Full-Time

Lifecycle Marketing Manager

Posted on 10/31/2025

Earnest

Earnest

201-500 employees

Fintech lender offering low-interest student loans

Compensation Overview

$120k - $164k/yr

Remote in USA

Remote

Remote in the United States; US-based role.

Category
Growth & Marketing (1)
Required Skills
A/B Testing
Tableau
Looker
Data Analysis
Requirements
  • 5+ years of experience in a business-to-consumer email marketing or lifecycle marketing role in a corporate or agency environment
  • 3+ years of experience developing lifecycle/CRM engagement programs
  • Experience in audience segmentation and targeting using database information and real-time event data
  • Able to apply a test-and-learn mindset grounded in analytics, using statistical rigor and data visualization to identify significant results, diagnose funnel drop-offs, and prioritize next best actions
  • Strong data analysis skills and knowledge of business intelligence systems such as Looker or Tableau
  • Knowledge of regulatory and privacy requirements (CAN-SPAM, TCPA, CPPA)
Responsibilities
  • Provide senior leadership and stakeholders with campaign performance reports, including data-driven recommendations for future campaign optimization and strategic plans for growing the impact of lifecycle marketing
  • Own all aspects of campaign strategy development, creative briefing, audience segmentation, journey pathing, campaign execution, creative A/B testing, analytics measurement, and campaign performance readouts
  • Play a strategic role in owning the development and execution of lifecycle campaigns that drive conversion and acquisition of Earnest products and services
  • Be responsible for building out Earnest's most important initiatives across our consumer finance products
  • Focus on ensuring flawless campaign execution, delivering revenue and engagement, and being a driver of innovation and growth
Desired Qualifications
  • Experience with Braze preferred. Bonus points for having experience with ExactTarget, SendGrid, Twilio, HTML/HAML, or Github

Earnest provides low-interest loans in the United States, specializing in student loan refinancing, private student loans, and personal loans. The platform uses data analysis and underwriting software to tailor rates to each borrower's financial profile. Loans come with flexible repayment plans and terms, and the company earns revenue from the interest on issued loans. Earnest distinguishes itself through data-driven underwriting that customizes pricing for individual borrowers and by offering adaptable repayment options, appealing to financially responsible customers. Its goal is to stay competitive by adjusting rates to market conditions while helping people manage education and personal debt.

Company Size

201-500

Company Stage

Acquired

Total Funding

$482M

Headquarters

San Francisco, California

Founded

2013

Simplify Jobs

Simplify's Take

What believers are saying

  • $200 referral bonus creates viral growth among financially responsible borrowers.[1]
  • 0.25% rate reduction for autopay enrollment incentivizes recurring revenue streams.[1]
  • Serves $5,000-$500,000 loan range, capturing high-debt graduate student segment.[1]

What critics are saying

  • SoFi's aggressive expansion with lower rates captures high-income borrower market share.[2]
  • C+ rating reflects restrictive 650 credit minimum, driving applicants to competitors.[1]
  • Hard credit checks on refinances damage customer scores, prompting competitor switching.[1]

What makes Earnest unique

  • Considers 10,000+ data points beyond credit scores for underwriting decisions.[1]
  • Offers 180 customizable loan term options across 5-20 year repayment periods.[2]
  • Eliminates origination fees, prepayment penalties, and late fees entirely.[2]

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

401(k) Retirement Plan

401(k) Company Match

Home Office Stipend

Phone/Internet Stipend

Tuition Reimbursement

Paid Vacation

Parental Leave

Company Equity

INACTIVE