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Full-Time

Operations Specialist

Indirect Auto

Updated on 10/11/2024

Upgrade

Upgrade

1,001-5,000 employees

Provides loans, credit cards, and rewards

Consumer Goods
Fintech

Compensation Overview

$24.5 - $29.5Hourly

Junior, Mid

Irvine, CA, USA

This is an onsite role based in our Orange County office.

Category
Supply Chain Management
Operations & Logistics
Required Skills
Communications
Requirements
  • 2+ years Dealer back office, DMV, indirect auto origination or servicing experience
  • Proficiency in Microsoft suite
  • Strong organization and time management skills
  • Excellent verbal and written communication
  • Team oriented and the ability to work collaboratively and independently as needed
Responsibilities
  • Assist with the identification, submission, documentation, and follow up of aftermarket product cancellation process
  • Assist with the timely and consistent follow up, research, and resolution of aged unperfected titles
  • Collaborate with dealership aftermarket and title departments, along with internal teams, to ensure updates are requested, logged, and perfected titles and refunds are received
  • Provide regular updates on title and aftermarket product cancellation refunds and aged title status
  • Obtain and maintain support images for teams utilizing various systems and sources
  • Contact Product Administrators, Dealers, and DMVs as needed
  • Provide reception desk backup
  • Assist with various department tasks and special assignments as assigned by the manager
  • Help mitigate risk associated with the Unperfected Aged Titles and Aftermarket Product Cancellation
  • Timely initiation and follow-up and resolution of outstanding Aged Titles and product cancellation refunds
  • Assist with processes involved to help manage aged unperfected title follow-up
  • Ensure Compliance with Aftermarket Product Cancellations and perfection of vehicle titles associated with the Indirect Auto accounts.
  • Keep management apprised of any concerns with Dealers or processes identified as part of the aged title follow-up

Upgrade offers personal loans, credit cards, and rewards checking accounts to help individuals manage their finances. Their personal loans allow borrowing up to $50,000 with fixed rates and no prepayment penalties, while the Upgrade Card provides cash back rewards on various spending categories. Unlike many competitors, Upgrade focuses on affordability and user-friendly features, making credit more accessible. The company's goal is to promote responsible financial behavior and support long-term financial health for its customers.

Company Stage

Series E

Total Funding

$357.2M

Headquarters

San Francisco, California

Founded

2016

Growth & Insights
Headcount

6 month growth

20%

1 year growth

30%

2 year growth

50%
Simplify Jobs

Simplify's Take

What believers are saying

  • Upgrade's rapid growth and expansion into new markets, such as auto loans and home improvement financing, indicate strong business momentum and opportunities for career advancement.
  • The launch of the Secured OneCard opens up new customer segments, providing a pathway for individuals with little or no credit history to build their credit responsibly.
  • The company's significant investment in new office space in Irvine, California, reflects its commitment to scaling operations and expanding its workforce.

What critics are saying

  • The crowded fintech market means Upgrade must continuously innovate to maintain its competitive edge and customer base.
  • Expansion into new product lines, such as auto loans, carries the risk of operational challenges and potential regulatory scrutiny.

What makes Upgrade unique

  • Upgrade offers a unique combination of personal loans, credit cards, and rewards checking accounts, providing a comprehensive suite of financial products that cater to various consumer needs.
  • Their focus on affordability and flexibility, such as no prepayment penalties on loans and competitive cash back rewards, sets them apart from traditional financial institutions.
  • The partnership with FairPlay to incorporate Fairness-as-a-Service solutions enhances their commitment to fair lending practices, distinguishing them in the fintech space.