Full-Time

Bank Manager

Updated on 9/10/2026

Deadline 9/21/26
Bank of Montreal

Bank of Montreal

10,001+ employees

Personal, business banking and capital markets

Compensation Overview

$88.8k - $165.6k/yr

+ Commission + Performance-based incentives + Discretionary bonuses

San Francisco, CA, USA

In Person

Bachelor's

Category
Finance & Banking (1)
Required Skills
Sales
Cold Calling
Risk Management
Customer Service
Data Analysis

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Requirements
  • Typically 5 to 7 years of relevant experience and a post-secondary degree in a related field of study, or an equivalent combination of education and experience.
  • Previous supervisory or management experience.
  • In-depth knowledge of retail banking products and services.
  • In-depth knowledge of the competitive marketplace and trends in product offerings.
  • In-depth knowledge of all branch operational processes and policies.
  • In-depth knowledge of branch technologies, processes, and performance metrics.
  • In-depth knowledge of applicable regulations, audit standards, and related policies, procedures, and directives.
  • Deep knowledge and technical proficiency gained through extensive education and business experience.
  • In-depth verbal and written communication skills.
  • In-depth collaboration and team skills.
  • In-depth analytical and problem-solving skills.
  • In-depth influence skills.
  • In-depth data-driven decision-making skills.
  • Federal registration with the Nationwide Mortgage Licensing System and Registry is required for consumer-loan origination in the United States.
  • A criminal background review and credit history evaluation are required.
  • Restrictions apply to performing in a real estate agent capacity.
Responsibilities
  • Guide, direct, and coach employees to deliver exceptional service to customers and prospects.
  • Advise customers on products and strategies that meet their financial objectives.
  • Identify and make referrals to other business groups.
  • Support sales and customer service activities to meet strategic customer experience and profitability goals in compliance with legal and regulatory requirements and bank policies.
  • Foster a culture aligned with the organization’s purpose, values, and strategy.
  • Set goals, define expected outcomes, and ensure accountability for follow-through.
  • Build interdependent teams that collaborate across functional and operating groups.
  • Attract, retain, and enable the career development of top talent.
  • Improve team performance, recognize and reward performance, coach employees, support their development, and manage poor performance.
  • Create innovative business development strategies to grow the business, maximize branch revenues and sales, improve customer satisfaction, and minimize operating losses.
  • Develop and execute a branch business plan to maximize business growth and wallet share and achieve customer retention and acquisition objectives.
  • Understand customer personal banking and credit card needs and integrate marketing promotions and programs into customer conversations.
  • Conduct cold calls to prospective customers to develop new customer relationships.
  • Develop and maintain a community network to enhance the bank’s visibility and build referral sources.
  • Support the bank’s community involvement and participate in community activities.
  • Maintain high-touch relationships with key branch customers and prospects.
  • Resolve customer-related issues using knowledge of bank services, products, and processes.
  • Fulfill sales and service activities in accordance with approved procedures.
  • Recommend and implement solutions based on analysis of issues and business implications.
  • Assist in developing strategic plans and build the branch business plan.
  • Influence and negotiate to achieve business objectives.
  • Identify emerging issues and trends to inform decision-making.
  • Implement, review, and revise work plans.
  • Help determine business priorities and the best sequence for executing business and group strategy.
  • Conduct independent analysis and assessment to resolve strategic issues.
  • Work with internal stakeholders and colleagues to leverage sales, fulfillment, and referral opportunities.
  • Monitor sales and service performance against plan, identify gaps and issues, and develop and implement corrective action plans.
  • Analyze strategic problems and data to provide insights and recommendations.
  • Communicate goals, plans, and assignments to achieve financial and customer service goals.
  • Lead the implementation of new programs, products, and processes within the branch.
  • Coordinate the implementation of national and regional sales and service initiatives.
  • Monitor service request and problem-resolution processes for adherence to national standards.
  • Provide technical training and support to branch employees and recommend improvements.
  • Plan and control unit operating expenses in accordance with forecasts.
  • Manage transactional outcomes for customer calls or defer to appropriate internal business groups.
  • Resolve complex or unresolved customer situations or escalate them to the next higher manager.
  • Maintain current knowledge of personal banking and credit card industries, practices, and trends.
  • Build effective relationships with internal and external stakeholders.
  • Maintain the confidentiality of customer and bank information.
  • Identify and report suspicious activity patterns related to money laundering.
  • Comply with all legal and regulatory requirements for the jurisdiction.
  • Provide specialized consulting, analytical, and technical support.
  • Exercise judgment to identify, diagnose, and solve problems within established rules.
  • Work independently and handle non-routine situations.
  • Apply the Risk Management Framework and make risk-informed decisions that protect assets and comply with applicable policies, laws, and regulations.

Bank of Montreal (BMO) is a diversified financial services provider offering personal, business, and commercial banking, along with capital markets and wealth management, across Canada and the United States. Individuals use personal banking for everyday needs and loans, households can obtain mortgages and credit products, and businesses access commercial loans, treasury/cash management, and industry-specific advice. In capital markets, BMO assists clients with raising capital, trading, and research, while wealth management delivers investment strategies and asset management for portfolios. The company aims to help clients manage and grow their money through a full range of financial services for individuals, small businesses, large corporations, and public sector entities in North America.

Company Size

10,001+

Company Stage

IPO

Headquarters

Toronto, Canada

Founded

1988

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Simplify Jobs

Simplify's Take

What believers are saying

  • Q3 2026 adjusted net income rose 19% to $2.859 billion despite one-time charges.
  • Credit losses fell to $722 million, with impaired provisions at a 10-quarter low.
  • BMO's Moneris sale should add about 15 basis points to CET1 and fund redeployment.

What critics are saying

  • FCAC fined BMO $4 million in February 2026 for charging 101,091 customers incorrectly.
  • The Moneris sale and branch exits signal shrinking fee and deposit bases through early 2027.
  • BMO faces fraud and negligence litigation in B.C. tied to alleged $867,000 transfers.

What makes Bank of Montreal unique

  • BMO spans Canada and U.S., then narrows capital toward higher-return markets in 2026.
  • Its capital markets, wealth, and commercial franchises produced record pre-provision earnings in Q3 2026.
  • BMO keeps a strong 13.0% CET1 ratio while actively reshaping its portfolio.

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Benefits

Health Insurance

Tuition Reimbursement

Accident and Life Insurance

401(k) Retirement Plan

Professional Development Budget

Hybrid Work Options

Company News

Newswire
Sep 8th, 2026
Bank of Montreal issues $1B AT1 capital notes at 7.375% interest rate

Bank of Montreal has priced a USD 1 billion offering of Additional Tier 1 Limited Recourse Capital Notes, Series 7. The notes will carry a 7.375% annual interest rate, paid quarterly, until November 2036, after which the rate will reset every five years based on the 5-year US Treasury Rate plus 2.579%. The LRCNs will mature on 26 November 2086, with an expected closing date of 16 September 2026. BMO may redeem the notes, subject to regulatory approval, starting from November 2036 on any quarterly interest payment date with 10 to 60 days' notice. The proceeds will support general banking purposes and are expected to qualify as Additional Tier 1 capital for regulatory purposes. BMO Capital Markets, Barclays, Citigroup, Goldman Sachs, Morgan Stanley, and UBS are joint book-running managers for the offering.

Yahoo Finance
Sep 7th, 2026
BMO sells 138 US branches to First-Citizens Bank for $5.7B in deposits

BMO Financial Group has completed the sale of 138 branch locations to First-Citizens Bank & Trust Company. The branches are located across North Dakota, South Dakota, Wyoming, Nebraska, Kansas, Missouri, Oklahoma, Idaho, and selected locations in Minnesota, Oregon and Illinois. Under the agreement, First-Citizens Bank acquired approximately $5.7bn in deposit liabilities and $1.1bn in loans. The deal, first announced in October last year, forms part of BMO's strategy to reallocate capital towards markets with stronger client engagement and growth prospects. BMO plans to expand its presence in Western US markets, adding over 130 new sites in California and about 15 in Arizona. This would increase its California footprint by more than 50%.

The Financial Technology Report
Aug 31st, 2026
BMO recruits Wells Fargo executive Brent Reston as U.S. Chief Digital Officer.

BMO recruits Wells Fargo executive Brent Reston as U.S. Chief Digital Officer. Published. August 31, 2026 Canadian banking giant BMO has recruited former Wells Fargo managing director Brent Reston as Chief Digital Officer for its U.S. division, putting him in charge of sweeping tech integration across newly consolidated regional operations. Reston steps into the role following the departure of former head of U.S. banking digital and technology Brianna Elsass, who recently concluded a decade-long tenure at BMO to join Wisconsin-based Associated Bank. Bringing deep industry experience, Reston previously led mobile app overhauls, deployed the Fargo AI virtual assistant, and launched digital lending products during his four years at Wells Fargo. His career background also features eight years driving client experience initiatives at Bank of America alongside five years handling corporate strategy at Merrill Lynch. As first reported by FinTech Futures, BMO U.S. President Aron Levine confirmed on LinkedIn that the executive will "play a key role in helping us accelerate our digital strategy and continue building exceptional experiences for our clients." The leadership hire coincides with a major physical restructuring, marked by BMO's pending transaction to offload 138 retail locations across the Midwest and Great Plains regions to First Citizens Bank by mid-2026. Capital generated from these regional branch sales will fund the rollout of 130 new physical branches in California and 15 locations in Arizona over the next five years, focusing expansion efforts on high-growth retail markets that currently generate over 40% of BMO's total corporate earnings.

Yahoo Finance
Aug 25th, 2026
BMO reports Q3 2026 adjusted net income of $2.9B, up 19% despite goodwill charge

BMO Financial Group reported third-quarter 2026 net income of $1,750 million, down 25% from $2,330 million year-over-year. Earnings per share fell to $2.38 from $3.14. The decrease was driven by a goodwill reduction charge related to the sale of BMO's Transportation and Vendor Finance businesses. Adjusted net income rose 19% to $2,859 million, with adjusted EPS increasing 22% to $3.96. Adjusted return on equity reached 14.0%, compared with 12.0% in the prior year. Provision for credit losses decreased to $722 million from $797 million. All business segments delivered record pre-provision pre-tax earnings, with growth in Capital Markets, Wealth Management, and commercial lending in Canada and the US. Year-to-date reported net income increased 7% to $6,869 million.

Grafa
Aug 25th, 2026
BMO adjusted profit climbs to $2.9 billion, up 19%.

BMO adjusted profit climbs to $2.9 billion, up 19%. * BMO Financial Group (NYSE:BMO) reported Q3 2026 adjusted net income of $2.859 billion, up 19% year over year. * Reported net income declined 25% to $1.75 billion due to a $962 million after-tax goodwill-related charge. * BMO declared a Q4 2026 dividend of $1.71 per share and plans a new share repurchase program. BMO Financial Group (NYSE:BMO) reported third-quarter 2026 net income of $1.75 billion, down 25% year over year, while adjusted net income increased 19% to $2.859 billion after excluding a goodwill-related charge. The company's reported earnings were affected by a $962 million after-tax charge related to the announced sale of its Transportation and Vendor Finance businesses, while adjusted EPS increased 22% to $3.96 from the prior-year period. BMO reported earnings per share of $2.38, reported return on equity of 8.4%, and adjusted return on equity of 14%, while provisions for credit losses declined to $722 million from $797 million. The bank's Common Equity Tier 1 capital ratio was 13%, and BMO declared a fourth-quarter 2026 dividend of $1.71 per common share while repurchasing 3.8 million shares during the quarter. BMO stated that it intends to establish a new normal course issuer bid (NCIB) for up to 25 million shares, subject to regulatory and exchange approvals. BMO Financial Group provides banking, wealth management, and capital markets services across North America, with its latest results reflecting earnings growth across operating segments. Frequently asked questions. BMO signals