Capital Management Senior Analyst @ Santander

Finance & Banking (2)
,

Finance & Banking (2)

Capital Management, Treasury – Senior AnalystCountry: United States of America

It Starts Here:

Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference.

If you are interested in exploring the possibilities We Want to Talk to You!

The Difference You Make

The Sr. Analyst, Treasury supports day-to-day operations in Capital Planning and provides senior analysis in support of operations.

The team manages Risk Weighted Asset (RWA) and capital generation forecasting under US GAAP and IFRS, including monthly, quarterly, and year-end forecasts communicated regularly to the CFO and CEO. The role works closely with business finance partners to support the 3-year plan and budget for capital generation and RWA.

Position Summary

This role supports US GAAP and IFRS capital and RWA forecasting, monitors and forecasts key ratios, and investigates drivers of changes in capital using databases/SQL and large datasets. Strong MS Excel and SQL skills are required; Power BI is a plus.

Execute day-to-day operations in Management Processes
Validate accuracy of internal financial and operational reporting
Perform variance, reconciliation, and forecasting analysis of key financial data
Monitor key ratios
Ensure adherence to established standards and risk limits
Execute and report on SOX controls to support a strong internal control environment
Perform required accounting entries and reporting
Ensure treasury policies, practices, and procedures are followed
Communicate effectively with internal stakeholders

What You Bring:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education:

Bachelor's Degree: Finance, Economics, Business or equivalent field. - Required.

Professional Experience:

3+ Years Financial planning, analysis or related experience - Required
3+ Years Experience in Capital Management

Language:

English – Required

Hard Skills:

Excellent analytical skills
Excellent organizational skills
Strong project management skills
Detail oriented with ability to research, organize and analyze financial data
Advanced in MS Word, MS Excel, SQL, Power BI, MS Outlook, and working with large sets of data

Soft Skills:

Ability to work well within a team
Ability to prioritize tasks and handle numerous assignments simultaneously
Ability to convey a sense of urgency and drive
Strong verbal and written communication skills in interacting with internal stakeholders
Strong interpersonal skills
Customer service skills

Certifications:

CTP : (Certified Treasury Professional) - Preferred.

It Would Be Nice For You To Have:

Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.
Experience in Microsoft Office products.

What Else You Need To Know:

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Base Pay Range:

Minimum:

$61,875.00 USD

Maximum:

$100,000.00 USD

We Value Your Impact:

Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future.Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com)

Risk Culture:

We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

EEO Statement:

At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

Working Conditions:

Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.

Employer Rights:

This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.

What To Do Next:

If this sounds like a role you are interested in, then please apply.

We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at [email protected] to discuss your needs.

Capital Management Senior Analyst

Treasury

Santander

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