Senior Financial Analyst

Senior Financial Analyst

The Card Services Finance team, within Card Finance, is seeking a Senior Financial Analyst to join our Customer Resiliency Finance team. The Customer Resiliency Finance team is responsible for supporting the Collections and Recoveries organization, including full ownership of expense forecasting and reporting and credit trend analysis, as well as performing ad hoc analysis to drive efficiencies within the space. This role includes data analysis, forecasting, and strategic partnership with the business, where storytelling on top of the deep understanding of Collections will be needed. The ideal candidate is someone who is analytically curious, enjoys financial analytics, and is excited to help drive an important aspect of the Card business. 

As a Senior Financial Analyst, you will work for a company that invests in ways to tell stories, view trends, and diagnose results in a more compelling and visual nature. You will have the opportunity to partner with business customers on driving strategic business direction that leads to sustainable performance and you will be asked to challenge our current well-managed processes to be more proactive, effective and efficient. 

Senior Financial Analysts perform financial data analysis in preparing Profit & Loss or other statements and frequently build reports for higher level associates; provide management and business clients with project statuses; perform reporting and analysis to support presentation and ad-hoc requests. 

The role requires strong communication, problem solving, strategic thinking, and influencing skills in order to effectively:

• Articulate outcomes of analysis and relevant insights

• Develop presentations to communicate business and analysis results to senior audiences  

Responsibilities:

• Financial reporting and analysis, including budgeting, forecasting, variance analysis, financial reporting, and Profit & Loss (P&L) management

• Collaborate with system analysts to maintain and develop system to house models

• Coordinate and collect input data from Financial Analysts in different departments, check data integrity, summarize and convert data, run models, verify, analyze, and communicate output data

• Assist in development of business presentations to communicate analysis results to senior audiences, clearly articulate outcomes of analysis to leadership teams

• Independently manage and prioritize workload

• Perform financial data analysis in preparing Profit & Loss or other financial statements

• Frequently create reports for senior management

• Provide management and business clients with project statuses

• Perform reporting and analysis to support presentation and ad-hoc requests

Basic Qualifications:

• Bachelor’s Degree or military experience 

• At least 1 year of experience in financial analysis

• At least 1 year of experience with financial modeling

Preferred Qualifications:

• Bachelor’s Degree in Finance

• Master’s Degree in Business Administration (MBA) Accounting, Finance, or Economics 

• Chartered Financial Analyst (CFA) license or Certified Public Accountant (CPA) license

• At least 2 years experience in financial analysis

• At least 2 years experience with financial modeling

• At least 1 year of experience partnering with internal stakeholders 

• At least 2 years of experience using Microsoft Office, Google Suite, or a combination 

• At least 1 year of experience using SQL, Python, or a combination 

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

This role is hybrid meaning associates will spend 3 days per week in-person at one of our offices listed on this job posting. Fridays are enterprise- wide virtual work days. Monday, Tuesday, Wednesday and Thursday are in-person days for associates to spend time together working in our beautifully-designed team areas.

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

McLean, VA: $94,600 - $107,900 for Sr. Financial AnalystRichmond, VA: $86,000 - $98,200 for Sr. Financial Analyst

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at theCapital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

This role is expected to accept applications for a minimum of 5 business days.No agencies please. Capital One is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to sex (including pregnancy, childbirth or related medical conditions), race, color, age, national origin, religion, disability, genetic information, marital status, sexual orientation, gender identity, gender reassignment, citizenship, immigration status, protected veteran status, or any other basis prohibited under applicable federal, state or local law. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

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Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).