
Certification Enables California, Oregon Homeowners to Earn Premium Discounts

Mercury Insurance partnered with the Insurance Institute for Business and Home Safety to enable policyholders in wildfire-susceptible areas to earn a premium discount by taking part in IBHS' Wildfire Prepared Home certification program.

Cision
May 28th, 2025
Mercury Insurance Partners With Iheartradio To Honor San Diego'S Community Heroes

"Through our partnership with the North Island Credit Union Amphitheatre, we're shining a spotlight on those who go the extra mile and have an outsized impact on their local communities." Post thisMercury has partnered with NICUA since 2024 to celebrate music, community and the unique spirit of San Diego. That commitment is on full display through the mural commissioned for the Mercury Sunset Deck and painted by nationally renowned muralist, Nigel Sussman. The artwork captures the city's essence, while incorporating references to nearly two dozen popular songs."Nigel has created a masterpiece and we're very excited to share it with concertgoers," said Thompson. "There are more than 20 musical references contained within the mural, and fans who are able to identify one or all of them and post their findings on Facebook or Instagram with #MercuryMusic, could be rewarded with tickets to a future show as part of our 'Surprise and Delight' campaign."Here's a closer look at Mercury's 2025 sponsorship of NICUA:1. Community Rockstars:Now in its second season, the Community Rockstars program — presented in partnership with iHeartRadio — honors local heroes, including educators, volunteers and philanthropic entrepreneurs. Last year, 10 exceptional individuals were recognized.Fans can nominate their Community Rockstars through the iHeartRadio website