Full-Time

Lead SW Engineer

Posted on 1/5/2026

Visa

Visa

10,001+ employees

Global digital payments network processing transactions

No salary listed

Atlanta, GA, USA

Hybrid

Hybrid position; days in office to be confirmed by hiring manager.

Category
Software Engineering (1)
Required Skills
DevOps
Requirements
  • 10+ years of relevant work experience with a Bachelor’s Degree or at least 7 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 4 years of work experience with a PhD, OR 13+ years of relevant work experience.
Responsibilities
  • Design code and systems that touch 40% of the world population while influencing Visa’s internal standards for scalability, security, and reusability
  • Collaborate multi-functionally to create design artifacts and develop best-in-class software solutions for multiple Visa technical offerings
  • Actively contribute to product quality improvements, valuable service technology, and new business flows in diverse agile squads
  • Develop robust and scalable products intended for a myriad of customers including end-user merchants, b2b, and business to government solutions.
  • Leverage innovative technologies to build the next generation of Commercial Payment Services.
  • Opportunities to make a difference on a global or local scale through mentorship and continued learning opportunities
  • Demonstrates relevant technical working knowledge to understand requirements.
  • Work with Product owners, architects and other relevant stakeholders to gather and refine requirements for one or more products, taking in to account the existing tools and solutions across departments.
  • Translates functional requirements into system designs for one or more components and communicates how the components will interact.
  • Demonstrates understanding of non-functional requirements (NFR) and their impact on the system. Leads junior engineers in understanding requirements.
  • Design, Code, test, document and implement new applications & as well as existing programs.
  • Develop code that complies with design specifications and meets security and coding best practices.
  • Work independently and provide guidance to junior developers.
  • Work with team members on technical software development issues, problem analysis and resolution.
  • Participate in design and code review sessions as appropriate - to ensure the quality of work delivered by teammates is in accordance with development standards.
  • Write automation scripts to functionally automate the testing.
  • Learn and adopt technologies, like generative AI, that provide developer productivity improvements.
  • Engages with product engineering teams and product owners during code/design reviews, regular meetings, on-call rotations, and incident responses throughout product development and operations cycles.
  • Leverages advanced knowledge of systems/platforms and telemetry analyses to propose isolated improvements in code, processes, and designs to deliver on customer/business objectives more effectively.
Desired Qualifications
  • 12 or more years of work experience with a Bachelor’s Degree or 8-10 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 6+ years of work experience with a PhD
  • Master's degree in Math, Science, Engineering, or Computer Science, Information Systems or related field AND minimum seven (7) years experience
  • OR Bachelor's degree in Math, Science, Engineering, or AND minimum nine (9) years experience OR Minimum twelve (12) years of experience.
  • Extensive experience in software engineering and architectural design for highly scalable and always-on distributed systems.
  • Proven expertise in the payment’s domain, with in-depth knowledge of commercial cards, Identity, 3DS, and other payment technologies like PSPs, PayFaqs, among others
  • Demonstrated experience in leading and delivering complex projects from concept to deployment.
  • Proficiency in agile development methodologies and practices
  • Experience with large-scale systems with both VM and Container based multi data-center (active active) solutions, external 3rd parties such as Akamai, Cloud Fare, etc.
  • Extensive technical experience with full stack HTTP, JAVA REST APls, JSON, databases, Spring, Java and web frameworks at scale.
  • Experience with both NoSQL and SQL data stores including Redis, HazelCast, MySQL, MSSQL or similar
  • Proficiency in leveraging generative AI to enhance development processes and resource efficiency.
  • Excellent analytical and problem-solving aptitude.
  • Exceptional leadership skills with the ability to inspire and lead cross-functional teams.
  • Excellent communication skills, with the ability to articulate complex technical concepts to non-technical stakeholders: clients, Architects, Business/Products, etc.
  • Ability to interface effectively with senior leadership, providing clear and concise updates on project vision and progress.
  • Experience with Visa’s (or other payment brand's) products and services.
  • Familiarity with regulatory and compliance requirements in the payments industry.

Visa operates a global digital payments network that connects consumers, businesses, banks, and governments to enable electronic card payments. Its system moves money through a card-based flow: a merchant request, card authorization via Visa, funds settlement between banks, and data processing, with fees earned on transactions and services. The company differentiates itself with its worldwide network, large client base, and partnerships that expand access to digital payments while supporting sustainable commerce. Its goal is to widen financial inclusion and provide convenient, secure electronic payments for a growing share of global commerce.

Company Size

10,001+

Company Stage

N/A

Total Funding

$9.6M

Headquarters

San Francisco, California

Founded

1958

Simplify Jobs

Simplify's Take

What believers are saying

  • Visa Ventures invested in Nekuda's $5M round for agentic payments.
  • Visa Ventures led BVNK's $50M Series B for stablecoin payments.
  • VisaNet handled 164.7 billion transactions annually in 2021.

What critics are saying

  • FedNow bypasses Visa, cutting transaction volume in 12-24 months.
  • PSD2 enables direct payments, causing 70-85% volume loss in 18-36 months.
  • CBDCs in 130+ countries reduce Visa's market by 15-25% in 36-60 months.

What makes Visa unique

  • VisaNet processes 76,000 transactions per second with 99.9999% availability.
  • VisaNet connects 3.6 billion accounts across 200+ countries.
  • VisaNet uses AI for smarter authorization and fraud prevention.

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Benefits

Health Insurance.

Life Insurance.

Dental Insurance.

Disability Insurance.

Accidental Death & Dismemberment Insurance.

Company News

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Aug 12th, 2025
HoneyCoin raises $4.9M for expansion

Kenyan fintech HoneyCoin raised $4.9 million in seed funding to expand its stablecoin cross-border payment services into Africa, Latin America, and Asia. Led by Flourish Ventures, the round included TLcom Capital, Stellar Development Foundation, and Visa Ventures. HoneyCoin processes $150 million monthly, serving 350 enterprise clients. The funds will be used to hire executives, secure licenses, and expand into new markets, with plans for new products by Q3 2025.

Business Wire
May 15th, 2025
Nekuda Raises $5M Led by Madrona, Together with Amex Ventures and Visa Ventures, to Power Agentic Payments

Nekuda raises $5M led by Madrona, Amex Ventures & Visa Ventures to power agentic aayments. For the infrastructure of the future of online commerce.

Forbes
May 6th, 2025
Visa Invests in BVNK, $50M Funding

Visa Ventures has invested in stablecoin infrastructure platform BVNK, marking Visa's first direct investment in a stablecoin payments player. This move supports the future of stablecoins in payments, enhancing BVNK's credibility and penetration with Visa's partners. BVNK, which raised $50 million in a Series B round in December 2024, processes $12 billion in annualized volume and offers solutions for B2B and B2C payments using stablecoins.

INACTIVE