Financial Crimes

North One is looking for a Financial Crimes - Security Specialist to join our high performing team 🚀. We are a remote-first, venture-backed startup at the heart of the FinTech movement and we’re  reshaping financial services and banking for small businesses across America. We are backed by some of the best VCs in the world and are solving important problems. 

Our product & mission

North One is a business banking and financial management platform for small businesses across America. We don’t stop at being a faster, easier and simpler version of a bank - we’re focused on creating better financial outcomes for our customers by changing the definition of what a bank can do.  We’re building a digital finance department for every small business in America with our business bank account as its foundation. 

Our mission is to build a connected business banking and financial management platform that lets anyone run a successful small business. Our team believes deeply in the transformative power of entrepreneurship and wants to democratize taking ownership of your economic independence.

Our team

We ❤ Trust & Safety.  As our Financial Crimes - Security Specialist, you’ll work with our world-class Trust & Safety team. Reporting to our Director of Trust & Safety, you’ll be joining a team who have helped build companies like Chime, Twitter, Instacart, E-Trade, McKinsey, Etsy, eBay, LendingTree, Expedia and more. 

We’re a team of A-players who are all-in on solving big, important problems. Feeling it?

REQUIREMENTS

As a Financial Crimes - Security Specialist, you would work company-wide to provide financial reporting excellence to support the growth of the company.

Some of what you will be doing includes:

• Analyzing accounts, account usage and managing day-to-day operational processes across various Financial Crimes workflows (encompassing fraud, AML, and account security). You’ll be reviewing up to 100 alerts per day that will require a strong understanding of money movement, regulatory requirements for different money movement rails, current AML/fraud trends, and the ability to solve complex problems.
• Requesting and reviewing documentation and communicating with customers in a professional and risk-mitigating manner.
• Work to help resolve customer escalations that require a financial crimes review, while providing insight and learning opportunities for the CX team.  
• Working closely with the Compliance, Dev and IT teams on InfoSec Policy execution, remediation of findings, improvements, and feedback.
• Acting as an owner of continuous process improvements across the financial crimes team - we’re always looking to make things better, and we’re scaling fast!  
• Providing responses to Law Enforcement information requests in a timely manner.
• Cross training on Trust & Safety reviews and assisting in other areas as necessary. 
• Be a risk identifier, using your on-the-ground knowledge to identify and highlight emerging areas of risk; as well as helping  to propose solutions to resolve the identified vulnerability.

The skills required for this role - 

• You have experience in AML & fraud investigations and analysis.
• You welcome and give candid feedback, identifying ways to make yourself and the team better. 
• You are familiar with technical resources to assist in reviews and have the ability to work with Compliance, Dev, and IT. As well as, CX and marketing partners.
• You are an active learner and stay up to date with new ways of combating financial crimes and security risk, as methods evolve. 
• You understand fraud risk typologies associated with neo-banks like North One.
• You are proactive when it comes to program and process improvements.
• You have a keen attention to detail, and enjoy digging into the weeds to find the source of a problem.

Bonus points - 

• You have familiarity with business intelligence tools to query information and make informed decisions with that data (Looker preferred, but including Tableau, Periscope, Redash, Mode, etc).
• You have data information security knowledge, with experience building up security infrastructure for operations teams. 
• You also know your way around Compliance reviews (KYC, KYB, Transaction Monitoring, SAR reviews), and know how AML and fraud intersect and how they diverge.
• You have supported a product roadmap by working with product owners to identify and implement product controls.
• You have worked for a scaling startup or a Fintech and have successfully navigated rapid growth.

BENEFITS

As a valuable member of North One’s team, you’ll get:

• Family coverage of top-tier health/dental benefits: Get the right coverage for what matters most.
• Remote-first work: You decide where you work. You can work from home, visit one of our in-person hubs, or work while you travel.
• Professional development budget: Enjoy an annual budget to deepen your expertise
• Unlimited paid time off: We measure success around outcomes, not hours worked.
• Powerful gear: We’ll make sure you have the right tech to do your best work.
• Market range for this role at North One is $70,000 USD. 

Few people have been trained for this sort of role, and research shows that women and people from underrepresented groups are less likely to apply if they haven’t satisfied every requirement. If you are this close to what we’ve described, but aren’t sure, apply. Let’s figure out together if this is where you could shine.

North One is proud to be an equal-opportunity employer and celebrates diversity. We welcome all applicants regardless of race, color, gender, age, religion, sexual orientation, disability status or national origin.