Full-Time

Analytic Science-Lead Scientist

FICO

FICO

1,001-5,000 employees

Predictive credit risk scoring & analytics

No salary listed

Bengaluru, Karnataka, India

In Person

Master's, PhD

Category
Data & Analytics (1)
Required Skills
Python
Data Science
Machine Learning
Java
C/C++
Linux/Unix
Data Analysis

Get referred to FICO

See people who can refer or advise you

Requirements
  • MS or PhD degree in computer science, engineering, physics, statistics, mathematics, operations research or natural science fields with significant years of hands-on related experience in predictivemodeling and data mining
  • 5-7 years of relevant experience
  • Experience analyzing large data sets and applying data-cleaning techniques along with performing statistical analyses leading to the understanding of the structure of data sets
  • Strong programming experience
  • Experience working with Java, Python, C++, or C
  • Hands-on experience working with Linux
Responsibilities
  • Work with large amounts of real-world data and ensure data quality throughout all stages of acquisition and processing, including data collection, normalization and transformation
  • Research and select appropriate statistical methods and computational algorithms
  • Build and/or oversee teams building high-end analytic models for relevant problems using statistical modeling techniques. Manage these projects under time constraints, working with other teams within FICO to provide high quality support to enable integration and deployment of analytics software and solutions
  • Assist with model go-lives by performing production data validations and analysis of models in production
  • Assist with client meetings to investigate and resolve problems. Apply data mining methodology in thorough analyses of model behaviors and provide support for customer meetings, model construction and pre-sales. May also participate in post-implementation support
Desired Qualifications
  • Background in ML and AI preferred

FICO provides data analytics and decision management tools that help financial institutions assess credit risk and detect fraud. The company’s primary product, the FICO score, works by transforming consumer credit report data into a numerical value that predicts the likelihood of a borrower repaying a loan. Unlike many competitors, FICO’s scoring system serves as the primary industry standard for consumer lending in the United States, integrated directly into software that manages the entire customer lifecycle. The company’s goal is to provide lenders with the predictive tools necessary to make informed, data-driven decisions regarding account origination, marketing, and risk management.

Company Size

1,001-5,000

Company Stage

IPO

Headquarters

San Jose, California

Founded

1956

Get referred to FICO

See people who can refer or advise you

Simplify Jobs

Simplify's Take

What believers are saying

  • FICO's Q3 fiscal 2026 earnings announced July 29, 2026, reinforcing operating strength.
  • Rate joined FICO Score 10T adoption on June 9, 2026, broadening lender usage.
  • FICO issued a billion-dollar 2034 note in March 2026, extending liquidity and maturities.

What critics are saying

  • Bill Pulte attacked FICO's monopoly on September 4, 2026, accelerating VantageScore substitution.
  • Senator Hawley's March 23, 2026 probe targets FICO's mortgage pricing and FTC action.
  • September 2026 mortgage score commoditization threatens FICO's core royalty engine.

What makes FICO unique

  • FICO Score 10T reached 70 mortgage lenders by July 28, 2026.
  • Optimal Blue integrated FICO Score 10T into pricing, hedging, and servicing workflows.
  • FICO Marketplace plugs fraud partners like Pindrop and Alogram into existing bank systems.

Help us improve and share your feedback! Did you find this helpful?

Benefits

Health Insurance

Flexible Work Hours

Professional Development Budget

Wellness Program

Remote Work Options

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

0%

2 year growth

0%
Associated Press
Aug 11th, 2026
Alogram joins FICO Marketplace to offer explainable AI fraud intelligence

Alogram Inc. has joined FICO Marketplace, making its fraud intelligence offerings available to FICO Platform customers worldwide. The suite includes Account Forensics, Behavioral Intelligence, Email Intelligence, Identity Intelligence, Purchase Forensics, and Telecom Intelligence. These modular capabilities are designed to help enterprises identify suspicious digital activity and emerging AI-enabled fraud patterns. The offerings provide explainable indicators and audit-ready evidence that integrate directly into existing decisioning workflows. FICO Marketplace enables customers to discover and deploy pre-built AI models, data services, and analytics without replacing existing infrastructure. Alogram's CEO d'Artagnan Osborne said the partnership provides customers with additional signals and forensic context to better understand fraud risks. The listings are now accessible to FICO Platform customers through the marketplace, allowing enterprises to explore how these intelligence capabilities can support their fraud and risk management strategies.

Yahoo Finance
Jul 24th, 2026
Three companies beat market with strong growth: Brinker International up 214%, Construction Partners up 212%, Fair Isaac up 123%

Three companies have delivered strong returns over the past five years, according to recent analysis. Brinker International, which operates Chili's and Maggiano's Little Italy, has returned 214% with same-store sales growth averaging 15.5% over two years and £5.73 billion in revenue. Construction Partners, a civil infrastructure firm, has gained 212% with 39.9% annual revenue growth over the past two years. Its earnings per share growth of 46.7% outpaced revenue gains. Fair Isaac Corporation, creator of the FICO credit score, has returned 123%. The company's earnings per share growth of 29.3% exceeded revenue gains over the last two years, whilst maintaining a 34% free cash flow margin. All three companies have demonstrated consistent earnings growth and improving operational metrics.

Business Wire
Jun 4th, 2026
Optimal Blue integrates FICO Score 10T into capital markets platform for mortgage lenders

Optimal Blue, a mortgage capital markets platform, has integrated FICO Score 10T into its technology, marking a significant step in the adoption of FICO's most predictive credit scoring model across the mortgage industry. The integration enables lenders to price and decision non-agency loans using FICO Score 10T within Optimal Blue's product, pricing and eligibility engine, as well as mortgage servicing rights valuation and hedging capabilities. Optimal Blue supports approximately 60% of the top 50 US mortgage lenders. FICO Score 10T is currently available at no cost alongside Classic FICO through the FICO Score 10T Free Access Programme, allowing lenders to conduct side-by-side testing without additional fees. The integration extends to the secondary market, where investors and servicers can leverage the score for portfolio assessment.

Yahoo Finance
May 29th, 2026
FICO partners with Pindrop to integrate AI fraud detection into banking workflows

FICO has partnered with Pindrop to integrate AI-powered fraud detection into the FICO Platform. The agreement embeds Pindrop Protect to deliver real-time, multi-signal fraud intelligence for financial institutions, including deepfake detection and consortium intelligence within FICO decisioning workflows. The collaboration positions FICO as an orchestration layer for high-risk interactions such as account opening, wire transfers and call centre authentication. By hosting Pindrop Protect in the FICO Marketplace, the company aims to make advanced fraud controls function as a plug-in for banks and telecoms. The partnership expands FICO's role beyond credit scoring into voice, device and behavioural signals, adding another data-rich partner alongside existing arrangements with AWS and Plaid.

Business Wire
May 14th, 2026
FICO and Citi to host dozen free credit education workshops at branches nationwide in 2026

FICO is hosting free credit education workshops at select Citi branches nationwide throughout 2026 through its Score A Better Future programme. The workshops aim to help individuals in underserved communities understand credit, budgeting and financial planning for major life milestones. The series will launch on 28 May 2026 at Citi's flagship branch in San Francisco, with additional events planned in Florida, New York and Illinois. Attendees will learn to read credit reports, understand FICO Score factors and receive guidance from on-site financial specialists. A FICO-sponsored Harris poll found 98% of Americans consider financial literacy essential to financial stability, whilst 74% believe better access to financial education would have improved their current situation. The workshops are free and open to the public.